BUSINESS
Credit card EMIs: Key things to know before converting your next big purchase
A clear guide to how credit card EMIs work, what they really cost and when it makes sense to opt for them instead of regular repayments.
BUSINESS
What happens to your locked in investments after death
From PPF and EPF to NPS and ELSS, understanding claim rules, nominations and paperwork can help your family access locked in money quickly instead of fighting long legal and procedural battles.
BUSINESS
EPF error: How to delink a wrong PF member ID from your UAN
A wrong PF member ID linked to your UAN can derail your service history and create problems for transfers and withdrawals, but it can be corrected if you combine proper documentation, employer support and follow-up with EPFO.
BUSINESS
How you can retire with a smaller retirement corpus without compromising your lifestyle
A realistic retirement plan focuses less on the headline size of your savings and more on how you convert that money into steady, usable income through your post-work years.
BUSINESS
From low pensions to delayed dues: These retirement disputes could affect you, too
Why today's workers must pay attention to the pension and gratuity battles already reshaping retirement for millions of Indians.
BUSINESS
PPF vs fixed deposit: What should a 35-year-old with kids choose in 2025
A simple guide for young parents who want safe returns, tax savings and steady money for children’s goals and their own retirement.
BUSINESS
Six golden rules of asset allocation to build a resilient investment portfolio
Investors would do well not to trivialise asset allocation to a percentage of equity/fixed income allocation.
BUSINESS
A step-by-step guide to open a demat account
Simplify investing with a Demat account. Open online, hold electronic shares, and trade seamlessly.
BUSINESS
How to invest in stocks through SIPs
Stock SIPs remove the pressure of timing the market and allow you to accumulate shares systematically.
BUSINESS
How young first-time investors should allocate their money
A moderate investor who wants to beat inflation without taking on a lot of risk can bet on a 60:40 portfolio.
BUSINESS
What is a personal loan tenure and what should borrowers know before choosing one?
A simple guide to how your loan period changes the EMI you pay, the interest you lose and how stressed or relaxed your monthly budget feels.
BUSINESS
Ayush hospitalisation and insurance: Why claims get rejected and how to improve your chances
A practical guide to understanding ayush coverage in health policies, why ayurvedic in-patient claims often face extra scrutiny, and what you can do to improve your chances of getting paid.
BUSINESS
What are ESG mutual funds in India and should you invest in them in 2025?
A clear look at how ESG funds work, how they have evolved in India, and whether they deserve a place in your long-term portfolio.
BUSINESS
How to use SWP in mutual funds to create a steady retirement income
A simple guide to how a systematic withdrawal plan can create reliable monthly income, protect your corpus and help you avoid running out of money too early.
BUSINESS
Is your EPF enough for retirement? Why you need more than PF as a salaried worker
A reality check using 2024–25 data on EPF returns, inflation and medical costs, and why adding PPF, NPS and voluntary investments is now critical for retirement security.
BUSINESS
Should you use credit cards for EMIs or investments? Pros, cons and safer alternatives
Why the growing habit of routing EMIs and even investments through credit cards can quietly create more risk than reward for the average household.
BUSINESS
Instant loan or credit card loan — how do you decide which one suits you?
The right borrowing tool depends less on the offer and more on what you truly need the money for.
BUSINESS
Bitcoin has corrected sharply — but is a dip reason to buy or pause?
Crypto markets move in cycles; understanding them matters more than reacting to prices.
BUSINESS
A beginner-friendly guide to investing in bonds through online platforms
Bond investing is no longer just for high-net-worth investors — online platforms have made it accessible with a few simple steps.
BUSINESS
EPF vs NPS: Making the right choice to maximise your retirement corpus
A practical look at how the two biggest long-term savings tools behave over decades — and why the better option depends on how much stability or growth you want in your retirement plan.
BUSINESS
How newlyweds can avoid money conflicts with five simple financial planning steps
A practical, everyday guide for couples who want to build a stable financial life without letting money become a source of stress or resentment.
BUSINESS
Equity mutual fund inflows rise 21% MoM to Rs 29,911 crore in Nov: AMFI data
The momentum returned after several months of softening inflows, supported by broad-based investor participation across categories.
BUSINESS
The truth about nominees: They don’t automatically inherit your assets
Most Indians assume a nominee automatically inherits their money. The truth is far more complicated — and can create messy disputes if not understood in time.
BUSINESS
Your 2025 banking plan: How to pick the right account and make big balances work harder
Your primary bank account is for safety and smooth transactions — not for growing long-term money. Here’s how to choose the right bank and what to do with larger amounts instead.
