As the new year approaches, it’s important to stay informed about the bank holiday schedule for January 2025. Most banks across India are expected to remain closed on January 1, 2025, to mark New Year’s Day, a widely observed holiday. However, as states celebrate unique local festivals, the bank holiday schedule varies by region. For instance, Mizoram and Sikkim will observe holidays on December 31, 2024, for celebrations like New Year’s Eve, Lossong, and Namsoong.
Additionally, banks will be closed on two Saturdays and four Sundays during January. Since weekends are a common time for people to handle banking tasks, it’s essential to check the specific holiday schedule for your state or region to avoid disruption.
To ensure smooth banking operations, it’s recommended to consult your state’s official holiday calendar or contact your local bank branch. Being aware of these non-working days will help you manage urgent transactions, prepare for long weekends, or plan for emergencies effectively.
List of Bank Holidays in January 2025
The Reserve Bank of India (RBI) has yet to announce the official bank holiday schedule for January 2025. However, banks are expected to have 13 non-working days in total, including regular weekend closures. Below is a tentative list of holidays for your reference:
| Date & Day | Holiday | Regions Observing |
| 1 January 2025, Wednesday | New Year’s Day | Pan India |
| 5 January 2025, Sunday | Sunday | Pan India |
| 6 January 2025, Monday | Guru Gobind Singh Jayanti | Chandigarh, Haryana |
| 11 January 2025, Saturday | Second Saturday / Missionary Day | Pan India / Mizoram |
| 12 January 2025, Sunday | Sunday / Swami Vivekananda Jayanti | Pan India / West Bengal |
| 13 January 2025, Monday | Lohri | Punjab, Jammu, Himachal Pradesh |
| 14 January 2025, Tuesday | Sankranti / Pongal | Multiple States / Tamil Nadu, Andhra Pradesh |
| 15 January 2025, Wednesday | Thiruvalluvar Day / Tusu Puja | Tamil Nadu / West Bengal, Assam |
| 19 January 2025, Sunday | Sunday | Pan India |
| 23 January 2025, Thursday | Netaji Subhas Chandra Bose Jayanti | Odisha, Tripura, West Bengal |
| 24 January 2025, Saturday | Fourth Saturday | Pan India |
| 26 January 2025, Sunday | Republic Day | Pan India |
| 30 January 2025, Thursday | Sonam Losar | Sikkim |
The January 2025 bank holiday schedule highlights several important regional and national holidays. These dates are declared under the Negotiable Instruments Act by the RBI to govern financial transactions. Being aware of these non-working days will ensure you can plan and manage your banking needs without any hassle.
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