Lenders

Planning to build your own house? What to know about home loans, EMIs and tax benefits

A home loan for self-construction works a little differently from buying a flat. Understanding how lenders disburse money and how tax benefits actually apply can save you unpleasant surprises later.

Personal loans for freelancers: What lenders check, what you’ll need, and how to apply without getting stuck

Freelancers can absolutely get personal loans, but the bank’s comfort comes from consistency, not job titles. If you package your income story well—bank credits, tax filings, and clean repayment history—you can improve both approval odds and pricing.

Vault Matters | Why lenders need to be blamed for the ‘overleveraging’ mess

The recent issue of a customer complaining about being harassed by banks for repaying multiple loans despite low income, highlights a lack of proper loan assessments, inadequate tracking of borrowers' credit scores, and the dangers of increasing indebtedness due to unchecked lending practices

RBI asks banks to provide info on impact of proposed LCR norms: Report

The rules, which will kick in from April 1, require banks covered under LCR to maintain a stock of high quality liquid assets to cover the expected net cash outflows over the next 30 calendar days

MFIN defers capping lenders to each borrower by three months, other covenants come into effect

MFIN had in November introduced the measure to reduce number of lenders to a borrower to three, from previously four. MFIN also recommended to cap the indebtedness of a MFI borrower to Rs 2 lakh.

NCLAT defers settlement between Byju Raveendran and BCCI after lenders sound alarm

The US-based lenders of Byju's have requested NCLAT not to accept the settlement, saying it is 'tainted' and is being paid from 'stolen money'

Centre reviews draft RBI rules for higher provisioning in infra projects, lenders may oppose

After the evaluation, the draft rules will be discussed with the banking regulator during consultations, the report added.

Shapoorji Pallonji Group seeks to raise up to Rs 20,000 cr from lenders: Report

The group has reached out to Power Finance for up to Rs 15,000 crore, the largest chunk in the planned fundraising, the report said

NCLT issues notice to Byju's on insolvency plea filed by US lenders

The NCLT directed Byju's to file a response to the plea and listed the case for hearing in April 2024.

Jet Airways-JKC case: NCLAT defers hearing to November 1

On October 4, the lenders of the grounded airline Jet Airways told NCLAT that the compliance by Jalan Kalrock Consortium (JKC) in depositing Rs 200 crore did not align with the resolution plan.

Jalan Kalrock Consortium accuses lenders of using SC plea to delay Jet Airways handover

According to the lenders, Florian Fritsch, JKC 's foreign partner "has never come forward or even met the lenders at any stage though requested by the lenders."

Jet Airways case: Jalan Kalrock has no intention to implement resolution plan, lenders in SC filing

The filing further alleges that Florian Fritsch, JKC 's foreign partner has never come forward or even met the lenders at any stage though requested by them

Supreme Court to hear Jet Airways lenders' plea against Jalan Kalrock Consortium on October 12

Both the lenders and JKC urged the court to hear the case at the earliest as it is of great importance to aviation as a sector.

Sustainable Finance: No longer an option but imperative for lenders & borrowers

Sustainable finance is a process of taking due account of ESG considerations when making investment decisions in the financial sector, leading to increased investments into sustainable economic activities and projects