BUSINESS
The myths and realities of being an Accredited Investor
The Accredited Investor framework is not just a regulatory formality, it is a game-changing shift in how we define investor maturity and empowerment.
BUSINESS
Precious metals help multi-asset allocation funds beat returns of diversified equity funds
These hybrid funds may have beaten returns of pure equity funds but experts warn that they cannot replace equity or even other hybrid categories
BUSINESS
Filing ITR? Four key points salaried taxpayers should keep in mind
ITR filing 2024-25: Know the changes in the income tax return forms, select the correct form, and ensure that you have tax-saving proofs in place.
BUSINESS
Global gold ETF flows turn negative in May, North America and Asia lead the pack
India also saw outflows of $71 million, or 0.6 tonne, in May. The country had seen outflows in April as well
BUSINESS
Choosing a PMS manager? Don’t miss these key metrics
A seasoned manager who has navigated multiple market cycles brings valuable perspective, especially during volatile phases.
BUSINESS
ITR filing 2024-25: Exemptions and deductions for senior citizens
Senior citizens choosing the old tax regime can claim deductions under Section 80C on investments, including the tailor-made SCSS, as also deduction of up to Rs 50,000 on health insurance premiums or expenses, among others
BUSINESS
In a world of uncertainty, diversification is key to managing HNI wealth
Whether through balancing asset classes, going global, exposure to alternatives, or hedging, diversification offers the twin benefits of capital preservation and long-term wealth generation.
BUSINESS
Income tax filing 2024-25: Here's how salaried employees can choose between ITR-1 and 2
This year, you can use ITR-1 even if you have booked capital gains on sale of equity assets, provided they do not exceed Rs 1.25 lakh a year
BUSINESS
Why income plus arbitrage funds are gaining popularity
Income plus arbitrage funds are good alternatives to liquid and arbitrage funds as they offer a middle ground – better returns than arbitrage and lower volatility than equity.
BUSINESS
Income-tax filing 2025: Why verifying AIS is a must before submitting your ITR
Verify AIS, Form-26AS to ensure that your income tax return contains details of all the income earned during the year. Non-disclosure can invite notices from the income tax department.
BUSINESS
ITR filing 2025: Preparing to file income tax returns? Keep these crucial documents handy
Your ITR filing exercise can commence after accessing Form-16 and updated AIS, but ensure that you start the preparations by gathering the necessary documents to ensure a hassle-free process.
BUSINESS
Corporate NPS: The tax hack that’s available even under the new regime
Employer’s contribution of up to 14 percent of the employee’s basic pay is exempt from tax under the new regime.
BUSINESS
How to save tax on bond investments
Bonds not only provide predictable returns but also offer flexibility and tax advantages that outshine traditional fixed-income instruments.
BUSINESS
Planning to write your will? Avoid these common mistakes
Writing a will requires careful consideration to avoid common mistakes that can lead to disputes and invalidation; consulting a professional can ensure a clear and effective will
BUSINESS
Buy, sell or hold: How should retail investors look at gold amid easing global tensions?
The progress in US-China tariff talks and easing of India-Pakistan tensions could result in a correction in gold prices in the near term, say experts.
BUSINESS
Gold futures trade above Rs 96,000 as global prices recover
The yellow metal is likely to be in focus amid escalating tensions between India and Pakistan after a night of heavy exchanges
BUSINESS
Indo-Pak tensions: Domestic gold futures rise despite sharp fall in global prices
International gold was trading 2.25 percent down at $3,309.58 per 10 oz at around 11.30 PM.
BUSINESS
MCX spot gold rate at Rs 97,153 per ten gram after India strikes Pakistan
The yellow metal is likely to be in focus in the backdrop of rising tensions between the two neighbours and worries of an escalating armed conflict.
BUSINESS
Critical treatment without hospital stay? Here’s why your medical expenses could still be covered
All health insurance policies cover day care procedures –- treatments that would have necessitated hospitalisation earlier. However, the list of covered procedures vary from one insurance company to another.
BUSINESS
Gold at Rs 1 lakh peak before Akshaya Tritiya prompts caution as experts advise asset allocation
Gold may be glittering at its brightest, but retail investors should exercise caution and invest in gold as per their asset allocation, say financial advisors, recommending 10-15 percent exposure in the portfolio.
BUSINESS
Interest rates head south: 6 banks that offer over 7% interest on savings deposits
RBL Bank and IDFC First Bank top the list of banks offer savings deposit rates of more than 7 percent.
BUSINESS
Gold price tops Rs 1 lakh level: What’s the best way of investing in the yellow metal now?
Looking to invest in gold through SGBs, gold ETFs, gold mutual funds or physical gold ahead of Akshaya Tritiya ? Here are the pros and cons.
BUSINESS
HDFC Bank cuts savings rates, BoI lowers FD rates: How does this affect account holders?
HDFC Bank has reduced its savings deposit rates by 25 bps, while Bank of India has cut fixed deposit rates across maturities. In a falling interest rate scenario, depositors must rework strategies to optimise liquid assets, say financial advisors
BUSINESS
Retail rush takes SIP book higher by Rs 2.9 lakh crore in FY25, growing fastest in seven years
At 45.24 percent, SIP book has seen the highest growth since FY18 when it grew by 52.98 percent.
