Retirement at risk: why pensioners should think twice before becoming a loan guarantor
Before agreeing to act as a guarantor, a retiree must know that a guarantee is not a symbolic assurance but a legally enforceable obligation that can expose the guarantor to the entire debt
Do you really need insurance for your home loan?
Some lenders suggest it as a safety measure, but many borrowers are unsure whether it’s necessary.
When taking a personal loan actually makes financial sense
Personal loans are easy to access today, but they work best in certain situations rather than as a routine way to fund spending.
A simple way to keep track of all your loans without losing track
When someone has more than one loan, keeping an overview of payments, due dates and balances becomes surprisingly important.
Should you dip into your EPF to close your home loan?
You are allowed to withdraw for housing, but the real question is whether it makes financial sense.
Women want to own homes but loans remain harder to access
Despite growing financial independence, Indian women face hurdles in securing home loans compared with men.
Changing your home loan tenure midway: What really happens
Your EMI may change instantly, but the long-term impact on interest and cash flow is what really matters.
Should you close your personal loan early? Here’s when it actually makes sense
Prepaying a loan feels financially responsible, but in some situations it barely saves money.
Should borrowers opt for gold loans when prices are high and volatile? Check gold price, LTV, and risks
Gold is a popular safe-haven during uncertainty and short-term cash needs, especially when emergency funds are exhausted and it serves as a hedge in your portfolio, but add risks when prices are high and volatile.
When interest rates drop but your EMI doesn’t
If interest rates are falling but your EMI isn’t, the problem is usually not the headline rate. It’s how your loan actually behaves.
Just because you can take a home loan after retirement doesn’t mean you should
Banks may say yes. Your post-retirement cash flow may quietly say no.
These 5 things often kill your personal loan chances, even when you think everything looks fine
You didn’t do anything “wrong”. You just don’t look comfortable to a bank.
Personal loan or credit card: Which one really suits you when you need money fast
Both let you borrow quickly, but they behave very differently once interest starts ticking.
Can freelancers get home loans easily? The honest answer
Yes, but it’s rarely “easy” in the way it is for salaried borrowers — and knowing why makes all the difference.
Your credit score may matter more than your salary when applying for a home loan; here is why
When applying for a home loan, check your credit score in advance (750+ is ideal), assess your affordability beyond just eligibility, and ensure your EMI commitments remain within 35–40 percent of your income
Prepay your home loan or invest the surplus: How to make the call without regret
The smarter choice depends less on returns and more on cash flow, risk, and where you are in the loan cycle.
Which EMI hurts less: Personal loan or credit card swipe?
They both promise easy monthly payments, but the maths under the hood is very different.
Hit by US visa policies, education-loan NBFCs see growth slowdown, deferred IPOs
To offset the slowdown, lenders are increasingly betting on other international markets such as the UK, Australia and parts of Europe, while also exploring newer destinations to sustain growth momentum
Buying a home? Check the latest home loan interest rates in February 2026
Best home loan interest rates in February 2025 after the repo rate announcement: Most lenders offer their lowest home loan interest rates to individuals with very high credit scores, generally 800 or above
Is refinancing your personal loan really worth doing?
It can lower your EMI on paper, but unless the timing and costs line up, refinancing often just reshuffles debt rather than reducing it.
When the repo rate rises, your home loan feels it immediately
That policy move in Mumbai can quietly add years and lakhs to your repayment schedule.
Why people really take personal loans and what is usually going on behind the scenes
Most personal loans are not about luxury. They are about pressure, timing and the gap between what you have and what you suddenly need.
You don’t need collateral for a Rs 5 lakh personal loan. But you do need to be prepared
A practical, honest look at what really happens when you apply and what you should check before borrowing.
Struggling with a large insurance premium? Here’s how to choose the right financing option
Compare costs, EMIs, interest rates and flexibility before choosing between premium financing firms, credit cards or personal loans to fund your insurance payment
Home loan: smart step toward stability or a long-term burden?
Understanding the real impact of a home loan before you sign the dotted line.
