Debt Management

Your income might decide your lifestyle, but does it affect your credit score too? The answer isn’t as straightforward as you might think. Let’s break it down and understand how income plays a role — directly or indirectly — in shaping your creditworthiness.

How to Build Your Credit Score from Scratch | Easy Tips for Beginners | Personal Finance

Building your credit score from scratch may seem overwhelming, but you can quickly establish a strong financial foundation with the right steps. Whether new to credit or just starting, this video covers simple, actionable tips to help you build your credit score. From understanding credit factors to opening a secured credit card and becoming an authorized user, these tips will set you on the path to financial independence. Learn how to improve your credit score and unlock better opportunities for loans, credit cards, and more

Relationship tips: 9 effective strategies for couples to deal with debt

Successfully overcoming debt as a couple demands patience, perseverance, and a joint dedication to financial health. Through open communication, teamwork, and wise financial practices, couples can handle debt complexities and forge a stable future together.

Govt debt rises to Rs 76.94 lakh crore in Q4 FY18

At this level, the ratio of outstanding liabilities of the central government to GDP worked-out to be 45.9 per cent at end-March 2018. Public debt accounted for 88.7 per cent of the total outstanding liabilities at end-March 2018, while the share of 'Public Account' liabilities was 11.3 per cent.

Budget 2017: Jaitley may announce roadmap on fiscal deficit range in Budget

Finance minister could announce a new framework suggesting a fiscal deficit range from 2018-19 setting the stage for replacing the FRBM Act with a new law, giving the govt more flexibility on borrowing & spending; govt awaiting recommendations of NK Singh-panel that is expected to submit report today.

Finmin initiates process to shift debt management from RBI

Presently the government debt, including market borrowings, is managed by the Reserve Bank.

Debt management, big challenge for RBI in FY12

Increased government borrowing posed a challenge for the debt management operations of the Reserve Bank of India (RBI) in 2011-12. However, the central bank successfully completed the fund raising on behalf of the government of India through efficient open market operations (OMOs).

Public debt mgmt body will compromise RBI efforts: Gopinath

The proposed separate public debt management agency would compromise the effectiveness of the Reserve Bank actions in managing market volatility and the market expectations arising out of government borrowings, according to ex-deputy governor Shyamala Gopinath.

Received bids for R Infratel sale: RComm

Syed Safawi, CEO wireless, Reliance Communication talks to CNBC-TV18 about the bygone quarter, the debt-reduction plans and the upcoming stake sale in the tower business.

Govt spending can be frontloaded in FY12 :RBI

There is a possibility of heavy government spending in the first-half of the next fiscal year, beginning in April, on account of large government cash holding, a deputy governor at the central bank said on Thursday.

Central banks must avoid debt-monetizing stigma

Central banks must avoid letting their purchases of government debt be seen as a way to finance spending, rather than an effort to boost growth, a top Bank of Japan official said on Friday.