Which EMI hurts less: Personal loan or credit card swipe?
They both promise easy monthly payments, but the maths under the hood is very different.
Hit by US visa policies, education-loan NBFCs see growth slowdown, deferred IPOs
To offset the slowdown, lenders are increasingly betting on other international markets such as the UK, Australia and parts of Europe, while also exploring newer destinations to sustain growth momentum
Buying a home? Check the latest home loan interest rates in February 2026
Best home loan interest rates in February 2025 after the repo rate announcement: Most lenders offer their lowest home loan interest rates to individuals with very high credit scores, generally 800 or above
Is refinancing your personal loan really worth doing?
It can lower your EMI on paper, but unless the timing and costs line up, refinancing often just reshuffles debt rather than reducing it.
When the repo rate rises, your home loan feels it immediately
That policy move in Mumbai can quietly add years and lakhs to your repayment schedule.
Why people really take personal loans and what is usually going on behind the scenes
Most personal loans are not about luxury. They are about pressure, timing and the gap between what you have and what you suddenly need.
You don’t need collateral for a Rs 5 lakh personal loan. But you do need to be prepared
A practical, honest look at what really happens when you apply and what you should check before borrowing.
Struggling with a large insurance premium? Here’s how to choose the right financing option
Compare costs, EMIs, interest rates and flexibility before choosing between premium financing firms, credit cards or personal loans to fund your insurance payment
Home loan: smart step toward stability or a long-term burden?
Understanding the real impact of a home loan before you sign the dotted line.
IIFL Finance's Rs 2,000-crore bond issue opens tomorrow
The lender's biggest ever bond issue includes a Rs 500 crore base and a Rs 1,500 crore green-shoe option, the company said on February 16
Worried about hidden loans? Here’s how to check what’s active in your name
Keeping track of loans under your name is essential to avoid fraud, credit damage and unpleasant financial surprises.
Should you take a home loan or use your own money to buy property?
Both options have advantages. The right choice depends on your cash flow, goals and comfort with risk
Want to close your personal loan sooner? Here’s how to actually make it happen
Reducing your principal early is the simplest way to save interest. Yet most borrowers focus only on the EMI.
Can you get a home loan after 60? Here is what really matters
Banks do lend to senior citizens, but the real question is whether the loan will make your life easier or more stressful.
Personal loan EMIs feeling heavy? Here’s how to handle them without stress
A few steady habits can make repayment feel manageable instead of overwhelming.
Startups to seek Finance Ministry nod for loans against pending GST input tax credit
The finance ministry already approves such loans for MSMEs and corporate sector as loan against receivables
Need a personal loan but don’t have income proof? Here’s what you should know
It’s not impossible to borrow without salary slips, but it’s rarely simple and almost never cheap.
Should you switch your home loan to another bank? Here’s how to decide
Lower interest rates can look tempting, but switching your home loan is not always the smart move. Here is how to decide.
That home loan rate you chose years ago? It could be costing you more than you think
A small difference in interest rate doesn’t feel like much at first, but over 20 years it can quietly add up to lakhs.
If a personal loan borrower dies, who has to repay the loan?
A borrower’s passing does not automatically erase the loan, but the responsibility to repay depends on the structure of the borrowing.
Juggling multiple loans? Here’s how to stay in control without sinking your finances
Handling more than one EMI is stressful, but with the right structure and discipline, you can protect both your cash flow and your credit score.
Personal loan guide: What to do before and after borrowing
A personal loan can help in a pinch, but what you do around it matters as much as the loan itself.
Planning to build your own house? What to know about home loans, EMIs and tax benefits
A home loan for self-construction works a little differently from buying a flat. Understanding how lenders disburse money and how tax benefits actually apply can save you unpleasant surprises later.
Thinking of taking a personal loan from SBI? Here’s what it’s actually like
SBI personal loans aren’t fast or fancy, but they’re predictable. If your income is steady and your paperwork isn’t messy, the process usually goes through — you just need to decide how much hand-holding you want.
Funding overseas education with a loan: Slow down before you sign
An education loan can make a foreign degree possible, but the real consequences show up after college ends. It’s worth thinking carefully about work, money, and family impact before signing.
