Personal loans in India: Can an 18-year old get a personal loan easily?
Personal loans can be a game-changer for 18-year-olds who are in need of funds. Learn about the application process, eligibility, and tips to borrow wisely while avoiding common pitfalls.
Year-ender 2024: Home loan borrowers burdened with high interest rates can expect relief in 2025
Expected changes in interest rates, continued government support for affordable housing, and technological advancements in the loan process could provide much-needed relief to home loan borrowers in the coming year.
Muthoot Fincorp to reorganise lending portfolio to 70% gold loans, 30% others in 4 years: CEO Shaji Varghese
The company has reviewed their policies and practices of business after the Reserve Bank of India (RBI) in September asked lenders to review it and rectify any deficiencies. Muthoot Fincorp did not find any deficiency, and everything is complied with guidelines, said Shaji Varghese.
Personal loan default: Check these key details to avoid financial crisis
Defaulting on a personal loan can have adverse consequences, from a damaged credit score to potential legal action. Learn how to manage repayments effectively and avoid any financial pitfalls.
Credit Score: Advantages of high credit score for personal loans
A high credit score is a gateway to benefits while apply for a personal loan. From low-interest loans to higher approval chances learn more about how a good score can simplify borrowing.
Low credit score? Try these effective ways to secure a personal loan
Having a low credit score? Securing a personal loan is still possible. From choosing smaller amounts to adding a co-applicant, learn how to improve your chances of securing a personal loan.
Embassy REIT raises Rs 1,000 crore through debentures to repay existing loans
In a regulatory filing on Tuesday, Embassy REIT said it has raised Rs 1,000 crore through five-year coupon-bearing debt at an interest rate of 7.73 per cent.
How to get a personal loan if you don’t meet eligibility criteria
If you don’t meet personal loan eligibility criteria, start by understanding the reason—low credit score, income issues, or high debts. Improve your credit score by paying off debts on time and reducing credit utilization.
Here is how your marriage can affect your credit score
Joint loan accounts with your spouse as the co-borrower, credit utilisation ratios and debt consolidation can impact your credit score. Here’s a guide to managing joint loan accounts for healthy credit scores
Bank lending to NBFCs has dried up this year; can CRR cut turn the tide?
NBFC funding by banks may not pick up in the foreseeable future despite the liquidity infusion
How digital KYC speeds up personal loan approvals
Digital KYC simplifies personal loan approvals by automating identity verification, eliminating paperwork, and enabling real-time authentication. This seamless process enhances security, reduces fraud, and ensures instant disbursal, making loans faster and more convenient for borrowers and lenders alike.
Credit Score: Key factors to know for first time homebuyers
Your credit score is an important factor considered while availing a home loan. Learn how a good credit score boosts your chances of home loan approval and helps unlock better interest rates and loan terms.
Quick ways to secure instant personal loan approval
By maintaining a good credit score, preparing documents in advance, and choosing the right lender, you can significantly boost your chances of approval.
Germany's KfW to provide Rs 3,044-crore loan for Bengaluru Metro Phase 2
Bengaluru Metro's Phase 2, spanning 72 km, was initially estimated at Rs 26,405 crore in 2014 but rose to Rs 30,695 crore in 2022 and further to Rs 40,614.27 crore in 2024.
Should you use a personal loan to fund your business?
Vault matters | Why credit bureaus need to be more borrower friendly
While the central bank has taking a slew of steps to ensure that there is accuracy and faster dissemination of credit history, more can be done to increase the efficiency of credit bureaus. Unlike corporate rating agencies, retail customers barely get a chance to make a case on why the rating score may be wrong. This needs to change for deeper retail penetration
Personal loan: Follow these simple steps to secure a loan at low interest rate
Applying for a personal loan has never been easier with digital lending platforms. Learn how factors like income, credit score, and repayment history impact your loan’s interest rate and how to improve your chances of getting a low rate.
Snapmint secures $18 mn in a mix of debt and equity to expand its no-cost EMI platform
Snapmint’s Funding round led by Prashasta Seth, Perpetuity Ventures, and Pegasus Fininvest
Best personal loans for salaried employees: Here’s how to apply and other key details
Personal loans for salaried employees offer a seamless way to tackle financial needs—be it emergencies or planned goals. With quick approvals, flexible terms, and minimal documentation, you can get a reliable safety net during times of need.
Why choose a personal loan over other financing options?
Personal loans are a versatile and convenient financing choice, offering benefits like no collateral requirements, quick approvals, and flexible repayment options.
Emergency Loan: Here’s how to apply for an emergency loan online
Facing an unexpected financial crunch? Emergency loans offer quick, collateral-free solutions during critical moments. Here's how you can apply for one online.
Get Rs 5 lakh loan instantly: A step-by-step guide to secure quick loan online
Need cash for urgent expenses? Here's how you can secure an instant loan of up to ₹5 lakh with minimal documentation through digital lending platforms.
Emergency fund vs. personal loan: Which is better for urgent financial needs?
An emergency fund provides instant, cost-free relief for urgent expenses, while personal loans offer larger funds but with interest and repayment obligations.
Instant loan: Your essential guide to get Rs 10 lakh loan instantly
Facing unexpected expenses? Here's how you can get ₹10 lakh instant loan without much hassle. Find the steps to follow, benefits, eligibility and more in this article.
