BUSINESS
The real cost of bricks and mortar: Rethinking real estate investment and personal net worth in India
In India, owning a house is a badge of success, but for middle-class individuals, it can be a financial burden due to high-interest loans and low returns, often underperforming other investments.
BUSINESS
Soldiers' corner: Building a financial nest is equally important as defending borders
Defence officers should start early and build a balanced investment portfolio, leveraging tools like defence services officers provident fund and equity investments, to ensure a comfortable post-retirement life, especially in Tier 1 cities.
BUSINESS
Beyond borders: Why global investing makes sense for Indian portfolios
Investors must diversify globally as 95.8 percent of the total market capitalisation is in markets beyond India’s borders. This will mitigate domestic risks and potentially boost returns with currency gains and provide access to high-growth sectors like artificial intelligence, semiconductors, and luxury brands.
BUSINESS
Does silver hold a safe-haven potential?
Investing in Silver Vs Gold: Silver's safe-haven status is complicated by its dual role as a precious metal and industrial commodity, exhibiting higher volatility and weaker anti-stock, correlation compared to gold and treasuries.
BUSINESS
Chasing past glory: Why last year’s top fund may not be your smartest pick
Chasing top-performing mutual funds based on past rankings can be misleading due to market dynamics and cyclical performance; focus on rolling returns, risk and consistency for long-term wealth creation instead.
BUSINESS
GIFT City: Incentivising NRIs to plug into India’s growth
NRIs can invest in a wide array of options within the GIFT City ecosystem, and enjoy multiple tax advantages.
BUSINESS
Sell, buy back and save: Here's how tax harvesting can maximise your returns
Tax harvesting can help investors minimise tax liability by offsetting capital gains with losses, optimising returns and legally reducing taxes, making it a useful tool for tax savings
BUSINESS
Asset allocation in 2025: Optimise and diversify your portfolio to thrive in uncertain times
Asset allocation is key to balancing risk and reward in investing. Diversify across asset classes, align with financial goals and risk appetite, and adapt to market trends.
BUSINESS
Budget 2025: Time to revamp personal taxation, reward taxpayers
Union Budget 2025: The government should focus on incentivising taxpayers by raising exemptions, revising tax slabs, enhancing deductions, and lowering LTCG and STCG rates.
BUSINESS
SIP Tips: How a middle-class person can save Rs 51 crore by age 60
By starting early, being disciplined, and increasing investments annually, one can harness the power of compounding and long-term investing.
BUSINESS
Should you invest your surplus income in SIPs or increase your EMI?
Balancing debt repayment with wealth creation is key. You can continue with your EMIs while investing any surplus to build wealth and maintain liquidity.
BUSINESS
Want to own a piece of an unlisted company? Know the pros and cons before investing
While unlisted shares offer potential for diversification and high returns, they come with significant risks, including illiquidity and limited disclosure. It's crucial to thoroughly research any company before investing and ensure you understand its financial standing and growth potential.
BUSINESS
How family trusts can help senior citizens and their NRI children manage properties in India
Legacy planning for families with NRI children presents unique challenges, particularly with substantial real estate involved. While a private family trust can be an effective solution, it also comes with its own set of limitations and risks.
BUSINESS
Why army veterans are becoming a prime target for financial frauds
The most common frauds affecting veterans are cybercrimes, like phishing scams, identity theft, and online scams. One way to protect yourself is to use a masked Aadhaar card.
