BUSINESS
Loan options for senior citizens: How to borrow wisely in retirement
Even without a salary, retirees can still get loans, but the decision needs extra caution.
BUSINESS
How to invest in direct mutual funds for your child
You can build a long-term corpus in your child’s name, but a few small steps now can save confusion later.
BUSINESS
What is a pre-approved personal loan, and should you consider taking one?
It feels like free money waiting in your banking app, but there’s more to it than the word “approved.”
BUSINESS
Buying a plot? Do these checks before you pay
A few basic legal checks can save you from years of stress, delays and court cases.
BUSINESS
Aadhaar PAN link: Follow this guide to avoid higher TDS
The Income Tax Department says an unlinked PAN can become inoperative, leading to higher tax deductions and delays in refunds.
BUSINESS
Are you eligible for a TDS refund on fixed deposit interest? Here’s how to claim it
If your bank has deducted tax on your FD interest, that money may still be yours. You just need to know how to get it back.
BUSINESS
Don’t forget this step: How to add a nominee to your bank account, mutual funds and EPF online
It takes a few minutes now and can save your family months of stress later
BUSINESS
Hitting your UPI limit? Here’s how to raise it
Daily caps can feel frustrating, but in many cases your bank — not the app — decides how much you can really send
BUSINESS
How to use Paytm, PhonePe or GPay to pay your income tax online
You can now clear your income tax dues using UPI in just a few minutes, without touching net banking
BUSINESS
Buying a new flat? Don’t ignore these hidden costs
The price in the brochure is rarely the final amount you end up paying.
BUSINESS
Want to retire at 45? Here’s the real number you need in India
Walking away from work at 45 or 50 sounds liberating, but the real question is whether your numbers can support that freedom for decades.
BUSINESS
Stuck between breaking your FD or taking a personal loan? Here’s what actually costs less
Both options give you quick cash, but the real difference lies in how much interest you end up paying.
BUSINESS
NPS auto or active choice? How to decide what suits you
One option runs on autopilot. The other lets you take the wheel. The right choice depends on how involved you want to be
BUSINESS
Thinking of closing a credit card? Here’s what it can do to your credit score
Shutting a card may feel tidy, but it can quietly affect your credit profile in ways you didn’t expect.
BUSINESS
Thinking of early retirement in 2026? First, find your real financial independence target
If you want work to become optional, you need one clear number before you take the leap
BUSINESS
How to use your credit card wisely and improve your credit score
Your credit card can quietly improve your credit score. Or it can quietly damage it. The difference is usually just a few habits.
BUSINESS
How to read and understand your credit report in India
Your credit report is not just a score. It is a detailed record of how you have handled money over the years, and lenders read it carefully.
BUSINESS
Paying for gold monthly? Read this before enrolling
Gold saving schemes look simple and attractive. But unless you understand the fine print, the final payout may not match your expectations.
BUSINESS
Retirement healthcare planning in India: What you need to get right
Medical inflation is rising fast. A clear health funding plan is as important as a retirement corpus.
BUSINESS
Personal loan scams: Traps borrowers keep falling into
When you’re in a hurry for money, it’s easy to believe the wrong person. That’s exactly what scammers count on.
BUSINESS
Small personal loans using Aadhaar card: Here’s how it really works
Borrowers should always approach RBI-registred lending platforms before submitting their personal documents to get small personal loans.
BUSINESS
How seniors can build steady income, manage rising expenses
The good news is that a few clear financial steps can make retirement much more secure.
BUSINESS
Are you overspending because of Buy Now Pay Later?
BNPL involves making fixed monthly commitments, and levies strict rules upon missed repayments.
BUSINESS
Using credit card to pay EMIs: When it works and when it backfires?
Using a credit card feels like a quick fix. If you repay the entire bill before the due date, you might escape interest. In that narrow scenario, it works as a short-term bridge.
