A single slip can feel harmless, but it has ripple effects on your money and your credit history.
Housing finance companies offer home loans at interest rates starting from 7.45% with EMIs starting from Rs 40,127 for a Rs 50 lakh loan.
Both have the advantage of providing instant access to money but choosing one over the other depends on your ability to pay, interest charges, and the magnitude of your requirement.
Internal balance transfer to a lower interest rate for a home loan is always the easiest path, with less paperwork and without the need for a property revaluation, according to experts.
Understanding what lenders check can boost your approval chances and let you borrow more cheaply.
Top banks offer personal loans with interest rates starting from 9.98% to 13.75% for a 1-year tenure.
Buying a pre-owned car? Used car loan interest rates in India (6%–26% in 2025) can greatly impact your total cost—know how lenders decide your rate.
Relocating to a new city or country comes with numerous expenses, and a personal loan can be a practical solution to manage the financial burden smoothly.
Total disability is covered by personal accident policies but not known to most policyholders on how claims for total disability are settled.
Compare education loan interest rates from top banks like Union Bank, PNB, SBI, and others, to secure the best deal for studying abroad with loan amounts up to Rs 50 lakh.
Choosing the right repayment strategy can save money, reduce stress, and help you get debt-free faster.
Personal loans are increasingly used for both necessities and lifestyle aspirations, with 47.80% of loans going towards lifestyle needs like rent, shopping, and travel.
Buying appliances on credit may seem convenient, but weighing interest costs, repayment flexibility, and alternatives is essential before borrowing.
Facing a small cash crunch? Instant loans under ₹10,000 can cover urgent expenses like bills, rent, or medical needs—disbursed quickly through trusted loan apps.
A quick, branch-based option to close your loan, save interest cost and organize your credit history.
Systematic investment plans can be a powerful wealth-building tool, but when used to prepay loans, they may not always work in your favour.
Even with a moderate credit profile, careful planning and smart choices can help you get loan approval on favourable terms.
The right personal loan can meet your needs without becoming a financial burden — here’s how to pick wisely.
Need quick cash under ₹50,000? Instant loan apps offer fast approvals, minimal paperwork, and flexible repayment options—perfect for emergencies without collateral.
Getting a personal loan is easy, but repaying it the right way takes planning. Understanding repayment rules, EMIs, and prepayment terms can help you save money and protect your credit score.
Think you can’t get a personal loan without a guarantor? Most lenders now offer quick, paperless loans based on your credit score and income—no guarantor needed.
Bajaj Finserv and LIC Housing Finance top the list of non-banking companies that currently offer the cheapest home loans, with interest rates starting at 7.35-7.5 percent.
Banks and NBFCs carefully evaluate a number of factors before approving personal loans of a high value, and increasing your eligibility will make it simpler to avail high-value credit.
Online loans are quick and convenient, but protecting your sensitive financial details requires caution.
A strong credit score is your ticket to faster loan approvals and better interest rates.