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Borrowing against idle gold can sharply cut interest costs, if you know when it makes sense and when it doesn’t.
A top-up can be a helpful shortcut or an expensive habit, depending on how the bank restructures your loan and how you plan to use the money.
While buying a home, it’s important to ensure your EMIs don't strain monthly finances. How much should your EMI ideally take up your income? Exceeding this limit may lead to financial stress, especially if interest rates rise or unexpected costs arise. Thus, a well-planned EMI helps you enjoy home-ownership as well as maintain financial peace of mind.
The difference between a “good” and an “excellent” credit score may look small, but when you are taking a home loan, it can quietly decide how much you pay for the next 20 years.
Life can throw financial surprises at any time, and waiting days for funds isn’t always an option. Emergency personal loans are designed to be fast, flexible, and hassle-free, helping you cover urgent expenses without collateral. Thanks to instant loan apps, the process is now quicker and more accessible than ever.
A good credit score opens doors, but it does not guarantee approval. Lenders look at far more than just one number—and that is where many borrowers get caught off guard.
With fast approvals, minimal documentation, flexible eligibility, and interest rates starting around 10.5%, NBFCs cater well to freelancers and small business owners. Explore top NBFCs and loan apps in India offering instant loans, along with key details on rates, CIBIL requirements, and the application process.
Unexpected expenses don’t wait, and neither should your loan. That’s where pre-approved personal loans with instant disbursal come in, offering quick access to funds with minimal paperwork. If you manage to tick off certain basic checks, you could receive money just in minutes. Read this break down on how these loans work, who’s eligible, and which banks are offering them right now.
A tiny dip in your home loan rate can quietly change the math of your entire loan.
Need quick funds but not sure where to start? Small loans are easily available today through multiple digital platforms, but understanding their interest rates and terms is key. Walk through top small loan providers, how to apply and what documents you’ll need to make the process smooth.
When money is tight, waiting endlessly for a loan decision can be stressful.
The minimum income for a personal loan is not a single number, and that surprises many borrowers.
A pre-approved loan feels flattering and urgent, but it’s rarely about doing you a favour. It’s about risk, timing and margins—and knowing that makes it easier to decide when to walk away.
Freelancers can absolutely get personal loans, but the bank’s comfort comes from consistency, not job titles. If you package your income story well—bank credits, tax filings, and clean repayment history—you can improve both approval odds and pricing.
Missing an EMI is stressful, but panic makes it worse. The first few days after a default matter more than most people realise—and the right steps can limit damage to your credit and finances.
It doesn’t start with “default.” It starts with missed EMIs. But once you cross the 90-day mark, things get more official, more stressful, and harder to undo.
Online loans save time, but they also ask for deeply personal information. The risk isn’t the loan itself, it’s where your data ends up after you click “agree”.
Debt rarely feels dangerous at first. These five warning signs reveal when EMIs and credit cards quietly start controlling your finances.
The Centre says ITI Limited has an order book of Rs 18,746 crore but continues to make losses
A lower interest rate looks tempting, but a home loan transfer only makes sense if the maths and the mechanics both work in your favour.
A personal loan can look cheaper on the ad than it is in real life. Compare what you repay, how flexible the loan is, and what it costs to exit early
Choosing between closing your student loan faster and beginning SIPs early comes down to interest cost, realistic returns and how much risk and stress you are willing to live with.
A simple guide to how your loan period changes the EMI you pay, the interest you lose and how stressed or relaxed your monthly budget feels.
The loan may feel simple to access, but a few quiet missteps can make it far costlier than expected.
A cooling-off window gives borrowers a chance to rethink — but only if they understand the rules clearly.
