BUSINESS
Too early to gauge impact of West Asia conflict, says ICICI Bank ED Sandeep Batra
“We have not used any provisioning yet and banks have enough buffer,” he said, indicating that the sector remains resilient even as it keeps a close watch on evolving global risks
BUSINESS
Global insurer Chubb explores India re-entry after two decades
Sources indicate the company is likely exploring the general insurance business, though finer details are likely to evolve in the next 6-9 months
BUSINESS
ICICI Lombard addresses high solvency, says 2.7x buffer will fund growth
Yet, ICICI Lombard's management indicated that this buffer will not remain untouched for long.
BUSINESS
Bank funding gains ground as NBFC bond issuances taper: Crisil Ratings
Maintaining a diversified funding mix will be critical for NBFCs to navigate shifting interest rate cycles and macroeconomic volatility, Crisil says
BUSINESS
IRDAI weighs commission revamp, seeks granular insurer data
Executives say the details sought by the regulator point to a diagnostic exercise rather than a routine data call, with IRDAI attempting to map how incentives flow through the system and where distortions may be emerging
BUSINESS
ICICI Prudential pivots to micro-market strategy as agency channel slowdown persists
Bagchi attributed the weakness to a high base effect from previous years, while maintaining that the longer-term growth trajectory remains intact
BUSINESS
Marquee investors partially exit Turtlemint via IPO OFS; Peak XV, Nexus book 14x returns
IPO comprises OFS of 28.6 million shares, significantly larger in quantum than the fresh issue of Rs 6,607 million, with promoters also offloading 4.3 million shares
BUSINESS
IRDAI’s health insurance reset enters 3-stage reform cycle; sub-committee sets 6- to 18-month roadmap
While recommendations from the subcommittee may come relatively quickly, sources indicated, meaningful on-ground impact on hospital billing, claim settlement and product design is unlikely before 2027 in full form
BUSINESS
Why ‘too big to fail’ insurers matter and how IRDAI classifies D-SIIs
IRDAI reviews and tags systemically important insurers every year to ringfence financial stability, given their size, government backing and market dominance
BUSINESS
Depositors in HDFC Bank, Kotak, IDFC First may have earned more than investors over 5 years
The gap in performance between these three private banks and their peers' points to the factors driving their relative underperformance
BUSINESS
RBI aligns bank capital norms with NBFCs, reviews IFR framework: Governor Sanjay Malhotra
On the proposed changes to the computation linked to capital adequacy, Malhotra said the move does not alter how net profit is calculated but refines the assessment of capital, making it “a better reflection of the capital that the banks have"
BUSINESS
RBI proposes simpler TReDS onboarding to help MSMEs access funds faster
In his policy statement, Malhotra said the central bank now proposes to dispense with the requirement for due diligence of MSMEs at the time of onboarding onto TReDS platforms
BUSINESS
RBI widens term money market access, raises borrowing limits for primary dealers
An active term money market plays a critical role in linking the overnight money market with longer-term interest rates, improving the transmission of policy signals across the financial system, governor Sanjay Malhotra has said
BUSINESS
RBI to rationalise agenda of bank boards, shift focus to strategy and risk: Governor Sanjay Malhotra
Draft directions detailing the revised framework will be released shortly for public consultation, the central bank has said
BUSINESS
After master directions, RBI turns focus to supervisory consolidation
The central bank has published draft 64 Master Directions covering supervisory instructions across multiple functional areas
BUSINESS
Life Insurance Q4 FY26 outlook: Growth holds, but sentiment cracks under regulatory and margin pressure
Q4 for life insurers, according to analysts, is marked by strong underlying demand but tempered by regulatory recalibration, macro uncertainty
BUSINESS
IRDAI likely to rollout 'scorecards' to rank health insurers, hospitals based on claims, transparency
IRDAI may rollout these scorecards from June to track metrics such as claim settlement speed, billing practices and documentation standards to help policyholders make informed choices
BUSINESS
Hospital pricing opacity, lack of standardisation hurting health policyholders: Universal Sompo General Insurance MD Sharad Mathur
A key contributor to medical inflation is not treatment quality but the increasing 'ambience' and luxury in hospitals, Mathur tells Moneycontrol
BUSINESS
General insurers seek 1-year extension to April 2027 for IFRS, RBC rollout
While some insurers believe they can operationalise the transition within a shorter timeframe, the industry has collectively opted to seek a longer buffer.
BUSINESS
What IRDAI’s Public Insurance Registry aims to fix
The Public Insurance Registry is still in the design and consultation stage, with discussions ongoing between the regulator and industry stakeholders
BUSINESS
New insurance accounting rules from April 1: What Ind AS shift means for insurers, policyholders
The changes may significantly alter actuarial calculations, profit recognition, and balance sheets for insurers, even as policyholder contracts themselves remain unaffected
BUSINESS
IRDAI expected to examine ‘dark patterns’ as survey flags widespread use on insurance platforms
Survey finds over 80% users faced manipulative design practices; interface interference most common
BUSINESS
IRDAI likely to grant one-year extension to HDFC Life CEO Vibha Padalkar because of tenure norms
Sources said the proposed extension is likely from September 2026
BUSINESS
Pilots flag war insurance gaps, ALPA issues advisory on West Asia operations
The core concern is whether standard aviation insurance policies adequately protect crew operating in or near conflict zones
