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Cut costs, not comfort: Smart ways to reduce your monthly expenses

BUSINESS

Cut costs, not comfort: Smart ways to reduce your monthly expenses

Trimming your monthly spending doesn’t mean living frugally—it’s about being smarter with your money and making every rupee count without compromising your lifestyle.

Aadhaar data vault: How UIDAI is making your personal data safer than ever

BUSINESS

Aadhaar data vault: How UIDAI is making your personal data safer than ever

Aadhaar details are now shielded by an added layer of digital protection—here’s how the Aadhaar Data Vault keeps your information secure.

Your EPF pension decoded: Here’s what you must know about eligibility and benefits

BUSINESS

Your EPF pension decoded: Here’s what you must know about eligibility and benefits

Understanding how your EPF pension works can help you make the most of your post-retirement income and secure lifelong financial stability.

Smart FD strategy: Why laddering could be your safest move in uncertain times

BUSINESS

Smart FD strategy: Why laddering could be your safest move in uncertain times

FD laddering helps you balance liquidity and returns while protecting your savings from fluctuating interest rates.

Want to boost your credit score? Your credit mix might be the secret

BUSINESS

Want to boost your credit score? Your credit mix might be the secret

Having different types of credit isn’t just about borrowing—it’s about showing lenders you can handle money smartly and responsibly.

The no-buy challenge: hit pause on spending and reset your money mindset

BUSINESS

The no-buy challenge: hit pause on spending and reset your money mindset

Hit reset on your finances by taking a mindful break from non-essential spending and rediscovering control over your money.

Smart money habits: How to organise your finances for a stress-free life

BUSINESS

Smart money habits: How to organise your finances for a stress-free life

Getting your finances in order isn’t just about saving more—it’s about creating clarity, control, and confidence in how you use your money every day.

Bank locker rules: What banks are liable for and what you must insure yourself

BUSINESS

Bank locker rules: What banks are liable for and what you must insure yourself

A bank locker protects your valuables from theft at home, but it doesn’t automatically protect their value.

Health insurance inflation: How to redesign your cover in your 30s, 40s and 50s

BUSINESS

Health insurance inflation: How to redesign your cover in your 30s, 40s and 50s

Rising medical costs mean the cover you bought years ago may no longer protect you today.

Money milestones: Financial goals to chase in every decade of your life

BUSINESS

Money milestones: Financial goals to chase in every decade of your life

Your financial journey changes with every stage of life, and setting decade-wise goals helps you stay prepared for what’s next.

Raising money-smart kids: How to teach financial lessons at every age

BUSINESS

Raising money-smart kids: How to teach financial lessons at every age

It’s never too early to start teaching kids about money. The sooner they understand how saving, spending, and earning work, the better they’ll handle financial decisions as adults.

Pre-approved credit cards: Tempting offers or financial traps?

BUSINESS

Pre-approved credit cards: Tempting offers or financial traps?

That “you’re pre-approved!” message may feel like an exclusive deal—but before you grab it, it’s smart to understand what’s really on offer and whether it suits your wallet.

Save half your income with these smart money hacks

BUSINESS

Save half your income with these smart money hacks

Turning your monthly income into long-term wealth isn’t about earning more—it’s about mastering how you save and spend every rupee wisely.

Retiring soon? Here’s what happens if you keep your EPF account active after retirement

BUSINESS

Retiring soon? Here’s what happens if you keep your EPF account active after retirement

Before you decide to let your EPF balance sit after retirement, know how it affects your interest, taxation, and withdrawal rules.

Should you crush your education loan early or take it slow?

BUSINESS

Should you crush your education loan early or take it slow?

Paying off your education loan faster feels tempting, but the smart choice depends on your financial goals, cash flow, and comfort with debt.

Freelancers, here’s how to master your money game like a pro

BUSINESS

Freelancers, here’s how to master your money game like a pro

Freelancing gives you freedom and flexibility, but managing irregular income takes strategy, discipline, and a little financial smartness.

What to keep in your “in case of death” folder

BUSINESS

What to keep in your “in case of death” folder

A well-organised file can spare your family confusion, stress and financial hardship.

More cards, better score? The truth about owning multiple credit cards

BUSINESS

More cards, better score? The truth about owning multiple credit cards

Having more than one credit card isn’t necessarily bad—it can actually help your credit score if managed wisely. But if misused, it can just as easily drag it down.

Missed your SIPs again? Here’s how to never let that happen

BUSINESS

Missed your SIPs again? Here’s how to never let that happen

A missed SIP may look like a small slip, but over time, it can quietly derail your investment goals and cost you future wealth.

Buying your first artwork? Don’t skip the hidden costs and risks

BUSINESS

Buying your first artwork? Don’t skip the hidden costs and risks

Factor in buyer’s premiums, GST, authentication risks and hard resale before you buy your first artwork.

EPF member’s guide to EPS: Eligibility, early pension cuts, and family benefits

BUSINESS

EPF member’s guide to EPS: Eligibility, early pension cuts, and family benefits

A guide to what you qualify for under EPS 1995, how your monthly pension is calculated, and the small rules that change the final number.

Pay your income tax the easy way, use Paytm, PhonePe or Google Pay

BUSINESS

Pay your income tax the easy way, use Paytm, PhonePe or Google Pay

A quick way to clear your tax dues from your phone, without bank logins or branch visits.

Budgeting made simple: Your first step toward financial freedom

BUSINESS

Budgeting made simple: Your first step toward financial freedom

A good budget isn’t about restrictions; it’s about giving your money direction and helping you take control of your finances.

Dreaming big? Here’s your complete guide to getting an education loan in India

BUSINESS

Dreaming big? Here’s your complete guide to getting an education loan in India

Studying in India or abroad doesn’t have to be a dream — an education loan can make it possible without straining your family’s finances.

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