BUSINESS
Maximize your savings: Top banks offering highest one-year FD interest rates
Top banks offering highest 1-year fixed deposit interest rates include IndusInd Bank at 7%, Axis Bank, HDFC Bank, and Kotak Mahindra Bank at 6.6%, and SBI at 6.45%.
BUSINESS
HFCs offer competitive home loan rates: Top picks with interest rates from 7.45%
Housing finance companies offer home loans at interest rates starting from 7.45% with EMIs starting from Rs 40,127 for a Rs 50 lakh loan.
BUSINESS
High-yield FDs for senior citizens: Top banks offering up to 7.5% interest rate
Top banks offer high fixed deposit rates for senior citizens, with rates up to 7.5 percent. IndusInd Bank, Axis Bank, HDFC Bank, and others provide attractive options for deposits up to Rs 3 crore.
BUSINESS
Gold loan market surges 122% in a year: Top banks with the lowest interest rates
The gold loan market surged 122% to Rs 2.94 lakh crore, driven by high gold prices and relaxed RBI regulations, with top banks offering interest rates starting at 8.35% per annum.
BUSINESS
Education loan for studying abroad: These banks offer loans starting at 8.25%
Students can compare education loan interest rates from top banks, ranging from 8.25% to 10.25%, to find the best option for studying abroad and manage their finances effectively.
BUSINESS
Does a low credit score affect your chances of getting a visa?
Most ask whether their credit history follows them when they apply for a visa abroad.
BUSINESS
Is income tax payable on gifting a flat to your wife?
Gift to your husband/wife is tax-free during transfer but future income from it has strings attached.
BUSINESS
Should you buy life insurance in your 20s? Here’s how much to get
Life insurance may not appear to be an immediate priority when you're young, but an early start will save you money and provide peace of mind.
BUSINESS
Festive season home loan offers: Top banks' interest rates and EMIs for Rs 50 lakh loan
This festive season, top banks are offering home loans at varying interest rates ranging from 7.3% to 9%.
BUSINESS
How to correct your credit report after a settled loan
Old settled loans can silently pull down your credit score — here’s how to set the record straight.
BUSINESS
Level up your tax game: Reporting online gaming income in FY25
With the boom in online gaming, winnings now come with tax obligations — here’s how to file your IT returns correctly.
BUSINESS
5 pitfalls that turn personal loans more expensive than they should be
Personal loans seem straightforward, but unexpected charges, bad planning, and impulsive decisions can add to your payment burden.
BUSINESS
How to handle a lost credit card and prevent financial fraud
A missing credit card can be used for fraud and cause you unnecessary stress. Acting promptly and responsibly will protect your money.
BUSINESS
Fixing your credit score fast: a step-by-step guide to filing disputes
A correct credit report matters — here’s a practical, five-step approach to disputing errors and protecting your score.
BUSINESS
Document fraud is on the rise: Here’s how to protect your money and identity
Forged or stolen documents can cost individuals heavily—understanding how fraud happens and ways to stay safe is the best defence.
BUSINESS
Life insurance claim delays: What insurers won’t tell you
Claim settlement is the most crucial part of life insurance, yet many families face hurdles—here’s how to ensure a smoother process.
BUSINESS
Airport lounge access via credit cards is shrinking—are you affected?
Many travellers are finding their cards no longer give lounge access—here’s why it happens and how to deal with it.
BUSINESS
Best 3-Year FD rates: Public and private sector banks compared
IndusInd Bank offers the highest 3-year FD rate at 6.65 percent, while SBI and other banks offer rates between 6.25-6.6 percent, with returns calculated for a Rs 1 lakh investment.
BUSINESS
Can buy now pay later really help build your credit score?
Buy now, pay later services are gaining popularity among new borrowers, but do they actually help create a healthy credit profile?
BUSINESS
Midlife money crunch: Why the 40s feel like a financial tightrope
Mid-career professionals face mounting uncertainty as rising costs, limited savings, and career risks collide.
BUSINESS
Unified Pension Scheme: What VRS employees need to know about payouts
The Unified Pension Scheme promises clarity on voluntary retirement, payout timelines, and assured benefits, but employees must understand the rules before opting in.
BUSINESS
Interest rates on FDs: Top banks offering highest one-year fixed deposit rates
IndusInd Bank offers 6.99% interest on 1-year FDs, while HDFC Bank, Axis Bank, and Punjab National Bank offer 6.6%, and SBI offers 6.45% interest rate on 1-year FDs.
BUSINESS
What happens to SCSS joint accounts when the primary holder passes away
In knowing SCSS regulations lies the secret to ensuring that money management is seamless, and complications are avoided for remaining account holders.
BUSINESS
Can you save Rs1 crore in 10 years? Here’s the monthly SIP required
A simple math will give you the amount you must invest every month to reach this sky-high amount.
