BUSINESS
Chart of the Day | The US-India tariffs equation: Who wins, who loses?
While US exports to India have gone up 25 times in the last 30 years, imports have gone up 38 times
BUSINESS
Chart of the Day: A historical perspective on market declines and recovery
The Indian stock market has been on a decline since its peak in September 2024, with Foreign Institutional Investor (FII) sell-offs playing a key role. As investors assess whether the downturn is nearing its end, historical data offers insights into potential recovery timelines.
BUSINESS
The Reading List: March 7, 2025
A selection of articles and social media gems from the world of economy, business and finance, curated by our research and opinion teams
TRENDS
Noble Yet Unequal: Gender inequality in India's legal profession
Women's participation in India's legal field remains severely limited due to systemic biases, work culture, and financial inequality. Despite challenges, ongoing reforms and advocacy signal hope for greater gender diversity and inclusion in the profession
TECHNOLOGY
Wake up India, AI colonialism is not a myth
The future can see a digital divide of frightening proportions. Most countries may become AI consumers. Physical sovereignty may be replaced by AI sovereignty. Nations without AI sovereignty will always be left behind in economy, security, and innovation. It may result in data colonialism
BUSINESS
Chart of the Day: Why the rising trend in cement prices may not sustain
Large capacity additions and market consolidation could see higher supply in the market that will weigh down cement prices
BUSINESS
India's Credit Growth Strategy: Rethinking liquidity, deposits, and innovation
India's financial system is grappling with a severe liquidity shortage, with a Rs 3.34 lakh crore deficit. Despite RBI measures, structural issues like weak deposit growth persist, challenging credit access. Innovative strategies are needed for sustainable growth beyond rate cuts
BUSINESS
Chart of the Day: Which economies are most at risk from Trump's tariff wars?
Vietnam is the biggest loser in Trump’s tariff plan.
BUSINESS
Why India needs 100,000 fintech startups, now
India's fintech ecosystem needs rapid expansion to serve underserved communities. By focusing on incubation, capital access, and collaboration with traditional banks, we can empower more entrepreneurs to build solutions that promote financial inclusion across the nation
BUSINESS
Maximising asset value through IBBI regulations
The IBBI plays a pivotal role in maximising asset value under the Insolvency and Bankruptcy Code. New regulations aim to improve efficiency, reduce delays, and ensure transparency in the resolution process, though challenges like prolonged timelines persist
BUSINESS
Family offices strengthen Indian capitalism
Family offices in India are reshaping industries by investing in innovation, supporting startups, and strengthening the economy. They ensure domestic capital stays within India, guiding entrepreneurs towards sustainable growth while contributing to long-term economic value
BUSINESS
Chart of the Day: Unlocking India's mutual fund potential
Over the past five years, investments in mutual funds have grown at a compound annual growth rate (CAGR) of 17.5 percent, while bank deposits have increased at a CAGR of 11.0 percent
POLITICS
TN’s anti-Hindi volcano erupts again. Will it get DMK votes this time?
Pushing back against Hindi is a cornerstone of Dravidian politics and played an important role in DMK's first major election victory in 1960s. While the issue may still resonate with a section of voters, there's a lot in the social and economic structure of the state that has changed over the last few decades. Therefore, the jury's out on whether the DMK can offset anti-incumbency through the Hindi issue in the 2026 assembly election
BUSINESS
The Reading List: February 28, 2025
Our research and opinion teams have curated a selection of articles and social media gems from the world of economy, business and finance for your weekend read.
BUSINESS
Chart of the Day: Two numbers behind RBI’s move to lower risk weights on bank loans to NBFCs, MFIs
Microfinance entities have seen their loan book shrink in the third quarter of FY25
TECHNOLOGY
India’s Path to Sustainable Mobility: EV and circular economy practices
India aims to balance economic growth with environmental sustainability through electric vehicle adoption and circular economy practices. By integrating both strategies, India can reduce emissions, lower production costs, and foster long-term economic growth in the automotive sector
BUSINESS
India's efforts to empower gig & contractual workers
The Union Budget highlights the inclusion of gig workers under the PM-JAY healthcare scheme and identity formalisation through the e-Shram portal. Haryana’s HKRN model showcases successful worker welfare for contractual employees, paving the way for national-level expansion
BUSINESS
Finally, a drop in lead prices to ease pressure on battery makers
Robust replacement market battery sales, particularly for four-wheelers, aided in pass through of higher input costs
BUSINESS
Streamlining recovery processes for retail lending to boost financial inclusion
Retail lending needs a clear, time-bound recovery process like the Corporate Insolvency Act. Streamlining collections would improve transparency, reduce complaints, and lower borrowing costs, promoting credit access, supporting micro-enterprises, and enhancing financial inclusion in India
BUSINESS
A framework for technological sovereignty without being insular
Technological sovereignty emphasises national control over critical technologies while balancing security, innovation, and international cooperation, avoiding corporate dominance and ensuring citizens' rights within a fair global technological framework
BUSINESS
Money market instruments gain traction as market waits for monetary transmission to kick in
Instruments such CPs and CDs have breached records in terms of outstanding amount as financial entities are opting for short-term instruments till such time RBI’s monetary easing takes effect in the market
BUSINESS
Locust invasion threat demands India-Pakistan co-operation
As the locust breeding season approaches, both India and Pakistan must depoliticise locust management and prioritise it as a humanitarian imperative. Using technology like drones, weather models, and AI predictions to track, forecast and control the movements of locusts to protect crops
TECHNOLOGY
Tech evolution a must for EVs to become mainstream
Electric vehicles are the future, but for it to become a practical option for all we need significant advancements in charging infrastructure and battery technology
TECHNOLOGY
India’s landmark case involving OpenAI’s rights draws in more aggrieved parties
ANI versus OpenAI, which is being contested in Delhi High Court, may see its scope widening on the heels of an intervention by the Indian Music Industry. This case will set the precedent for the manner in which the fast expanding universe of generative AI models interacts with India’s copyright protection framework. It’s not just India, but other legal systems too which are grappling with this issue
