BUSINESS
Have banks cut FD rates pre-empting RBI's move?
At least 3 private banks have cut FD rates, SBI has stopped a popular special deposit scheme. What’s happening?
BUSINESS
What should investors expect from bank results in Q4?
Find out the key trends expected in banks' financials in the fourth quarter.
BUSINESS
Chart of the Day | Who is losing in the great battle for bank deposits?
Among PSBs, private banks and foreign banks, the rivalry to garner deposits is picking up. There is no mercy in this battle for survival.
BUSINESS
Uday Kotak’s stark warning and what it means for banks
India’s banking sector is facing an unusual dilemma—one that threatens profitability and long-term sustainability. With borrowing costs exceeding lending rates, banks are caught in a tight spot, struggling to maintain their traditional business models.
BUSINESS
Data at a Glance: States’ growth ambitions clash with rising debt
An analysis of state finances offers a mixed picture on financial health. Here are the top findings.
BUSINESS
Chart of the Day | Will RBI's new priority sector lending guidelines make a difference?
If executed efficiently, these guidelines can significantly boost financial access, particularly for housing, green energy, and underserved communities—ensuring that PSL fulfils its true purpose.
BUSINESS
Quick Take | Retail security redemptions surge: What It means for banks, ARCs
The landscape of stressed asset resolution is evolving, with significant changes on the horizon for Asset Reconstruction Companies (ARCs). A projected shift in redemption rates could redefine recovery strategies and impact key stakeholders in the financial ecosystem
BUSINESS
What does inward remittance data tell us?
Indian migrants are no longer predominantly working in blue-collar jobs in the Gulf
BUSINESS
Chart of the Day | India Inc’s debt cushion remains strong despite dip in interest coverage
According to BoB Research, Indian industry remains well-positioned to meet its debt obligations, as reflected by the ICR. Despite the marginal dip, the ICR remains high by historical standards
BUSINESS
India’s P2P lending space needs overhaul, not a mere slap on the wrist
RBI’s crackdown on P2P companies exposes compliance failures
BUSINESS
Chart of the Day | How RBI under Malhotra is playing the liquidity puzzle
Since December, multiple rounds of OMOs, VRRs and forex swaps have been conducted to contain the liquidity situation.
BUSINESS
How serious is the IMF warning on NBFC concentration risk in India?
IMF report on NBFC concentration risk is a timely wake-up call to policymakers on potential risks. The RBI and Government need to pay attention.
BUSINESS
Banks are stronger than ever—So why are their stocks falling?
In terms of financial health, banks are in their best shape in at least a decade, valuations of large banks are fair. Bank stocks may be bearing the brunt of indiscriminate selling triggered by global factors
BUSINESS
What does RBI’s corporate performance data in Q3 tell us about India Inc's health?
Manufacturing firms have seen wage expenses surge by 9.5%, whereas staff cost of non-IT services companies jumped 12.4%—a sign of both a robust job market and an impending squeeze on profitability.
BUSINESS
RBI's credit flow easing measures signal pro-growth tilt
The central bank's move to lower risk weights on bank lending to NBFCs and excluding microfinance loans from higher risk weights applicable to consumer credit should boost lending
BUSINESS
Chart of the Day| MPC minutes show clear shift towards growth focus
Malhotra’s confidence in the disinflationary trajectory is well-founded. After breaching the RBI’s upper tolerance band in October, headline inflation has moderated, with food inflation showing clear signs of easing
BUSINESS
RBI Survey: Indian farmers still love cash, but digital is gaining ground
Cash remains king in India’s agricultural payments—but the tide is turning
BUSINESS
Chart of the Day | NBFCs’ overall loan growth moderates in December quarter, but gold loans surprise
India's loan growth story isn't over; it's merely taking a breather.
BUSINESS
What do Q3 asset quality trends for banks show?
While PSBs have cleaned up their books well, private sector banks (PVBs) are grappling with rising delinquencies in unsecured retail loans and microfinance portfolios.
BANKING
Exclusive Interview | Have seen material improvement in delinquency trends since November: Satin Creditcare CMD
While banks have slowed down on lending, foreign DFIs (development finance institutions) continue to lend to the microfinance sector, albeit selectively, said HP Singh
BUSINESS
Lower January inflation opens door to an April rate cut
The sharp fall in inflation, particularly food inflation dropping to 6% from over 8% in previous months, provides the RBI with much-needed policy space.
BUSINESS
Where does India stand against US in the trade war? These numbers say a story!
By definition, reciprocal tariffs mean imposing the same tariff rate on imports from other countries as those countries impose on US exports
BUSINESS
Karnataka Governor's rejection of MFI Ordinance a timely wake-up call for government
An excessive punitive approach not only risks stifling the microfinance sector but also threatens to undermine the very credit ecosystem that sustains the state's most vulnerable populations
BUSINESS
Quick Take: Sanjay Malhotra’s first rate cut marks an important policy shift for RBI
A faltering growth scenario required monetary policy support. Inflation, the old nemesis of rate cuts, is no longer breathing fire. The RBI used this window to change tracks
