BUSINESS
Why browsing on MS Dhoni and Sachin Tendulkar could put your device at risk
Protect your personal information and passwords while searching online for your favourite celebrities.
BUSINESS
PMC Bank Crisis: How you can withdraw more for special needs
Depositors can withdraw more money for needs such as marriage, medical emergencies and education expenses
BUSINESS
Repo-linked loans:Want lower rates? Improve your credit score
A borrower should maintain a credit score of 760 and above throughout the tenure of the loan to get lower interest rates
BUSINESS
Lower rates are being passed on once cost of funds declines: Kotak Mahindra Bank
Borrowings of banks are at a fixed rate and it takes some time for the cost of funds to come down
BUSINESS
Axis Bank Express FD: A safe option, but nothing unique
The bank offers 6.25 percent to 6.70 percent interest for tenures ranging from six to 12 months
BUSINESS
RBI directs the likes of Paytm and PhonePe to have an internal ombudsman
It is needed to ensure customer grievances are resolved in the most effective manner and within a defined timeframe.
BUSINESS
Explained: All you need to know about WhatsApp banking services
While you can ask and get details relating to your account via WhatsApp, you can’t carry out any transactions
BUSINESS
PMC Bank crisis: What to do if your EMI is due, and how to keep your money safe
Here are a few tips on how to act if you are a PMC Bank customer, as well as advice on how to bank prudently.
BUSINESS
5 steps to smooth closure of your credit card account
Always follow the right procedure when cancelling a credit card. Otherwise, it could adversely impact your personal finances and affect your credit report.
BUSINESS
4 steps to take if your cards get stolen or lost
As soon as you realise that your wallet with cards in it, call the respective banks’ helplines for blocking the cards.
BUSINESS
Why a forex card is your best travel companion abroad
International Credit and debit cards can be used abroad too, but hidden charges can burn a big hole in your pocket.
BUSINESS
Debit-cum-credit card: Should you opt for this combo card?
If card is hacked or stolen, then customer tends to lose out on credit limit and register loss from savings account
BUSINESS
Why banks are giving up RIA licences, and the chance to give you investment advice
The RBI wanted banks to separate their distribution and investment advisory businesses. Most banks want to focus on distribution.
BUSINESS
IndusInd Bank’s Nexxt credit card: Convenience or ticking time bomb?
These credit card impulses customers to opt for the EMI scheme which is available upfront on card for any spending above Rs 2,000. The catch here is that it can easily lead to customer splurging.
BUSINESS
Using a contactless card? You should be aware of these risks involved
Customers are protected through the lost card liability cover up to 100 percent on contactless cards by the bank in case they are stolen. But that’s subject to the theft being proven
BUSINESS
RBI gives nod to compensation framework for digital payment systems
The Reserve Bank of India proposes to put in place a framework on turnaround time for the resolution of customer complaints and compensation framework across all authorised payment systems by the end of June 2019.
BUSINESS
RBI postpones introduction of external benchmark for loans
During the consultations with RBI, several banks opposed the decision of linking lending rates to an external benchmark saying their cost of funds was not linked to those external benchmarks
BUSINESS
Tax calendar FY20: Plan your investments better by marking the important dates
This financial calendar will aid you to plan your taxes, remind to file your income tax on time and save on penalty
BUSINESS
Here's what millennials can do to make money from equity market
Direct equities may not be the best option for those who are starting out; stick to mutual funds’ systematic investment plans.
BUSINESS
Flight cancelled or delayed? Here's how consumers can now get compensated
As per DGCA traffic reports, between September 2018 and January 2019, approximately 8.64 lakh domestic passengers faced issues on account of airlines denying boarding, delays and cancellation of flights
BUSINESS
Don't be fooled by Women's Day offers on savings bank accounts, look before you leap
Savings bank accounts specifically targeted at women come with extra features. But check if you really need them as they come with additional cost.
BUSINESS
Six steps to accumulate your first Rs 1 crore after you start working
Millennial should invest at least 30-50% monthly income. The rest should be utilised for monthly expenses, pay EMIs or credit card dues, etc
BUSINESS
Be cautious of over leveraging while using multiple credit cards: Yes Bank
You need to set up a credit limit for yourself while using a credit card say overall 30-40% of monthly income is sufficient (including EMI on loans).
BUSINESS
Expert View | Mutual fund investments via mobile wallets - boon or a bane?
Paytm and Mobikwik has now allowed users to invest in mutual funds from their apps. It’s as easy as shopping. It brings convenience, but it may also be risky
