BUSINESS
Sensex volatile at 50,000: Here's how you should manage your long-term investments
Smart investors will never be swayed by recent market returns. A portfolio rebalancing exercise will restore your original asset allocation
BUSINESS
What HNIs buying ULIPs for income-tax benefits must do now
Unit-linked insurance plans are now taxable beyond a threshold. What are the alternatives for HNIs who ploughed in high premiums into ULIPs?
BUSINESS
EPF interest in tax net: Where should high-income earners invest for retirement now?
Employees earning high salaries can opt for a mix of EPF, PPF and NPS to optimize returns
BUSINESS
What the common man wants from Budget 2021
It’s time to increase the limit on Section 80C. Currently, this stands at Rs 1.5 lakh a year
BUSINESS
How asset allocation must vary for different money goals
Once you are really clear about the financial goals you wish to pursue, you need to estimate the time horizons for each
BUSINESS
Do budgets really matter for your investments?
When it comes to managing your personal finances properly, there is much more to do than just looking to save taxes
BUSINESS
Aggressive home loan prepayment can hurt other money goals
There should be a balance between trying to prepay your loans quickly and other aspects of your financial life
BUSINESS
Starting late for your retirement saving? Here’s how you can catch up
Everyone should begin saving for retirement no matter how old they are
BUSINESS
Is investing in index funds the best way to take large-cap exposure?
Index funds can be chosen for holding a major part of your large-cap exposure. But do keep in mind the concentration risk
BUSINESS
Beware of using the ‘100 minus age’ thumb rule for equity allocation
One major problem with this rule is that it simply assumes that age alone decides a person’s asset allocation
BUSINESS
How your family’s money goals can get hurt if you remain underinsured
Many take insurance covers for tiny amounts. Others make the mistake of mixing insurance and investments
