BUSINESS
May springs a surprise for life insurers with volume growth
A seasonally light month of May brought a notable growth in the number of policies sold for life insurers.
BUSINESS
Why a hawkish RBI will prevail over a dovish MPC
Key personnel changes in the MPC over the next year make policy rate cut bets tricky
BUSINESS
What the new government must do to make public sector banks world-class
The Indian banking system is in a good place and this is the best time for the government to fix niggling issues
BUSINESS
Moneycontrol Pro Panorama | A report card like none other
In this edition of Moneycontrol Pro Panorama: A worrying corporate governance landscape emerges, complete dedollarisation of trade is on its way, how to navigate market uncertainty to maximise returns, AI use in music industry brings its own troubles, and more
BUSINESS
RBI’s crackdown on Edelweiss ARC reveals a worrying governance landscape
India’s ARCs have an abysmal track record when it comes to recoveries and many are struggling to stay afloat. The RBI’s concern is serious governance lapses, something that it has warned in the case of Edelweiss ARC.
BUSINESS
Eight years on, recoveries through insolvency code remain disappointing
The IBC process is considerably slowed due to litigating promoters, dissenting creditors, and poor infrastructure. Unless these issues are fixed, it is unlikely that recoveries from the insolvency process would improve.
BUSINESS
Will LIC, the insurance whale, turn into the shark its investors want?
LIC has been losing market share hand over fist and this hasn’t stopped. But its valuation has perked up in recent months, as the insurance whale has given indications that it is serious about grabbing market share.
BUSINESS
The different shades of consumer confidence in India
The South is more confident over economic conditions, even during tough times while the northern states exhibit more pessimism than the national average in consumer confidence. But when it comes to hope, the North wins
BUSINESS
Moneycontrol Pro Panorama | Mesoeconomics and RBI policy
In today's edition of Moneycontrol Pro Panorama: China scrambles to solve the property crisis, India’s universities are not matching up to standards, Russia struggles with its war strategies against Ukraine, fintechs fret over RBI scanner on their commissions, and more
BUSINESS
RBI just fattened the government's purse, but got itself a problem
The windfall dividend to the government could become a headache for the RBI.
BUSINESS
Bandhan Bank: All we want for valuations is a CEO in the corner office
While asset quality issues continue to be a thorn, its superior deposit growth has helped Bandhan Bank. Even so, a new CEO is all what investors want, and quickly
BUSINESS
Moneycontrol Pro Panorama | Is the banking party finally over?
In this edition of Moneycontrol Pro Panorama: India tightens screws on food safety standards, loose US fiscal policy worries investors, telecom sectors get a breather, India needs a plan to tackle heat waves, and more
BUSINESS
A slowing affordable housing market is finding new money
Affordable housing market’s share in total housing loans has shrunk over the years and financiers to this segment have seen tepid growth in assets under management. That said, non-housing loans have been a big growth driver for them
BUSINESS
Moneycontrol Pro Panorama | Leverage is a party only few can enjoy
In today's edition of Moneycontrol Pro Panorama: TCS sends its wage bill to record highs, US e-commerce stocks misses the earnings mark, time is ripe to place regulations on the advertising industry, Gold is becoming the new currency of the world, and more
BUSINESS
SBI’s Q4 reflects India’s economic buoyancy, gives hope for more
SBI’s biggest strength during the fourth quarter was its firm lid on operating expenses. Operating expenses rose by just 1.83 percent year-on-year against double digit increases reported by comparable large peers
BUSINESS
Canara Bank has its intent in the right place, but not numbers
Canara Bank has given a conservative guidance for FY25 where it expects loan and deposit growth to be lower than FY24 and net interest margins to contract.
BUSINESS
In the margin game, public banks are between a rock and a hard place
The compulsion to increase market share and attract more deposits has meant that public sector banks have seen a bigger erosion in net interest margins. The increase in risk weights on select loans has also hurt these banks
BUSINESS
RBI’s draft norms remind banks of building an umbrella for credit risk
For the RBI, the lessons from the punishing bad loan cycle triggered by infrastructure loans are the reason behind the tighter norms
BUSINESS
Moneycontrol Pro Panorama | Growing bread and butter
In this edition of Moneycontrol Pro Panorama: Dabur records better sales in rural areas, some SFBs can look to a more universal role, inheritance tax is not anti-wealth creation, can high rates provide a nudge to deposit growth, and more
BUSINESS
Kotak Mahindra Bank’s Kashyap warns of irrational pricing in SME loans
Loan mispricing is continuing in corporate lending, especially in the SME space now, says Paritosh Kashyap. Even though Kotak Mahindra Bank wants to disproportionately grow its SME book, but it wants to wade carefully here.
BUSINESS
ICICI Bank is winning with a lot of luck, a little bit of grit
ICICI Bank wins in two key metrics, beating its peers. Its deposit growth is superior and its operating expenses are not out of control as is seen with other lenders
BUSINESS
Moneycontrol Pro Panorama | Is RBI the champion of customers?
In today's edition of Pro Panorama: A stock to steer clear of, what HDFC Bank Q4 means for investors, credit cards on a roll, reality check for independent directors and more
BUSINESS
The questions raised by RBI's restrictions on Kotak Mahindra Bank
Business restrictions globally are used in extreme cases of malfeasance, fraud or questionable conduct of the entity. The RBI’s actions on Kotak Mahindra Bank may seem harsh in light of global practices.
BUSINESS
RBI’s State of the Economy makes a dash for long-term high growth
The RBI’s Bulletin highlights that India must grow 8-10 percent per annum over the next decade to reap benefits from its demographic dividend arising out of a young population
