BUSINESS
How to invest your annual bonus for maximum tax benefit
A well-planned bonus can reduce your tax bill and strengthen long-term savings, but the window for smart decisions is usually short once the money hits your account.
BUSINESS
Going abroad for studies? How to secure an education loan and manage forex without burning cash
For most Indian families, sending a child abroad is not a one-cheque decision. It is years of savings, a big education loan and then the constant juggle of fees, rent and foreign exchange. The good news is that banks and forex products are far better than they were a decade ago. The bad news is that the process can still feel confusing if you walk in unprepared.
BUSINESS
Annuity or SWP in retirement: How to choose the right income plan for a financially secure life
A reliable retirement income strategy balances stability, flexibility and tax efficiency. Understanding how annuities and systematic withdrawal plans differ can help you build an income stream that supports your lifestyle without unnecessary risk.
BUSINESS
Why bonds could be the next big move for Indian retail investors
With interest rates stabilising and new rules making debt markets more accessible, bonds are quietly becoming a powerful tool in the average investor’s portfolio.
BUSINESS
Debt funds are quietly making a comeback: Here’s what investors should know
Rising bond yields have quietly turned Indian debt funds into one of the most compelling options for investors who want stability, predictable income and better post-tax returns than traditional fixed deposits.
BUSINESS
Will digital-only banks offer better returns than traditional banks?
A look at how India’s neobanks operate, whether they can truly offer higher yields and what their rise means for everyday savers.
BUSINESS
How to register a nominee for your bank accounts, mutual funds, and EPF online
A nomination ensures that your money reaches the person you intend without long legal delays, yet many savers skip this simple step until it becomes a problem for their families.
BUSINESS
How to use RBI’s complaint portal if your bank doesn’t resolve your issue
If your bank keeps tossing you between customer care numbers and branch desks, the Reserve Bank of India now lets you escalate the matter online without stepping out of your house.
BUSINESS
How to convert physical shares to demat form
Many investors still have old paper share certificates, but transfers in physical form are not allowed any longer. In fact, conversion to demat is now necessary for sales or pledge of such securities.
BUSINESS
Should you keep shifting your money for better bank interest?
With interest rates constantly shifting and newer digital banks trying to lure customers with higher yields, many people are beginning to ask whether it still makes sense to stay loyal to just one bank.
BUSINESS
Can your SIPs and EPF really make you a ₹10 crore investor in 15 years?
Not quite if you earn ₹1 lakh a month — but with steady growth, smart step-ups, and a longer runway, you can still build serious wealth.
BUSINESS
NPS Tier 1 and Tier 2: How the two accounts really work and which one should beginners choose
A beginner-friendly guide to understanding the two National Pension System accounts so you can use NPS more effectively for long-term retirement planning.
BUSINESS
How to withdraw EPF for buying a house or repaying a home loan
Using your retirement corpus to fast-track your home purchase or close a loan can make sense in some cases – but only if you understand the rules, limits and risks properly.
BUSINESS
Should you really lock money into SCSS? Five things investors must weigh
Senior Citizens’ Savings Scheme (SCSS) offers safety and high interest, but long lock-ins, tax rules and withdrawal restrictions can make it less flexible than it looks on paper.
BUSINESS
Digital transaction fraud: Five security habits that actually work
Frauds involving UPI are on the rise, adopting a few simple daily habits around verification, device security and PIN hygiene can drastically cut your risk of losing money.
BUSINESS
Loan against mutual funds: A flexible way to raise cash without selling investments
A loan against mutual funds lets you unlock money from your investments without selling them, but it only works well if the need is short term and you are disciplined about repayment.
BUSINESS
How to get a digital rupee (e₹) wallet through your bank
A simple guide to checking eligibility, activating your e₹ wallet in your bank app, and loading RBI-issued digital rupee for everyday payments.
BUSINESS
When loan rates rise, should your FDs pay more?
When loan rates go up, many savers assume fixed deposit rates will rise automatically. In reality, the connection is far looser than it appears at first glance.
BUSINESS
What rising FD rates mean for small investors in 2025: Lock in now or wait?
After years of modest returns, fixed deposits are offering noticeably better rates again in 2025. For many small savers, the real question is whether to secure these higher rates immediately or hold off in case they rise further.
BUSINESS
How to use Voluntary Provident Fund (VPF) to boost your retirement corpus safely
A simple guide for salaried employees looking to grow retirement savings through a safe, government-backed option that offers predictable returns and tax advantages.
BUSINESS
What the RBI’s changes in deposit insurance mean for your money’s safety
A simple guide to how the new rules affect your savings and why your basic protection remains unchanged.
BUSINESS
Tap into your EPF wisely: Your simple guide to using it for a home
Your EPF can be your secret helping hand when you are ready to buy a home or repay a loan.
BUSINESS
Stay updated, stay secure: Why refreshing your contact details matters
Keeping your mobile number and email updated across your financial accounts ensures uninterrupted access, smooth transactions, and stronger security.
BUSINESS
Smart ways to put your savings on autopilot
A simple way to route your monthly income into RDs and SIPs automatically so your savings grow steadily without constant tracking or effort.
