BUSINESS
How bad money advice quietly destroys good financial habits
Thumb rules, random targets and social media ‘gyaan’ can quietly undo years of disciplined saving — and most people don’t realise it until it’s too late
BUSINESS
What your bank statement really says about your income
When you’re self-employed, lenders don’t just read your ITR. They read your cash flow habits, business stability and financial discipline between the lines
BUSINESS
What happens to UPI, wallets and crypto after you’re gone
Money has moved online faster than inheritance laws have caught up.
BUSINESS
Your savings account is quietly eating into your money. Here’s where idle cash should actually sit
Keeping large balances in a savings account feels safe, but over time it can erode value unless surplus cash is given a better job.
BUSINESS
Co-applicant or guarantor? The difference could cost you far more than you think
Both names may help a loan get approved, but the legal and financial risks they carry are very different.
BUSINESS
Health insurance mistakes that hurt the most at claim time
Most claim problems don’t come from bad luck — they come from small decisions made much earlier.
BUSINESS
What happens to your EPF if you keep changing jobs? The truth about UAN, KYC, and delays
Job switches don’t break your EPF, but poor follow-through often does.
BUSINESS
Retirement planning when your parents depend on you too
For millions of Indians, retirement is no longer just about their own old age. It also has to carry the financial weight of their parents’ final decades
BUSINESS
Should you invest in REITs instead of buying a small rental flat?
Both options give you exposure to real estate, but the experience — and the trade-offs — are very different.
BUSINESS
Wrong EPS contributions? How you can fix errors and claim refunds
If your employer has misreported Employees’ Pension Scheme contributions, new EPFO guidelines outline how mistakes will be corrected and money moved to the right account.
BUSINESS
That small home loan rate cut might be doing more work than you think
A tiny dip in your home loan rate can quietly change the math of your entire loan.
BUSINESS
The real cost of ‘no-cost EMI’: Why zero-interest deals are rarely free
From hidden taxes to lost discounts, India’s favourite easy-payment scheme often costs more than buyers realise.
BUSINESS
Track old bank balances in one place with RBI’s UDGAM portal
A central search tool helps you spot unclaimed deposits across banks, but you still claim the money from the bank.
BUSINESS
Why your health insurer cuts your hospital bill, even when you have enough cover
Those fine-print caps in health insurance policies often matter more than the headline cover amount. Here’s how room rent limits and sub-limits quietly shrink claim payouts—and what you should check before you land in hospital.
BUSINESS
Convert Union Bank Reward Points to Maharaja Points: Get free flights, upgrades, and more
Union Bank of India and Air India partnership lets UBI credit cardholders convert reward points to Maharaja Points for flights, upgrades, and travel perks.
BUSINESS
Your EMI is not random: what really decides how much you repay every month
That personal loan EMI you see on the screen is the result of several moving parts working together.
BUSINESS
Should you use EPF money to repay your home loan?
Using EPF to repay a home loan can seem like a practical option when balances match. However, since EPF is a long-term retirement instrument with tax-free returns, the decision needs careful evaluation beyond immediate EMI relief.
BUSINESS
The three personal finance mistakes that quietly undo years of disciplined saving
Hard work and regular investing matter, but the wrong shortcuts, arbitrary targets and online “advice” can slowly derail even well-intentioned money plans.
BUSINESS
Retiring in a new tax regime: What the latest rules mean for your income and savings
India’s tax framework has shifted. If retirement is close, the choice between the old and new regimes can materially change how much you keep and how long your savings last.
BUSINESS
Holiday mood on, bills under control: using your credit card the smart way
A holiday should leave you with memories, not a pile of credit card stress waiting at home.
BUSINESS
Need a personal loan fast? These details can make or break your approval
When money is tight, waiting endlessly for a loan decision can be stressful.
BUSINESS
Spot something off in your credit report? Fixing it matters more than you think
A small error on your credit report can quietly block loans, cards, and better interest rates.
BUSINESS
Your critical illness claim was turned down? Don’t shut the file just yet
A rejection letter is not the same as a final verdict.
BUSINESS
Leaving NPS: When you can take more cash, and when you cannot
NPS is not a complete lock-in, but the exit rules are stricter than most people expect unless your corpus is small or you are claiming after death.
