Net Interest Margins

We will strive to maintain NIM at 3%, says CS Setty, SBI Chairman

According to its investor presentation, SBI's NIM reduced to 3.01 percent in October-December quarter, from 3.14 percent in a quarter ago period and 3.22 percent in a year ago period.

Canara Bank lowers NIMs, CASA guidance for current financial year

Canara Bank expect 10-11 basis points impact on LCR after the implementation of new norms, K Satyanarayana Raju has said

How private lenders are winning the margin game

Private sector banks have a high share of EBLR loans, giving them pricing flexibility

HDFC Bank: A look at how financials evolved in last 6 years

HDFC Bank's earnings growth is likely to rebound as margins are expected to expand gradually as the bank replaces market borrowings with low-cost deposits.

NBFCs may report stable margins in Q1 on lower cost of funds, high-yield lending: Experts

Net interest margins of NBFCs ranged from 3 to 15 percent at the end of FY23, according to data from Bloomberg and investor presentations.

A flat yield curve does not bode well for bank margins

We may see bank margins taking a hit in FY 2023 as the numbers come out. If the current flat yield curve continues, then FY 2024 margins may be even lower

Winning the NIM game in FY24 will be tougher for banks

Banks are expected to do well on the back of loan growth and healthy asset quality. A key question investors will seek answers to is how will they perform on the net interest margin front in FY24

Exclusive: Expect special incentives for low-income housing from Budget 2023, says Shriram Housing MD & CEO Ravi Subramanian

The rural low-income housing segment with ticket sizes of Rs 8-15 lakh and borrower income of under Rs 3 lakh annually is the segment where the need for adequate housing is acute, said Subramanian.

Kotak Mahindra Bank net interest margins scale over a decade high

The bank in the December quarter reported a net interest margin of 5.47 percent, which was the highest since fourth quarter of financial year 2010-11

Bank of Maharashtra fixes floor price at Rs 24.89 per share for Rs 2,000 crore QIP

In April this year, the Pune-based lender had received board approval to raise Rs 5,000 crore by way of QIP/rights issue/ preferential issue or by issuing Basel III bonds.

Growth to pick in FY18; see more resources from MFs: Repco Home

Growth for the company slowed down in the third quarter to 20-21 percent from 25 percent due to demonetisation and Q4 growth would also remain around similar levels, says V Raghu, ED, Repco Home Finance, adding that pickup would be witnessed in next financial year.

Demonetisation: Recovery of NPAs slow, impact on NIMs likely, says City Union Bk

Recoveries of non-performing assets (NPAs) have not been as fast as in October, post demonetisation, said Kamakodi. Net interest margins also could be impacted, said N Kamakodi, MD & CEO, City Union Bank.

Rs 1170 cr of standard loans may face stress: South Indian Bank

In an interview to CNBC-TV18, VG Mathew, MD & CEO of South Indian Bank spoke about the results and his outlook for the company.

Nifty likely to open in green; eyes on Fed meet

The federal open committee kicked off its two-day meeting on Tuesday and is scheduled to release its first statement today.

Marginal cost of funding impact on NIMs limited: Angel

Vaibhav Agrawal, banking analyst, Angel Broking, gives his views on the impact of moving towards marginal cost of funding.

HDFC Bank Q2 above expectation; retain a buy: Experts

The bank has always been rock solid in terms of asset quality and the improving trend will continue going forward too, said Vaibhav Agrawal of Angel Broking.

Aiming for sub 3% non performing loans in FY16: SBT

In an interview with CNBC-TV18, managing director of State Bank of Travancore, Jeevandas Narayan said the slippages are expected to reduce in the coming quarters.

Some agri, steel loans at risk, no power NPAs: Karnataka Bk

Karnataka Bank has recovered Rs 175 crore this quarter against Rs 102 crore during the same period last year, the bank's CEO P Jayrama Bhat said.

Don't see margin impact post base rate cut: Federal Bank

Shyam Srinivasan, MD and CEO, Federal Bank, is not alarmed on a full-year basis that margins will get impacted as long as the cost of funds keep going down.

Expect NIMs to improve to 2% in FY16: IDBI Bank

MS Raghavan, CMD, IDBI Bank, discusses company's performance in the fourth quarter.

NIM seen between 3.4-3.5% during first half FY16: DCB Bank

Natrajan said DCB Bank saw a diversified portfolio growth in FY15, with retail, agriculture and inclusive banking reporting a healthy performance.

See further softening in interest rates: Chanda Kochhar

GST is very good for the economy. If it gets implemented, it can add almost one percent to the GDP. GST rationalises taxes. So overall it brings about efficiency in taxes and that is how it adds to the gross domestic product (GDP), says Chanda Kochhar, MD & CEO of ICICI Bank.