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How to build a sustainable credit score that lasts a lifetime?

BUSINESS

How to build a sustainable credit score that lasts a lifetime?

Your credit score is like your financial reputation—it follows you everywhere, so it pays to keep it healthy.

Bihar’s Mahila Rojgar Yojana: When is the next instalment and who can apply?

BUSINESS

Bihar’s Mahila Rojgar Yojana: When is the next instalment and who can apply?

The state policy of expanding the economic independence of women, though, does have requirements for eligibility for its benefits.

Silver ETF: An easy way to invest in silver

BUSINESS

Silver ETF: An easy way to invest in silver

If you've ever considered buying silver but don’t want to handle coins and bars, then a silver ETF can be the solution.

Gold rate on October 9: Why buyers may pay more this festive season

BUSINESS

Gold rate on October 9: Why buyers may pay more this festive season

Gold prices stay firm this festive season as demand and global cues keep the yellow metal elevated.

Expecting a baby? Here’s how to get your finances ready

BUSINESS

Expecting a baby? Here’s how to get your finances ready

Having a baby is exciting, but it also comes with some serious money planning. The sooner you get your finances in shape, the smoother the transition will be once your little one is here.

Common personal loan scams every borrower should watch out for

BUSINESS

Common personal loan scams every borrower should watch out for

Personal loans can be a lifesaver during emergencies, but scammers have turned them into a hunting ground for easy targets.

When savings aren’t enough, here’s why people choose personal loans

BUSINESS

When savings aren’t enough, here’s why people choose personal loans

Personal loans are among the most flexible borrowing tools today, and Indians are using them for everything from home upgrades to destination weddings.

Festive Season Savings: Get up to Rs 6,000 off on flights with HDFC Bank credit cards

BUSINESS

Festive Season Savings: Get up to Rs 6,000 off on flights with HDFC Bank credit cards

HDFC Bank and Air India offer instant discounts on domestic and international flights booked through Air India's website or app using promo code HDFCFLY between Oct 1-18, 2025.

Smart ways to make the most of your premium credit card

BUSINESS

Smart ways to make the most of your premium credit card

Premium credit cards come with high fees but also with travel perks, rewards, and lifestyle privileges. The trick lies in using them wisely to get maximum value.

Buying or renting a home: Key factors to consider before deciding

BUSINESS

Buying or renting a home: Key factors to consider before deciding

With residential property prices on the rise and rental yields still not very high in India, buying or renting remains one of the toughest money choices for families.

How rising interest rates impact your home loan EMI

BUSINESS

How rising interest rates impact your home loan EMI

Higher rates mean higher monthly payments, but the real impact depends on your loan term and repayment strategy.

What happens if you miss an EMI on your home loan?

BUSINESS

What happens if you miss an EMI on your home loan?

A single slip can feel harmless, but it has ripple effects on your money and your credit history.

Gold rates on Oct 8: 14K, 18K, 22K and 24K explained

BUSINESS

Gold rates on Oct 8: 14K, 18K, 22K and 24K explained

Quick guide to purity, prices of gold and what it means to buyers in India.

Retirement planning in India: How to calculate the corpus you’ll need

BUSINESS

Retirement planning in India: How to calculate the corpus you’ll need

Figuring out your retirement number isn’t rocket science — it’s about planning for tomorrow with today’s numbers.

Credit limit increases: How they impact your credit score and financial health

BUSINESS

Credit limit increases: How they impact your credit score and financial health

Increased credit limits are beneficial if you handle them responsibly, but they also carry peril that is in overspending.

Can AI really help you improve your credit score?

BUSINESS

Can AI really help you improve your credit score?

AI programs like ChatGPT can give you tips and reminders about paying off debt, but the real changes are in your money life.

Getting a digital loan against your mutual funds made simple

BUSINESS

Getting a digital loan against your mutual funds made simple

Increasingly, banks and fintechs now enable investors to access liquidity from their holdings in mutual funds without having to sell them.

Credit card phone scams: How fraudsters trick you into sharing details and how to stay safe

BUSINESS

Credit card phone scams: How fraudsters trick you into sharing details and how to stay safe

Scam calls are on the rise in India, and spammers are quite smart about ways to get you to share sensitive information like OTPs or CVVs. Knowing the danger and how you need to respond is most crucial to your money's security.

Health insurance costs rising? Here’s what happens if you reduce your base cover

BUSINESS

Health insurance costs rising? Here’s what happens if you reduce your base cover

A lower base cover will save you money but simultaneously leave you vulnerable when medical costs rise.

Real estate as an investment vs. mutual funds: What’s better for long-term wealth?

BUSINESS

Real estate as an investment vs. mutual funds: What’s better for long-term wealth?

Both asset types can create wealth, but they operate in very different ways. The correct choice is determined by your objectives, risk tolerance, and liquidity requirements.

How to choose between a personal loan and a credit card for urgent expenses

BUSINESS

How to choose between a personal loan and a credit card for urgent expenses

Both have the advantage of providing instant access to money but choosing one over the other depends on your ability to pay, interest charges, and the magnitude of your requirement.

NPS vs. PPF vs. EPF: Which is better for retirement savings?

BUSINESS

NPS vs. PPF vs. EPF: Which is better for retirement savings?

Each scheme has its own advantage, and the right mix depends on your income, risk appetite, and retirement goals.

Gold prices on October 7: How 18K, 22K and 24K compare for festive buyers

BUSINESS

Gold prices on October 7: How 18K, 22K and 24K compare for festive buyers

As Diwali shopping picks up steam, here's how 18K, 22K and 24K gold compare based on price, purity and application.

Travel safe: Why travel insurance is a must when going abroad

BUSINESS

Travel safe: Why travel insurance is a must when going abroad

Whether for leisure or work, travel insurance offers peace of mind and protection against unforeseen challenges abroad.

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