Bank Borrowing

India’s economic growth would continue to be powered by the consumption engine, in addition to the seasonal sugar rush of festival spending. Private capex is looking up, but is yet to significantly increase 

Are Indians borrowing a little too much? RBI wants personal loans monitored 

Between FY21 and FY23, the composition of secured and unsecured advances has changed during this period, with unsecured retail loans increasing from 22.9 percent to 25.2 per cent and secured loans declining from 77.1 percent to 74.8 percent

Are households borrowing more to fund consumption?

Households’ net financial savings as a percentage of GDP fell to a 47-year low in 2022-23. But the stock of household financial liabilities, as a percentage of the stock of household financial assets, is still lower than what it was back in March 2019, before the pandemic 

Banks are bingeing on bonds, but not because they want to

Reluctance to borrow both by businesses and consumers means banks are turning to the least lucrative asset

IDBI Bank cuts MCLR by up to 35 bps

IDBI Bank reduced lending marginal cost of funds based lending rates (MCLR) by up to 35 bps two days ahead of the RBI monetary policy review.

Edelweiss Housing Finance to raise Rs 500 cr debt

Edelweiss Housing Finance (EHFL), the housing finance arm of Edelweiss Group, said it will raise up to Rs 500 crore debt

Capping big cos borrowing:Banks may need Rs1tln more new funds

Banks may need an additional Rs 1 trillion in fresh capital over and above their Basel-III requirements if RBI goes ahead with its proposal to create a ceiling on bank borrowing by large corporates, says a report.

Lower duration funds look good for H1 of this year: L&T MF

CPI Inflation is expected to moderate sharply, however the key is to watch whether it can drop significantly below the stubborn 9% levels seen in the past few years, says Shriram Ramanathan, Head – Fixed Income, at L&T Investment Management.

May tweak deposit rates once RBI clarifies steps: Andhra Bk

In an interview to CNBC-TV18, BA Prabhakar, CMD of Andhra Bank speaks about the measures taken by the Reserve Bank of India (RBI) for tightening liquidity in the market furthermore. He clarifies on whether or not, the banks will raise deposit rates in the future.