BUSINESS
Is there finally light at the end of the tunnel for microfinance loans?
Microfinance loans are showing reduction in stress but growth isn’t in sight yet.
BUSINESS
Data Story: Bank credit growth can run beyond the festive sprint
Festivals may be nearing an end but Indians may continue to indulge some more as tax cuts have increased affordability.
BUSINESS
Chart of the Day: Is it time to retire the debit card?
Debit card transactions are being cannibalised by UPI
BUSINESS
Keep calm and an eye on the rupee as liquidity turns deficit
November will see about Rs 1.2 trillion of liquidity infusion from remainder of the CRR cut
BUSINESS
SBI Card got customers to swipe more in Q2, but its historic mojo isn’t back yet
Retail spends growth was healthy but nowhere close to historic high levels.
BUSINESS
Limited pain in Q2 brightens Indian banks’ margin outlook for FY26
Surplus liquidity will help banks in keeping margins steady
BUSINESS
LIC struggles to find growth as its investors grapple with low returns
LIC has taken steps to fix its weak spots by focusing on non-par products and digital channels.
BUSINESS
IMF warnings on forex market that policymakers must heed
India’s share in global forex market is tiny, but is not immune to volatility
BUSINESS
Glimmer of festive cheer in early Q2 metrics of lenders, but risks remain
Deposit growth has decelerated in Q2 for banks.
BUSINESS
RBI surveys show tax cuts boosted consumer confidence, but urban India still cautious
Urban India is still circumspect over discretionary spending
BUSINESS
No rate cut, but RBI makes up with prudential easing, a softer tone
Prudential levers are being eased for banks to lend more freely to the economy.
BUSINESS
Is India’s private sector faking its animal spirits?
The long awaited private capex revival needs a key ingredient to kick it off
BUSINESS
Banks are no longer at the centre of funding for the economy
India’s economic growth is not always bank-led
BUSINESS
States tripping up borrowing plans of private firms as yields harden
State bond supply is nudging out demand for corporate paper
BUSINESS
Bond Strategy Reset: Ditch ultra-long issuance
The spreads beyond 10-year bond yield have widened and the curve has steepened
BUSINESS
Why investors are holding on to banks despite earnings pressure
Banking shares don’t seem to be fully reflecting the challenges of lenders this year.
BUSINESS
Why August saw slow growth for life insurers
Margin friendly and simple protection plans are affordable after GST exemption and that may lead growth for insurers.
BUSINESS
Data Story: How credit to small businesses has big overlaps with retail
Small businesses not only borrow on the strength of their balance sheet but also on their owner's personal capacity
BUSINESS
Insurers' business growth gets a GST booster, but benefits are limited
Higher growth augurs well for life insurers’ future profits and therefore investors are likely to rejoice this move.
BUSINESS
Rupee has a tariff wound, but RBI’s monetary policy may feel the pain
With exports taxed, it is imperative that the country’s exchange rate should adjust.
BUSINESS
Banks are between a rock and a hard place on policy transmission
MSME borrowers have come under strain and banks have begun to increase the spread on loan rates to capture credit risk
BUSINESS
Affordable housing finance companies face growth slowdown as market matures
Elevated operating costs and pressure on margins would keep growth under check
BUSINESS
Trump’s tariffs united both doves and hawks of MPC in August
Whether the outlook for growth was benign or worrisome, tariffs ensured that all members were wary of taking action
BUSINESS
Why India’s bond market is not elated with the S&P rating upgrade
Not everything in the economy is positive for bonds right now
