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    • Term vs traditional life insurance: Which one truly fits your financial goals?

      Understanding how pure protection differs from savings-linked insurance can help you choose wisely.

    • Inside the delay: Why Bima Sugam India Federation is not ready despite multiple launch timelines

      At the heart of the project sits a structural paradox — the platform seeks to unify an ecosystem whose strongest participants are, at the same time, contenders

    • Budget 2026: Does a quiet budget for the insurance sector signal stability?

      After half a decade of continuous tax and regulatory recalibration, Budget 2026 marks the first deliberate pause in insurance-specific reforms, raising a larger question on whether the sector has finally entered a phase of policy stability.

    • ACKO Life to sell only 'pure protection' life insurance plans, not to sell investment-linked products

      By shedding quasi-investment plans, the digital insurer aims to drive transparency and consumer trust with pure term life cover, it said

    • ACKO Life commits to pure protection model, targets rising mis-selling in life insurance

      The company said its approach is aimed at prioritising consumer protection over product complexity, positioning itself as a life insurer defined by what it refuses to sell rather than by product diversification

    • Q3FY26 Life Insurance review: Early persistency weakens even as long-term policy retention improves at life insurers

      While long-term policy retention remains healthy, brokerages cautioned that deterioration in recent cohorts could become a key monitorable for the sector over the coming quarters

    • ICICI Prudential Life Insurance Q3 net profit rises 20%; stock jumps over 2% as VNB margin improves

      ICICI Prudential Life Insurance posted a solid Q3 FY26 results, with profit rising year-on-year on the back of stronger investment income and improved profitability. Growth was led by the retail protection business. The insurer's stock jumped.

    • Life insurance’s next big growth is in a distribution makeover

      In FY25, the growth in commissions for life insurers was higher than business growth.

    • IRDAI, insurers likely in talks to relax investment rules amidst amendments to Insurance Act

      This potential development comes at a time when the Reserve Bank of India (RBI), too, recently flagged concentration risk in government securities

    • Life insurance penetration dips to 2.7% in FY25, overall penetration flat

      Private sector life insurers outpaced the broader market, recording a 12.07 percent growth in premium income in 2025

    • Choosing a life insurer that will stand by your family

      The right life insurer is not the cheapest one, but the one your family can actually rely on when it matters most.

    • Insurance premiums log FY26’s biggest jump in November as GST exemption lifts demand

      Despite November’s exceptional numbers, the cumulative data for the fiscal offers a more sombre picture. In April-November, life insurers’ NBP grew 9.8 percent YoY

    • Despite GST 2.0 cuts, many policyholders say they face higher insurance premiums; 43% report no benefit

      While large players such as LIC have publicly stated that they can absorb the impact, the broader industry remains wary of margin pressure, evolving cost structures, and potential product-level recalibration

    • Mahindra’s investment in Manulife insurance JV to be funded via Mahindra Finance dividends, says Anish Shah

      The life insurance venture could naturally extend into the general insurance space, which the company plans to evaluate once composite licensing is introduced, CEO Shah has said.

    • Life insurers’ new business premium rises 12% in October, led by private players

      Across categories, individual single-premium rose 6.44 percent year on year to Rs 3,962 crore, while individual non-single premium increased 4.34 percent to Rs 8,871 crore.

    • LIC’s GST impact under 1%, ITC burden not passed onto agents: CEO Doraiswamy

      The insurer expects that exemptions on life insurance products will boost business volumes, support top-line growth, and provide opportunities to optimise expenses

    • Insurance agents’ plea over commission cuts unlikely to be taken up by GST Council

      Insurance agents are seeking intervention from the government after insurers slashed commissions following the GST rate rejig, however, one official said the issue does not warrant council's intervention as the matter is a business arrangement within the industry.

    • Life insurers' non-par products gain traction in rebalance, but HDFC Life bucks the trend

      HDFC Life's non-par share declined sharply to 18 percent in H1FY26 from 32 percent a year ago, a deviation in an otherwise uniform industry tilt toward guaranteed-return products.

    • ICICI Prudential Life enables premium payments via NBBL Banking Connect

      The feature allows policyholders to make premium payments directly through their preferred mobile banking app, without having to log in separately using internet banking credentials

    • SBI Life Insurance Q2 net profit falls 6.6% YoY to Rs 495 crore; net premium income jumps

      SBI Life Insurance Q2 results: SBI Life declares fiscal second quarter financial results. Check net profit, premium income, key ratios, other details

    • Do you have enough life insurance cover to protect your financial goals?

      A policy is only useful if the cover matches your family’s needs — here’s how to know if yours does.

    • Life insurance vs health insurance: what’s the real difference?

      Both cover risks, but one protects your family’s future while the other safeguards you from medical bills.

    • HDFC Life’s Q2FY26 net profit rises 3% to Rs 448 crore; total premium up 15% YoY

      Individual Annualized Premium Equivalent (APE) stood at Rs 6,471 crore, marking a 10 percent rise from Rs 5,864 crore last year

    • LIC struggles to find growth as its investors grapple with low returns

      LIC has taken steps to fix its weak spots by focusing on non-par products and digital channels.

    • Canara HSBC Life banks on new agency, digital channels for next leg of growth amid IPO launch

      No fresh fund infusion planned; insurer to fund expansion through internal accruals, says CEO Anuj Mathur

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