BUSINESS
The “money file” your spouse and kids will thank you for
A small, updated pack of information can save your family days of stress, prevent missed payments, and make claims and paperwork far less painful if something happens to you.
BUSINESS
Should you move your home loan to a new lender? A clear-eyed guide before you switch
A lower interest rate looks tempting, but a home loan transfer only makes sense if the maths and the mechanics both work in your favour.
BUSINESS
Lost your phone and wallet together? A practical playbook to protect your money fast
This is one of those modern emergencies where speed matters. If you act in the right order, you can usually stop the damage before it spreads.
BUSINESS
SGB 2017–18 Series XII to matures today: Investors set for four-fold gain as Gold Bond delivers 366% return
The Central Bank said that the redemption price has been calculated based on the simple average of the closing price of gold of 999 purity for the previous three business days—December 15, 16 and 17, 2025—as published by the India Bullion and Jewellers Association (IBJA).
PERSONAL-FINANACE
A salary hike is not a spending licence: Use it to upgrade your life and your balance sheet
A practical guide to ensuring your next pay rise improves both daily comfort and long-term financial security, instead of disappearing into silent lifestyle inflation
PERSONAL-FINANCE
The 'in case of emergency' money file: What to keep, where to keep it
A practical system that reduces stress, prevents delays and ensures your money and intentions are easy to locate in an emergency
PERSONAL-FINANCE
PAN and Aadhaar loan fraud: What to do if someone borrows in your name
A quick, practical response plan to stop recovery pressure, fix your credit record, and reduce the chances of repeat misuse.
PERSONAL-FINANCE
Break your FD to close a costly loan? Here’s the call to make
A fixed deposit can reduce debt stress quickly, but only if it does not leave you financially exposed the moment life throws a surprise.
BUSINESS
Trust planning for parents in India: Six steps to set up a family trust the right way
A private family trust can help parents ring-fence assets for children, but it works only when the deed, trustees and funding are done properly.
PERSONAL-FINANCE
Three-bucket retirement strategy: A simple way to manage liquidity, safety and growth
Instead of keeping your retirement corpus in one mixed pot, the bucket approach splits it by when you will actually need the money.
PERSONAL-FINANCE
Home loan stress in 2025: Should you stretch the tenure or raise the EMI?
Extending tenure cuts your EMI quickly but raises total interest, while increasing EMI hurts monthly cash flow now but usually gets you debt-free faster and cheaper.
PERSONAL-FINANCE
Family health cover or separate policies? How to choose the smarter health insurance setup for your household
A family floater can look cheaper upfront, but separate individual covers often hold up better once age, claims and uneven health risks enter the picture.
PERSONAL-FINANCE
How a loan repayment calendar can help you get debt-free faster
A simple, month-by-month view of your loans can turn scattered EMIs into a clear plan that shortens tenures and cuts interest without straining your cash flow.
BUSINESS
Direct vs regular mutual funds in 2025: Which option actually works better for you
The difference between direct and regular funds is not about returns alone, it is about advice, behaviour, and how you actually invest over time
PERSONAL-FINANCE
Credit card debt trap: 5 simple ways to stay in control
Credit cards can work like free short-term loans or turn into long-term debt, depending on how you use them.
PERSONAL-FINANCE
Diversifying your retirement corpus in 2025: A simple, bucket-based plan that reduces risk
Retirement diversification is not about owning more products, it is about matching each rupee to a time-horizon and a job
PERSONAL-FINANCE
Personal loan checklist: 5 questions to ask before you accept a pre-approved offer
A personal loan can look cheaper on the ad than it is in real life. Compare what you repay, how flexible the loan is, and what it costs to exit early
PERSONAL-FINANCE
How to turn a strong credit score into a lower-interest loan in 2025
A good score opens the door. Getting the best rate depends on timing, profile clean-up, and how you negotiate
BUSINESS
DIY Guide: How to update demat account and mutual fund KYC online
Pending KYC on your demat account or mutual fund may lead to blocked transactions. Here's how to update your KYC without visiting the bank.
BUSINESS
DIY Guide: How to update PAN address online in four simple steps
Updating your PAN address ensures all tax and financial communication reaches you on time after you move. With Aadhaar-based eKYC, the process is quick, paperless, and completed with just an OTP.
BUSINESS
Making a Will in India: City of origin or city of assets, what really matters
Choosing where to write your Will matters less than making it clear, valid and easy to execute for all the assets you own.
BUSINESS
Prepay education loan or start SIPs: How young earners can prioritise money after studies
Choosing between closing your student loan faster and beginning SIPs early comes down to interest cost, realistic returns and how much risk and stress you are willing to live with.
BUSINESS
What is the 45-day interest-free period on credit cards and how can you use it smartly?
A 45-day interest-free window sounds like free credit, but the benefit depends entirely on how your billing cycle works and how promptly you clear your dues every month.
BUSINESS
Are small savings schemes still worth it for taxpayers in 2025?
A simple look at whether PPF and other government-backed schemes still deserve space in your portfolio.
