BUSINESS
RBI Bulletin: Bank credit improved in June 2025 amid uptick in loans to MSME
India’s bank credit growth rose to 10.22 percent year-on-year in the fortnight ended August 8, the highest in more than three months.
BUSINESS
RBI Bulletin: India’s sovereign rating upgrade by S&P bodes well for capital inflows and sovereign yields
On August 14, S&P Global Ratings has upgraded India’s long-term unsolicited sovereign credit rating to ‘BBB’ from ‘BBB-’, while also raising the short-term rating to ‘A-2’ from ‘A-3’.
BUSINESS
RBI may cut FY26 growth forecast as tariff impact deepens, say economists
On the trade front, economist estimates that exports could decline by $30 billion-35 billion over the year due to the tariff shock. Even after factoring in cheaper Russian oil, the net export loss would be $25 billion-30 billion, translating to a GDP drag of 60-80 bps annually.
BUSINESS
NBFC body FIDC gets in-principle approval from RBI to be an SRO, final nod expected soon
While specific details of the approval are not known yet, the move is seen as a step towards strengthening the role and influence of NBFCs.
BUSINESS
Nabard aims to raise funds via maiden ECB in FY26, says chairman Shaji KV
Proceeds of the issue will be deployed for climate change-related financing activities.
BUSINESS
NaBFID to raise $1 billion via ECB, dollar bonds in FY26, says MD Rajkiran Rai
Further, Rai said that NaBFID is also funding municipal corporation whenever there is an opportunity.
BANKING
Banks bet on 10-12% credit growth in H2FY26 amid festive season despite US tariffs uncertainty
According to the Reserve Bank of India (RBI) data, bank credit growth touched 10.22 percent year-on-year in the fortnight ended August 8, the fastest pace in over three months
BUSINESS
RBI’s rate action may face growing uncertainty amid US tariff worries, say economists
Economists broadly anticipate that the central bank may deliver a token 25 basis point (bps) cut in the policy repo rate during the second half of FY26. The timing, however, remains uncertain.
BUSINESS
IPO-bound Tata Capital bets big on retail and SMEs; aims to extend formal credit to wider markets
The company’s loan book rose from Rs 1.2 lakh crore in 2023 to Rs 2.26 lakh crore in 2025, reflecting an 88%
MARKETS
Indian bond yield rises around 5-month high amid domestic uncertainties
The 10-year benchmark bond yield ended at 6.5967 percent, which was highest since March 28, 2025, when it was traded at 6.582 percent.
BUSINESS
Bank of Maharashtra needs to raise Rs 2,000 cr to meet SEBI's minimum public shareholding norms: MD & CEO Nidhu Saxena
As on June 30, government holds 79.60 percent stake in the bank. To meet SEBI's norms, the bank is required to dilute 4.60 percent.
BUSINESS
SBI chairman Setty requests RBI to allow banks to fund M&As
Banks’ corporate lending has remained tepid as businesses turn to the bond market to meet their funding needs amid falling rates
BUSINESS
RBI examining measures to expand bank credit to productive sectors: Governor Sanjay Malhotra
Banks and NBFCs should make special efforts to boost formal credit to them, RBI Governor said, adding that they should leverage the public digital infrastructure like the Unified Lending Interface (ULI) to achieve results.
BUSINESS
Bank credit growth at 3-month high. Revival or festival driven?
But it still is lower than what it was in the year-ago period, a sign that the lending growth is yet to pick up momentum
BUSINESS
Mutual funds boost money market bet through TREPS allocations to protect returns from volatility
The use of TREPS is becoming increasingly widespread as a means to hold cash positions. As per PrimeMFDatabase, 89.71 percent of equity schemes had exposure to cash equivalents like TREPS, CBLO (Collateralized Borrowing and Lending Obligation), or reverse repos in July. In just two months, 18 additional equity schemes have begun using these instruments to manage cash positions.
BUSINESS
GST reforms may cool inflation but RBI unlikely to rush into rate cuts, says MPC member Saugata Bhattacharya
The RBI central bank will take a data-driven approach, will assess the full spectrum of primary, secondary, and tertiary effects of the tax overhaul before altering the policy stance, Bhattacharya has said
BUSINESS
MC Interview| Inflation scenario, US trade-talk outcome to decide RBI policy, says MPC member Nagesh Kumar
Further, to mitigate the external shocks from tariffs, Kumar emphasised on the need for India to diversify its export markets and deepen trade ties with other economies.
BUSINESS
RBI’s MPC minutes show that tariff uncertainty, rate transmission allowed status quo in August
“The current state of uncertainty on the external front, monetary policy needs to remain watchful,” the MPC minute quoted Sanjay Malhotra, the RBI Governor.
BUSINESS
Retail investors’ trading activity in G-secs on RBI Retail Direct platform rises over fivefold in August 2025
According to the RBI data, retail investors' trading activity in the secondary market in G-secs stood at Rs 4,267.55 crore as on August 11, 2025, compared to Rs 668.36 crore as on August 12, 2024.
BUSINESS
Borrowing through state development loans gets costlier after bond yields rise to a four-month high
The yield on the benchmark sovereign bonds has risen to a four-month high on August 19 on worries that higher government borrowing and lower revenue, following the proposed overhaul of the goods and services tax (GST) regime, will likely bring down the collections.
BUSINESS
GST reform push strengthens case for October rate cut, say experts
GST 2.0, which will likely see rates lowered on most goods and services, will cool inflation further, giving the RBI the room to ease monetary policy, they say
BUSINESS
Proposed GST reforms by govt may cool inflation, open door for RBI rate easing: Experts
Experts said that the potential price relief could offer a positive support to consumption in H2FY26, particularly ahead of the festive season, when demand typically surges.
BUSINESS
PSU banks’ slippage ratios improve as lending to low-risk retail loans rise
A review of data from 12 leading PSU banks reveals that most lenders have reported their lowest or near-lowest slippage level in over a year, with some hitting multi-year lows.
BUSINESS
India’s rating upgrade set to give boost to foreign funds, say experts
On August 14S&P Global upgraded India's long-term sovereign credit ratings to 'BBB' for the first time since 2007, citing economic resilience and fiscal consolidation
