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Credit card phone scams: How fraudsters trick you into sharing details and how to stay safe

BUSINESS

Credit card phone scams: How fraudsters trick you into sharing details and how to stay safe

Scam calls are on the rise in India, and spammers are quite smart about ways to get you to share sensitive information like OTPs or CVVs. Knowing the danger and how you need to respond is most crucial to your money's security.

Health insurance costs rising? Here’s what happens if you reduce your base cover

BUSINESS

Health insurance costs rising? Here’s what happens if you reduce your base cover

A lower base cover will save you money but simultaneously leave you vulnerable when medical costs rise.

Real estate as an investment vs. mutual funds: What’s better for long-term wealth?

BUSINESS

Real estate as an investment vs. mutual funds: What’s better for long-term wealth?

Both asset types can create wealth, but they operate in very different ways. The correct choice is determined by your objectives, risk tolerance, and liquidity requirements.

How to choose between a personal loan and a credit card for urgent expenses

BUSINESS

How to choose between a personal loan and a credit card for urgent expenses

Both have the advantage of providing instant access to money but choosing one over the other depends on your ability to pay, interest charges, and the magnitude of your requirement.

NPS vs. PPF vs. EPF: Which is better for retirement savings?

BUSINESS

NPS vs. PPF vs. EPF: Which is better for retirement savings?

Each scheme has its own advantage, and the right mix depends on your income, risk appetite, and retirement goals.

Gold prices on October 7: How 18K, 22K and 24K compare for festive buyers

BUSINESS

Gold prices on October 7: How 18K, 22K and 24K compare for festive buyers

As Diwali shopping picks up steam, here's how 18K, 22K and 24K gold compare based on price, purity and application.

Travel safe: Why travel insurance is a must when going abroad

BUSINESS

Travel safe: Why travel insurance is a must when going abroad

Whether for leisure or work, travel insurance offers peace of mind and protection against unforeseen challenges abroad.

Understanding the credit card grace period: What every user should know

BUSINESS

Understanding the credit card grace period: What every user should know

A grace period can save you from paying interest if you know how it works.

Why more Indians in their 50s are choosing to work longer

BUSINESS

Why more Indians in their 50s are choosing to work longer

Financial needs and changing lifestyles are transforming retirement plans.

When parents need care: Who bears the financial burden in India?

BUSINESS

When parents need care: Who bears the financial burden in India?

As caregiving needs rise, families are struggling to juggle love, duty, and spending

CGHS rates revision 2025: Key changes in package rates and eligibility

BUSINESS

CGHS rates revision 2025: Key changes in package rates and eligibility

In the first major overhaul of the scheme in 15 years, the Centre has revised the rates of nearly 2,000 medical procedures, accepting the industry's long-pending demand. The new rates will come into effect on October 13

Life insurance claim delays in India: Common reasons and how to avoid them

BUSINESS

Life insurance claim delays in India: Common reasons and how to avoid them

Knowing why insurers deny or delay claims can enable families to better prepare

Retirement math mistakes: How small errors today can derail your future plans

BUSINESS

Retirement math mistakes: How small errors today can derail your future plans

Planning your retirement is more than a numbers game — avoid these common mistakes to secure your golden years.

Safeguarding your home: Smart ways to protect collateral in secured loans

BUSINESS

Safeguarding your home: Smart ways to protect collateral in secured loans

Using your home as loan collateral can give you access to funds, but it also carries serious risks if not managed wisely.

Set-off and carry forward losses: How they help reduce your tax burden

BUSINESS

Set-off and carry forward losses: How they help reduce your tax burden

Understanding set-off and carry forward of losses can help you optimise tax payments and manage your finances better.

Startup India scheme decoded: Funding, eligibility and benefits for budding entrepreneurs

BUSINESS

Startup India scheme decoded: Funding, eligibility and benefits for budding entrepreneurs

The government-backed initiative offers financial support and regulatory benefits to boost India’s startup ecosystem.

Switching smart: Why porting your health insurance could be the best move for you?

BUSINESS

Switching smart: Why porting your health insurance could be the best move for you?

 Experts highlight how changing insurers can give you better coverage, lower costs, and added benefits.

GST cuts and your pocket: Do they truly mean real savings?

PERSONAL-FINANCE

GST cuts and your pocket: Do they truly mean real savings?

Understanding how GST rate reductions impact prices can help buyers make smarter spending decisions.

Loan against property in 2025: Smart tips to secure the best rates and fast approval

PERSONAL-FINANCE

Loan against property in 2025: Smart tips to secure the best rates and fast approval

Leveraging property value can be a powerful way to meet financial needs — if you know how to get the best deal.

Instant gold loans via UPI: How technology is making borrowing faster

PERSONAL-FINANCE

Instant gold loans via UPI: How technology is making borrowing faster

With UPI integration, gold loans are becoming quicker, simpler, and more accessible than ever before.

Gifting mutual funds made easy: How to transfer units in non-demat mode

PERSONAL-FINANCE

Gifting mutual funds made easy: How to transfer units in non-demat mode

Passing on your mutual fund units to family or friends doesn’t always need a demat account—here’s how you can do it seamlessly.

One day late: How much impact does it really have on your credit score?

PERSONAL-FINANCE

One day late: How much impact does it really have on your credit score?

Even small delays in payments can affect your credit health, but the extent depends on several factors.

Celebrate stress-free: Using personal loans smartly for festival expenses

BUSINESS

Celebrate stress-free: Using personal loans smartly for festival expenses

Festivals can strain your budget, but a well-planned personal loan can help you enjoy celebrations without financial worries.

Does marriage cancel your old Will? Here’s what happens if a partner dies

BUSINESS

Does marriage cancel your old Will? Here’s what happens if a partner dies

Understanding the legal validity of a Will made before marriage can save families from future disputes.

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