It offers you tax saving under section 80C of Income Tax Act, for investments up to Rs 1,50,000.
Inoperative bank accounts must be attended to. Banks generally close internet banking, ATM, phone banking and such other facilities on such account.
Debt funds are seen as a safer haven. However, if you know the investment objective of the fund, you can pick the right funds for your portfolio.
When investors look for extra returns in bond markets, they should not be overlooking the risks that come with those returns.
Indian railway finance corporation raises Rs 10796 crore as against the issue size of Rs 4532 crore.
One of the major advantages to Indian entities of availing funding via RDBs is that they would be receiving money in rupees and therefore would not be required to bear the currency risk.
While mutual funds can help manage credit risk and reinvestment risks, investors must understand how individual mutual fund schemes function before committing their hard earned money
In a falling yield scenario, long maturity bonds make a better investment compared to hold-to-maturity products such as fixed deposit or fixed maturity plans.
It is the right time to review your loans and fixed income portfolio. Fall in interest rates is expected to bring in some saving on loans front, but the traditional fixed income investment options may turn less attractive.
Given the tax free interest on offer and the liquidity, it is a good investment option for fixed income investor.
Nilesh Shah, MD and CEO of Envision Capital, says the only asset class that can outperform equities is fixed income in the next 3-6 months, more so in India if the Reserve Bank lowers rates
Every investor needs to have asset allocation towards fixed income, says R Sivakumar, Head Fixed Income at Axis MF.
Robert Parker of Credit Suisse expects most fixed income markets to give zero or negative returns, while equity markets to give 5-8 percent returns in the next five years.
Currently liquidity risk, interest rate risk and credit risk associated with investing in fixed income products seem low to moderate. Ensure a balanced portfolio asset allocation.
Never confuse between pre-tax returns and post tax- returns. Also compare returns taking into account the tax slab the individual falls in.
In the long term you may earn higher return by investing your EPF money in equity than investing in bonds.
Contrary to general perception, debt investments are exposed to risks. Never ignore these risks. Also keep a track of post tax returns.
While most conservative investors would like to commit their money to fixed deposits, debt mutual funds can be a very good investment option
Fixed deposits cannot offer a rate of return in excess of inflation. If you are planning for a long term goal, employ of a mix of both debt and equity
It is but natural to consider investing in relatively safe option such as fixed deposit. However, it may not be prudent always to lap up what appears safe. Here are some risks you must be aware of.
While a professional investor makes money basis his superior investment skills, amateur investors can earn by avoiding mistakes
Amandeep Chopra of UTI AMC believes the US Federal Reserve's decision on when to raise rates continues to be the biggest trigger in the immediate term.
If these 25 basis points of rate cut happen in the June 2 policy, the next rate cut would be delayed to the next calendar year.
Here are some essential points senior citizens should consider while creating a fixed income portfolio
They offer to protect your money and offer regular returns that generally keep pace with inflation.