May 10, 2022 07:23 AM IST

What to do when your PPF completes 15 years?

Public Provident Fund, arguably one of the best fixed-income investments, comes with a 15-year tenure. But there is a way to continue it without locking in your money for another 15 years

When you should make your PPF investments?

Govt makes no changes to small savings schemes interest rates for April-June

This is the eighth consecutive quarter in which the interest rates on small savings instruments have been left unchanged even though the corresponding government bond yields have fluctuated.

Why EPF is still a winner despite lowest rate in over four decades

The EPFO has announced lowest interest rate in over 40 years, causing heartburn among EPFO’s 60 million members, or salaried employees. However, EPF as well as its extension VPF continue to be indispensable as retirement planning tools.

Want to close PPF account before maturity? Here is when you can do it

PPF withdrawal rule says that a PPF account holder can close the account subject to fulfillment of certain terms and conditions provided the account has completed five complete financial years.

How to invest your first salary?

Save atleast 20% of your salary. Begin investing in tax-saving mutual funds, PPF and equity schemes. Avoid cryptocurrencies.

Sukanya Samriddhi Yojana is a good investment for your daughter, but it's not enough

You can only make deposits in Sukanya Samriddhi Yojana till your 15th year. Although returns are higher, try topping up your girl child's savings with other options that offer greater flexibility.

How to raise a grievance on EPFO? A step-by-step guide

EPF withdrawal, transfer of EPF account, know-your- customer (KYC) among others issues related complaints can be filed through this website. EPF account-holders, EPF pensioners and employers can use this portal.

Despite government’s U-Turn on small saving interest rates, don’t rush for PPF before April 5

Many investors invest entire lumpsum in PPF between April 1-4 because of the way interest is calculated. But a closer look at this strategy reveals it does not make much difference.

April 1: Money Changes That Will Impact Your Year Ahead

From the new tax rates on your Employees’ Provident Fund to relief to senior citizens over 75 years of age from filing income-tax returns, here are all the money changes and rules effected April 1.

If PF contributions of defence forces become taxable, here are some alternatives

The Budget has made interest on PF contributions beyond Rs 2.5 lakh taxable. If the rule is made applicable to the defence forces as well, here are other avenues to invest

ELSS or PPF: Which is the better tax-saving investment option?

While ELSS funds deliver better returns over the long term, PPF investments have a tax advantage

Here are 3 options once your PPF account matures after 15 years

If you do not require the entire PPF account balance in one go, it’s best to extend it

Despite volatility, equities outperform other asset classes over the long term

Investors don’t like volatility. They want guaranteed returns

Check interest rates of PPF, NSC & other small savings schemes for Q3FY21

This was notified by the Finance Ministry on September 30

Public Provident Fund: Here are PPF rules for partial withdrawal, premature closure

PPF allows to make partial withdrawals from the fund before completion of 15 years, but it has a maturity period of 15 years.

Small saving schemes remain the best risk-free investment options

No rate cut for July-September quarter after a massive 70-140 bps reduction in March

Interest rates on small savings schemes like PPF, SCSS left unchanged

Among the small savings schemes, Sukanya Samriddhi Account will fetch the highest interest rate at 7.6 percent

PPF investments for FY19-20: What you need to do before the extended deadline of June 30

Here are the things PPF deposit holders can do before June 30

Investing in your child’s name? MFs, Sukanya Samriddhi and PPF make the cut

Investing in your children’s names is a tax-efficient option

PPF: Still an attractive investment despite the sharp rate cut

Having a tax-free status and being practically risk-free, the PPF continues to be a wonderful debt product

Small saving schemes: Taking on the might of MFs and insurance products

The infrastructure and service standards at many post offices are not up to the mark

Small saving schemes: Helping investors of all hues realise their life goals

Small savings have thrived because they offer safety and higher returns

Debt investments: Build a safe portfolio by balancing risk and return as you age

Investors should only expect inflation plus 1.5 percent points return from their fixed income investments

Small savings — the unkindest cut of all

Lowering of postal deposit rates should have been done in a gradual manner to soften the adverse impact on fixed-income earners and senior citizens