BUSINESS
Data Story: Why 2025 RBI forex operations will influence its actions in 2026
The RBI may have more elbow room to intervene in 2026 as its forward book lightens
BUSINESS
Can a Goldilocks economy rescue rupee from the bears in 2026?
The short answer is we don’t know but hope springs eternal
BUSINESS
Insurance FDI hike to 100% is not a panacea for the industry
Insurance business is largely a distribution game, an area where local players hold the fort
BUSINESS
Beyond GST boost, slower growth and margin threat await life insurers
Large, listed life insurers have seen valuations gallop even though business growth hasn’t.
BUSINESS
RBI will find it challenging to trounce a steep bond yield curve
The spread between the 10-year benchmark yield and the 30-year bond yield has remained wide this year
BUSINESS
Banking stocks have outperformed this year, but the best is yet to come
FY26 may disappoint on return on assets but banks will reward their investors in FY27 and FY28
BUSINESS
RBI can explain a liquidity measure easier than a rate cut this time
The need of the hour is not a debatable rate cut but a fix for liquidity
BUSINESS
India’s private banks get another shot at wealth as Deutsche Bank queues up to exit
India’s wealth management industry is a hot bed for growth right now
BUSINESS
Can the bond market succeed in bringing in RBI as a big buyer?
Tight rupee liquidity is largely the result of the RBI’s forex interventions
BUSINESS
DCB Bank flexes its growth potential, but investors will reward delivery
The bank has the right mix of granularity in both deposits and loans
BUSINESS
Why investors are split over the dollar’s fate as US shutdown ends
The US shutdown may have given the dollar a break from volatility but its effect on the economy could hurt the greenback.
BUSINESS
Bajaj Finance’s Q2 shows tax cuts powered consumer loans, but stress lurks
GST cuts pushed Indians to indulge in festival purchases, powering up Bajaj Finance’s loans
BUSINESS
Is there finally light at the end of the tunnel for microfinance loans?
Microfinance loans are showing reduction in stress but growth isn’t in sight yet.
BUSINESS
Data Story: Bank credit growth can run beyond the festive sprint
Festivals may be nearing an end but Indians may continue to indulge some more as tax cuts have increased affordability.
BUSINESS
Chart of the Day: Is it time to retire the debit card?
Debit card transactions are being cannibalised by UPI
BUSINESS
Keep calm and an eye on the rupee as liquidity turns deficit
November will see about Rs 1.2 trillion of liquidity infusion from remainder of the CRR cut
BUSINESS
SBI Card got customers to swipe more in Q2, but its historic mojo isn’t back yet
Retail spends growth was healthy but nowhere close to historic high levels.
BUSINESS
Limited pain in Q2 brightens Indian banks’ margin outlook for FY26
Surplus liquidity will help banks in keeping margins steady
BUSINESS
LIC struggles to find growth as its investors grapple with low returns
LIC has taken steps to fix its weak spots by focusing on non-par products and digital channels.
BUSINESS
IMF warnings on forex market that policymakers must heed
India’s share in global forex market is tiny, but is not immune to volatility
BUSINESS
Glimmer of festive cheer in early Q2 metrics of lenders, but risks remain
Deposit growth has decelerated in Q2 for banks.
BUSINESS
RBI surveys show tax cuts boosted consumer confidence, but urban India still cautious
Urban India is still circumspect over discretionary spending
BUSINESS
No rate cut, but RBI makes up with prudential easing, a softer tone
Prudential levers are being eased for banks to lend more freely to the economy.
BUSINESS
Is India’s private sector faking its animal spirits?
The long awaited private capex revival needs a key ingredient to kick it off
