With another 25-35 bps rate hike, the MPC may signal the shift to neutral stance, marking the end of the current rate hike cycle.
The aggressive pick up in credit growth could backfire in later years if the economy doesn’t do well and banks may have to get ready for another round of bad loan cleanup exercise.
Retail loans are generally considered as a safe bet for lenders but in the event of a recession, these loans can turn risky.
The Central bank has limited tools to fight inflation and particularly so when the inflation is demand-driven triggered by external factors. That is likely to be the core of central bank’s argument.
If HDFC Bank numbers offer any clue, credit growth and asset quality look upbeat for the second quarter. Banks are clearly past the covid woes
The surprise element that used to accompany monetary policies in the past has clearly gone. It's easier to predict the outcomes now.
MPC's focus likely to continue on inflation fight even as growth recovery remains a concern
The Hazaribag incident highlights the dark world of recovery agents. Unfair loan recovery practices must stop
Leave it to the judgment of banks; it is equally important to get the money back just as giving it
The new rule addresses a long standing problem of fund diversion by loan defaulters across the boarder
The rate setting panel is set to explain its failure in meeting the inflation target in a written statement to the government
The latest RBI directions are a step in the right direction but the problem lies with its implementation on the ground
After the Government raised import duty on gold and oil last week, the RBI has followed up with measures to attract more foreign funds. The idea is to stem the rupee’s fall. But, probably, India is fighting a losing battle, as risks to currency are mainly emerging from global events.
For long, both the UPA and the NDA governments have promised privatisation but what lacked was political will
The rising instances of cooperative bank failures highlight the need for a higher safety net for depositors.
Curbing the circulation of fake notes or counterfeit notes, as we call them, was a stated aim of 2016 demonetisation. But, as the evidence suggests, the problem is far from over and demonetisation has failed to curb fake money
After the RBI, the government has taken a series of measures to cool inflation There will be more such steps ahead but at what cost?
The allegations by the Coinbase CEO and reports contradicting his claim made news last week. What really happened?
Rising interest rates are both bad news and good news for customers. For borrowers, EMIs will become costlier as banks adjust rates while for depositors returns on their fixed deposits will be more.
The RBI has been tightening regulations on the NBFC sector over years, grouping these entities into different categories based on size and interconnectedness and making capital norms stricter.
Microfinance has always been an avenue for economically weaker sections, especially women borrowers. The new framework poses some important questions.
Alleged corporate governance issues, infighting and mud-slinging in public do not augur well for BharatPe which is a part of the PMC Bank rescue mission.
While there is an aggressive push towards digital transactions, the rising number of frauds such as the Dhani episode last week raises critical questions about the safety of these channels.
The central bank has already initiated policy normalisation by limiting its bond purchases through securities acquisition programme. While a repo rate hike is unlikely this time, a change in monetary stance is very much expected.
The government has been pitching privatisation of state-run banks as a key-action item but it ends up as a no-action event. But, why alone focus on privatisation?