BUSINESS
It pays to have a big banking partner for life insurers
Bank branches have been selling ULIPs like hot cakes, especially due to the current bullish equity market.
BUSINESS
For NBFCs, Q1 won’t be the toughest in a year of moderation
NBFCs would face multiple pressure points, from margins to asset quality this year
BUSINESS
Moneycontrol Pro Panorama | The peak of reckoning
In this edition of Moneycontrol Pro Panorama: Reasons for India's poor public infrastructure, time for government to address bank privatisation matter, new-age entrepreneurs need to up their innovation game, and more
BUSINESS
Federal Bank’s deposit game must be strong for investors to stick with it
The private sector lender must make its branches sweat more for CASA deposits
BUSINESS
One ratio would determine how banks are rerated in FY25
Credit-to-deposit ratio is giving banks the biggest of headaches
BUSINESS
Moneycontrol Pro Panorama | The sound of financial stability
In today's edition of Pro Panorama: Stocks that can ride on Budget optimism, Mr Market's weak spots, women power faces baptism of fire, and much more
BUSINESS
RBI's financial stability report shows India’s banks are resilient, but its markets are yet to be
High capital, profitability and low bad loans characterise banks’ resilience, but India’s capital markets are still vulnerable
BUSINESS
As RBI forces bigwig issuers to rein in credit cards, lenders turn wary of plastic
Growth in credit card issuance and spends have moderated, but Indians remain big spenders
BUSINESS
Is Ujjivan SFB’s hope of a universal bank licence enough to comfort investors?
Rise in stress has prompted the lender to reduce its expectations on growth this fiscal year
BUSINESS
Moneycontrol Pro Panorama | Last hurrah for bank shares?
In today's edition of Moneycontrol Pro Panorama: Coffee price hike highlights need to support growers, low-yield bond party likely to continue, GST reforms can help generate revenue without compromising growth, banks' return on assets is set to moderate, and more
BUSINESS
Will bond yields in India be lower for longer?
Rate cuts on the horizon, a likely friendly budget and finally the expected money flow from foreign investors is keeping the bond party alive
BUSINESS
Small loans and the big question on consumption
The average ticket size of micro loans has increased by 12 percent in FY24 and more than 12 percent of borrowers have taken a loan from four or more lenders.
BUSINESS
Moneycontrol Pro Panorama | A plateful of climate change
In today's edition of Moneycontrol Pro Panorama: Centre working to bring fuels under GST, India’s household debt at year's high, equity market volatility no cause for worry, NTA should take responsibility for NEET fiasco, and more
BUSINESS
May springs a surprise for life insurers with volume growth
A seasonally light month of May brought a notable growth in the number of policies sold for life insurers.
BUSINESS
Why a hawkish RBI will prevail over a dovish MPC
Key personnel changes in the MPC over the next year make policy rate cut bets tricky
BUSINESS
What the new government must do to make public sector banks world-class
The Indian banking system is in a good place and this is the best time for the government to fix niggling issues
BUSINESS
Moneycontrol Pro Panorama | A report card like none other
In this edition of Moneycontrol Pro Panorama: A worrying corporate governance landscape emerges, complete dedollarisation of trade is on its way, how to navigate market uncertainty to maximise returns, AI use in music industry brings its own troubles, and more
BUSINESS
RBI’s crackdown on Edelweiss ARC reveals a worrying governance landscape
India’s ARCs have an abysmal track record when it comes to recoveries and many are struggling to stay afloat. The RBI’s concern is serious governance lapses, something that it has warned in the case of Edelweiss ARC.
BUSINESS
Eight years on, recoveries through insolvency code remain disappointing
The IBC process is considerably slowed due to litigating promoters, dissenting creditors, and poor infrastructure. Unless these issues are fixed, it is unlikely that recoveries from the insolvency process would improve.
BUSINESS
Will LIC, the insurance whale, turn into the shark its investors want?
LIC has been losing market share hand over fist and this hasn’t stopped. But its valuation has perked up in recent months, as the insurance whale has given indications that it is serious about grabbing market share.
BUSINESS
The different shades of consumer confidence in India
The South is more confident over economic conditions, even during tough times while the northern states exhibit more pessimism than the national average in consumer confidence. But when it comes to hope, the North wins
BUSINESS
Moneycontrol Pro Panorama | Mesoeconomics and RBI policy
In today's edition of Moneycontrol Pro Panorama: China scrambles to solve the property crisis, India’s universities are not matching up to standards, Russia struggles with its war strategies against Ukraine, fintechs fret over RBI scanner on their commissions, and more
BUSINESS
RBI just fattened the government's purse, but got itself a problem
The windfall dividend to the government could become a headache for the RBI.
BUSINESS
Bandhan Bank: All we want for valuations is a CEO in the corner office
While asset quality issues continue to be a thorn, its superior deposit growth has helped Bandhan Bank. Even so, a new CEO is all what investors want, and quickly
