Ppf

The Public Provident Fund is a long-term savings option, but partial withdrawals are allowed under certain rules.

Small savings schemes: Interest rates on PPF, NSC, Sukanya Samriddhi and other post office scheme remain unchanged

Interest rate on popular options like PPF (7.1%), NSC (7.7%), Sukanya Samriddhi (8.2%) and SCSS (8.2%) remain unchanged.

PPF facts you may not know: Lock-in, withdrawals, and hidden rules explained

The Public Provident Fund is one of India's safest saving schemes, but the majority of investors have no clue about its little-known facts.

Earn more interest on PPF: Why investing before the 5th of the month matters

This simple timing strategy can help you earn more on your PPF investment without increasing the amount you invest.

Provident Fund: Secure Your Future with Confidence!

The Provident Fund (PF) is a powerful financial tool designed to secure the future of salaried employees. It not only encourages disciplined savings but also offers significant tax benefits, emergency financial support, and long-term wealth accumulation. With contributions from both the employee and employer, PF builds a strong retirement corpus, ensuring financial independence and peace of mind in later years. Whether you're planning for retirement, facing unexpected expenses, or simply looking to grow your savings safely, understanding the full potential of PF is essential for every working professional."

PPF or fixed deposit What's more suited to your long-term savings scheme

Comparing fixed deposits and Public Provident Fund to help you choose the right savings option.

Smart investment options for salaried individuals: From PPF to NPS

Five top investment options—PPF, NPS, EPF, ELSS, and tax-saving FDs—that can help salaried professionals to build wealth while saving on taxes.

Budget 2025: Old vs. New Tax Regime – Which One Saves You More? | Explained

Budget 2025 is around the corner, and taxpayers are eagerly waiting for potential income tax changes! Should you stick to the old tax regime with deductions or switch to the new simplified structure? We break down the latest slabs, tax rates, and savings for different income levels. Watch now to find out which regime is best for you!

A decade on, Sukanya Samriddhi Yojana emerges as a clear winner

SSY has the EEE tax benefit available to PPF, which provides attractive post-tax returns in the backdrop of negligible risk. It offers parents a good option to provide a solid investment for their daughter. In its category, SSY is a highly attractive investment product.

How to choose the right investment option to secure your child’s future

Planning for your child’s future is one of the most important financial decisions you’ll make as a parent. Whether it’s for higher education, extracurricular activities, or starting their own career or business, the earlier you begin investing, the better prepared you will be to meet the financial demands that lie ahead.

MC Explains: October financial changes: NSS, PPF, credit cards & taxes | Personal Finance

Get ready for significant financial updates starting October 1! This video covers new rules for National Small Savings (NSS) and Public Provident Fund (PPF) accounts, changes in insurance policy waiting periods, updates on credit card rewards, and the revised buyback tax structure. Learn how these changes impact your investments, loans, and overall financial planning! Don’t miss out—watch now to stay informed!

FinMin keeps rate of interest for small savings schemes unchanged for Q3FY25

The government notifies the interest rates on small savings schemes, majorly operated by post offices and banks, every quarter.

Is NPS Vatsalya better than PPF or Sukanya Samriddhi Yojana? | NPS Vatsalya details | Tax benefits

On September 18, Finance Minister Nirmala Sitharaman rolled out the National Pension System (NPS) - Vatsalya, a scheme meant for parents who wish to create a long-term corpus for their children. But the question here is that whether NPS Vatsalya is better than PPF or Sukanya Samriddhi Yojana, and is it ideal to fund for children's higher education

New PPF, Sukanya Samriddhi rules: Here's what you need to know | MC Explains

Big changes have been announced for PPF and Sukanya Samriddhi account holders. Learn about the new rules on multiple accounts, NRI restrictions and Sukanya Samriddhi guidelines. Don’t miss these crucial updates to protect your small savings

Using PPF for tax-free pension income: Strategies, withdrawal options and long-term benefits

Discover how the Public Provident Fund (PPF) can serve as a pension tool with tax-free income, even after its initial 15-year tenure. Learn about withdrawal options, extension benefits, and strategies to build a substantial PPF balance for a secure retirement. Understand why PPF remains a preferred investment despite stagnant interest rates, and explore its potential compared to taxable pension options.

Small savings schemes set to get more attractive as govt eases rules

Under the new norms, individuals now have three months to open an account for the Senior Citizen’s Savings Scheme, an increase from the current one-month timeframe.

Govt keeping PPF interest rate lower than what formula says due to tax benefit

The interest rate on the Public Provident Fund, one of the most popular small savings schemes of the government, has been left unchanged at 7.1 percent for more than three-and-a-half years

Public Provident Fund (PPF) vs Fixed Deposit (FD): Determine the superior choice for tax-saving

According to tax experts, Public Provident Funds (PPF) and tax-saving Fixed Deposits (FD) are considered favorable choices for both tax-saving and long-term investing, depending on an individual's investment objectives. PPFs provide a variable interest rate determined by the Finance Ministry, while FDs offer a fixed interest rate for a predetermined duration. It is important for individuals to understand the distinctions between these account types, as they offer tax benefits and opportunities to earn interest on investments. Numerous taxpayers opt for PPFs as a preferred option for long-term goals like retirement, as it provides a stable source of fixed income while also offering tax-saving benefits.​ Watch here to know more-

Interest rates on some small savings schemes hiked by 10-30 bps for July-September

The government had, on March 31, increased interest rates on small savings schemes by 10-70 basis points for April-June.

In your 30s and not yet invested in mutual funds? Here’s how to make a start

You are not too young in your 30s, but not old either. The 30s is an important phase of your life with many things getting started here, such as your marriage, family, buying a new home, and so on. The financial decisions you take in your 30s will have a big impact on the rest of your financial life.

Missed the April 5 PPF deadline? Don’t fret; you won’t lose much

Getting your asset allocation right and then investing the correct amount regularly are far more important than just trying to push Rs 1.5 lakh into your PPF account before 5th April.

Beyond Budget: Five changes in the financial landscape this February you need to consider

From a likely increase in the repo rate to a shorter settlement cycle for equity mutual fund investments to credit card changes along with the tax planning exercise, a lot is happening in February. Here’s what to watch for.

Budget 2023: Allow deductions, hike threshold for levying peak 30% tax to make optional tax regime attractive: Experts

A 5 per cent tax is levied on total income between Rs 2.5 lakh and Rs 5 lakh, 10 per cent on Rs 5 lakh to Rs 7.5 lakh, 15 per cent on Rs 7.5 lakh to Rs 10 lakh, 20 per cent on Rs 10 lakh to Rs 12.5 lakh, 25 per cent on Rs 12.5 lakh to Rs 15 lakh, and 30 per cent on above Rs 15 lakh.

Loans and defaults: Safeguard your wealth with creditor-proof investments

Courts cannot order the attachment of these investments, nor can creditors touch them. But use these resources with proper investment goals in mind rather than simply to avoid creditors.

Rate hike in small savings a reason for cheer, but more such moves unlikely in short term

The need to ensure effective monetary transmission and lack of fiscal space could keep small savings rates at current levels. Though small savings schemes serve as tools for resource mobilisation, there are signs the government may reduce its dependence on them