Moneycontrol PRO
Loans
Loans
HomeAuthorMoneycontrol pf team News

Moneycontrol PF Team

.

.

Family first or everyone on their own? Choosing the right health cover for parents and teens

BUSINESS

Family first or everyone on their own? Choosing the right health cover for parents and teens

Balancing cost and coverage gets tricky when your family’s health needs are at different stages of life.

Diwali Splurge: 42% of credit card users spend over Rs 50,000, Paisabazaar survey reveals

BUSINESS

Diwali Splurge: 42% of credit card users spend over Rs 50,000, Paisabazaar survey reveals

Diwali shopping surged this year, with 42 percent of credit card users spending over Rs 50,000, leveraging strategic deals, cashback, and no-cost EMIs, and blending online and offline channels for maximum value.

CIF number in banking: The key to your complete account profile

BUSINESS

CIF number in banking: The key to your complete account profile

It’s more than just a number — your CIF links all your banking details in one place.

Bima Bharosa portal: How to register and track an insurance grievance

BUSINESS

Bima Bharosa portal: How to register and track an insurance grievance

The IRDAI’s Bima Bharosa portal is a single window to file, monitor, and escalate insurance complaints across life, health and general insurers.

Why unclaimed deposits keep growing — and how to track what’s yours

BUSINESS

Why unclaimed deposits keep growing — and how to track what’s yours

Millions of rupees lie idle in banks — some of it could be yours.

Why young investors are moving away from savings accounts

BUSINESS

Why young investors are moving away from savings accounts

Exploring why the new generation prefers smarter ways to grow money.

Finding the best income plan for retirees: SCSS, PMVVY, or bank FDs?

BUSINESS

Finding the best income plan for retirees: SCSS, PMVVY, or bank FDs?

Finding the right balance between safety, returns, and regular income in retirement.

Scan and pay in Japan: UPI coming to Indian travellers

BUSINESS

Scan and pay in Japan: UPI coming to Indian travellers

Indian tourists visiting Japan will soon be able to make seamless payments through UPI, eliminating the need for cash or forex cards.

Smart money in 2025: Practical AI tools that help you save, invest and grow

BUSINESS

Smart money in 2025: Practical AI tools that help you save, invest and grow

Skip the hype—use simple, trusted automations that shave costs, boost returns and keep you on track.

After paying off your loan, do you still need the same term insurance amount?

BUSINESS

After paying off your loan, do you still need the same term insurance amount?

Once your big debts are gone, your cover should protect people—not liabilities.

Savings account vs liquid funds: what actually pays more after tax

BUSINESS

Savings account vs liquid funds: what actually pays more after tax

When tax is identical, the winner is simply higher gross yield minus costs—so long as liquidity still fits your needs.

How to stop your EPF money from going missing during job changes

PERSONAL-FINANCE

How to stop your EPF money from going missing during job changes

Delayed transfers and inactive accounts can quietly cost you years of interest — here’s how to keep your PF money growing

How much you really need to retire early — the math for 45, 50, and 55

EXPLAINERS

How much you really need to retire early — the math for 45, 50, and 55

Dreaming of an early exit from work? Here’s how to estimate your ideal corpus based on your age and lifestyle.

How to build a steady, tax-smart income after retirement

BUSINESS

How to build a steady, tax-smart income after retirement

With the right mix of SWP, annuities, post office schemes, and FDs, you can create monthly cash flow without losing out on growth.

Understanding annuity plans and how to protect your income for life

PERSONAL-FINANCE

Understanding annuity plans and how to protect your income for life

Choosing the right annuity can give you peace of mind — and help your spouse stay financially secure while keeping inflation in check

Digital gold vs physical gold: Which is a smarter investment?

BUSINESS

Digital gold vs physical gold: Which is a smarter investment?

Digital gold offers convenience and liquidity; physical gold gives comfort and control — balance both for smart, stress-free investing.

NPS vs PPF for long-term goals: which should you pick and why

PERSONAL-FINANCE

NPS vs PPF for long-term goals: which should you pick and why

A simple guide to choosing between two of India’s most popular long-term savings plans

Pay off your home loan early or invest that money? Here’s how to decide

BUSINESS

Pay off your home loan early or invest that money? Here’s how to decide

Both options sound smart — but the right choice depends on your loan rate, your goals, and your peace of mind.

How to review and update all your nominations in one go

BUSINESS

How to review and update all your nominations in one go

A quick annual review that ensures your money reaches the right hands without paperwork delays.

Everyday savings account moves that can trigger I-T attention

BUSINESS

Everyday savings account moves that can trigger I-T attention

Even routine bank activity can invite questions if it doesn’t match what you’ve declared in your ITR.

Balance transfer vs rate renegotiation: What actually lowers your EMI faster and cheaper

BUSINESS

Balance transfer vs rate renegotiation: What actually lowers your EMI faster and cheaper

Cut your EMI the smart way by choosing the cheaper, faster route—transfer when the rate gap is big, renegotiate when it’s small.

How to spot and avoid personal loan scams before it’s too late

BUSINESS

How to spot and avoid personal loan scams before it’s too late

Fake loan offers are rising fast, and knowing the red flags can save you from losing money — and your identity.

Picking the wrong home loan rate can cost you more than you think

BUSINESS

Picking the wrong home loan rate can cost you more than you think

Fixed or floating? This one decision can change how much you end up paying over the years

Are you saving too much for your own good? Here’s how to tell

BUSINESS

Are you saving too much for your own good? Here’s how to tell

Being careful with money is smart but sometimes extreme frugality can keep you from actually living

Advisory Alert: It has come to our attention that certain individuals are representing themselves as affiliates of Moneycontrol and soliciting funds on the false promise of assured returns on their investments. We wish to reiterate that Moneycontrol does not solicit funds from investors and neither does it promise any assured returns. In case you are approached by anyone making such claims, please write to us at grievanceofficer@nw18.com or call on 02268882347