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Choosing the right repayment strategy can save money, reduce stress, and help you get debt-free faster.
Personal loans are increasingly used for both necessities and lifestyle aspirations, with 47.80% of loans going towards lifestyle needs like rent, shopping, and travel.
Buying appliances on credit may seem convenient, but weighing interest costs, repayment flexibility, and alternatives is essential before borrowing.
Facing a small cash crunch? Instant loans under ₹10,000 can cover urgent expenses like bills, rent, or medical needs—disbursed quickly through trusted loan apps.
A quick, branch-based option to close your loan, save interest cost and organize your credit history.
Systematic investment plans can be a powerful wealth-building tool, but when used to prepay loans, they may not always work in your favour.
Even with a moderate credit profile, careful planning and smart choices can help you get loan approval on favourable terms.
The right personal loan can meet your needs without becoming a financial burden — here’s how to pick wisely.
Need quick cash under ₹50,000? Instant loan apps offer fast approvals, minimal paperwork, and flexible repayment options—perfect for emergencies without collateral.
Getting a personal loan is easy, but repaying it the right way takes planning. Understanding repayment rules, EMIs, and prepayment terms can help you save money and protect your credit score.
Think you can’t get a personal loan without a guarantor? Most lenders now offer quick, paperless loans based on your credit score and income—no guarantor needed.
Bajaj Finserv and LIC Housing Finance top the list of non-banking companies that currently offer the cheapest home loans, with interest rates starting at 7.35-7.5 percent.
Banks and NBFCs carefully evaluate a number of factors before approving personal loans of a high value, and increasing your eligibility will make it simpler to avail high-value credit.
Online loans are quick and convenient, but protecting your sensitive financial details requires caution.
A strong credit score is your ticket to faster loan approvals and better interest rates.
Home loan rates range from 7.3% to 9%, with Canara Bank and Union Bank offering lowest rates at 7.30% for Rs 50 lakh loan.
Education loans for studying abroad range from 8.25 percent to 10.25 percent interest, with Union Bank of India offering the lowest rate at 8.25 percent.
India's market is diversifying beyond metros. Brands must evolve strategies, catering to both urban and rural needs, balancing aspiration with accessibility, and embracing regional preferences for sustainable growth
Top banks offer personal loans at competitive interest rates, ranging from 9.99% to 13.75%, for a Rs 5 lakh loan over five-year tenure.
When you require money urgently and own gold jewellery, pawning it can give you cheaper interest and quicker sanction than unsecured loans.
Making the right choice can save money and reduce financial stress.
Over 25% of personal loan borrowers used funds for travel in H1 2025, with Tier-2 cities and Gen Z driving the rise in holiday loan demand across India.
Choosing the right loan can save you money and reduce repayment stress.
A survey reveals 27 percent of Indians use personal loans for vacations, with Gen Z and millennials driving the trend, but holiday loans come with high interest rates and debt risks.
Understanding the role of home loan insurance can help you make an informed decision about protecting your family’s financial future.
