Home loans: Here are competitive interest rates offered by top housing finance companies

Housing finance companies are offering home loans at competitive interest rates starting from 7.49% and flexible repayment options.

According to Bankbazaar.com data as on August 1, interest rates for a Rs 50 lakh, 20-year home loan range from 7.49 to 9.50 percent. The rates are indicative and may vary based on individual factors such as credit score and income. For this list, top housing finance companies have been considered.

Bajaj Finserv offers the lowest home loan interest rate among all housing finance companies, starting at 7.49 percent. The EMI for a Rs 50-lakh, 20-year loan works out to Rs 40,249.

LIC Housing Finance Limited home loan starts at 7.50 percent. The EMI on Rs 50-lakh, 20-year loan works out to Rs 40,280.

Tata Capital offers home loans starting at 7.70 percent rate. The EMI for Rs 50-lakh, 20-year loan works out to Rs 40,893.

PNB Housing Finance home loan starts at 8.25 percent. The EMI on Rs 50-lakh, 20-year home loan works out to Rs 42,603.

Piramal Capital & Housing Finance home loan rate starts at 9.50 percent. The EMI for Rs 50-lakh, 20-year loan works out to Rs 46,607.