Many individuals blame external factors such as rising inflation for their poverty. However, in reality, their own behaviour towards money stops them from getting rich.
No one dream plan can make you retire reach. It is a step by step approach that works for your wealth accumulation.
Start saving and investing early in life and invest a significant chunk of your savings in equity mutual fund in the initial years with a long term view.
Each retired individual has a different story to tell and here are some mistakes that many retired individuals have made, which can be a lesson for others
Many individuals stretch beyond their limit when they buy a home. However, this can hurt their retirement plans.
The most important thing about a credit card is timely payment: the day you get the credit card bill set up the payment mechanism. If you are confident of your credit card company, set up an automatic debit. Or just go online and make the full payment. Delays are expensive.
Here are some old nuggets which I have said in the past, saying it now, and frankly do not care if you do follow or not.
P V Subramanyam, Trainer & Author of subramoney.com explains how to invest in shares / stocks.
Before getting married, a couple must discuss about their financial future.
Do not cane yourselves if you went wrong on one or 2 days – treat life as ‘week blocks‘ and not ‘day blocks‘ – this is also useful.
In an interview to CNBC-TV18, PV Subramanyam of subramoney.com advises the investor to consider HDFC midcap and small cap fund along with Templeton Prima.
What lays ahead for Mutual fund Industry! Financial advisor PV Subramanyam tells us how SIP investments would change the course of future for Mutual Fund industry in India.