Go Ad-Free
    My Alerts
    Moneycontrol
    Moneycontrol PRO
    HomeNewsOpinionWhy have loan rates eased amid tight RBI policy?

    Why have loan rates eased amid tight RBI policy?

    The pursuit of retail and small business loans by banks has resulted in mispricing of credit risk through spread compression and this has impeded transmission of the tight monetary policy to bank loans

    Aparna Iyer
    November 23, 2023 / 08:15 IST
    Bank loans are cheaper than a year ago despite policy rate hikes
    • PRO Panorama

      Moneycontrol Pro Panorama | An advent calendar for markets

      Nov 14, 2025 / 03:20 PM IST

      In November 14 edition of Moneycontrol Pro Panorama: Is the gold rally a warning about inflation ahead, thematic schemes are boomi...

      Read Now
    Unlock This Article

    Are you a PRO subscriber? Sign In

    What Do You Get

    • Ad free Experience

      Seamless navigation, faster responses.

    • Expert Perspective

      Explore 230+ exclusive editorials every month

    • +

      Uncover Insights from World-Renowned Experts and Journalists

    • Actionable Insights

      40+ weekly investment ideas + 3 to 4 daily technical calls

    • Virtual Events

      Exclusive Live Webinars for Expert Trading & Investment Strategies!

    • Newsletters

      Stay ahead with daily and weekly insights

    View Offers

    Unlock exclusive discounts