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Reducing your principal early is the simplest way to save interest. Yet most borrowers focus only on the EMI.
Banks do lend to senior citizens, but the real question is whether the loan will make your life easier or more stressful.
A few steady habits can make repayment feel manageable instead of overwhelming.
The finance ministry already approves such loans for MSMEs and corporate sector as loan against receivables
It’s not impossible to borrow without salary slips, but it’s rarely simple and almost never cheap.
Lower interest rates can look tempting, but switching your home loan is not always the smart move. Here is how to decide.
A small difference in interest rate doesn’t feel like much at first, but over 20 years it can quietly add up to lakhs.
A borrower’s passing does not automatically erase the loan, but the responsibility to repay depends on the structure of the borrowing.
Handling more than one EMI is stressful, but with the right structure and discipline, you can protect both your cash flow and your credit score.
A personal loan can help in a pinch, but what you do around it matters as much as the loan itself.
A home loan for self-construction works a little differently from buying a flat. Understanding how lenders disburse money and how tax benefits actually apply can save you unpleasant surprises later.
SBI personal loans aren’t fast or fancy, but they’re predictable. If your income is steady and your paperwork isn’t messy, the process usually goes through — you just need to decide how much hand-holding you want.
An education loan can make a foreign degree possible, but the real consequences show up after college ends. It’s worth thinking carefully about work, money, and family impact before signing.
What looks like an interest-free deal can quietly cost you more than paying upfront.
It’s not just about your salary slip. Banks are far more interested in how comfortably you live within your income.
Despite the rapid expansion of digital lending, offline channels continue to dominate borrowing, with only 32 percent of borrowers opting for personal loans through online platforms, a Paisabazaar study has found
Personal loans can help meet urgent or planned financial needs, but choosing the right interest rate and charges is key to keeping repayments affordable.
Missing EMIs is frightening, but panic usually makes things worse. A few early, practical moves can limit damage and keep the situation from spiralling.
Buying a home outright may feel debt-free, but it may come with its consequences. With stable income and repayment capacity, a home loan can be a smarter and more balanced financial choice.
Prepaying a home loan can dramatically cut interest costs, but timing matters as much as the amount you pay.
Borrowers get a short window to rethink some personal loan decisions, but timing and terms matter.
Before you say yes to that “pre-approved” loan, pause and look at what’s really being sold to you.
Home loan EMIs can feel overwhelming over the years, but early repayment can significantly reduce your interest burden and loan tenure. Simple steps can help close home loan faster and achieve debt freedom sooner.
Many homeowners lock themselves into higher costs without realising it, and the damage shows up slowly, not all at once.
Weddings can be expensive, and a marriage loan can help cover the costs. It makes sense only if you can repay the EMIs comfortably without straining your finances. Borrow wisely so the celebration doesn’t lead to long-term stress.
