credit cards

5 important factors you should know whiling swiping your credit card abroad

Before you go on a trip abroad, you must inform your credit card company about your travel plans.

Travelling smart: Why forex cards are a better travel companion than credit, debit cards

Before trying to answer the question, it is important to know what the terms mean.

Banks give festive loan offers to pump up retail growth

The festive season has arrived and banks are back again luring its customers with discounts and cashbacks through their product offerings.

While making online payments, it is a must to understand the POS market

The first POS terminals emerged in 1979, when Visa introduced a bulky EDC (electronic data capturing) terminal for magnetic stripe cards.

Your credit card, personal loans are helping banks grow

Though the two unsecured portfolios have a smaller pie with about 30 percent in the share of retail loans, which is nearly 25 percent of the total loans in the industry, the pace of growth is substantial

Credit card frauds on rise; How to protect yourself from one

There are often bizarre stories of outrageous fraud but if you are to dig down and look at it, most of these could have been avoided if the victims, at some point or other, had been careful and used common sense methods to safeguard themselves.

ICICI Bank introduces instant credit card for online shopping with a Rs 4 lakh limit

The credit limit for the customers is up to Rs 4 lakh based on pre-checked bureau scores. As on June end, ICICI Bank's number of outstanding credit cards stood at 43.46 lakh, below HDFC Bank and State Bank of India.

Financial Slavery: Do you really need a loan-free life?

The more we become 'social', the more we tend to show-off. It leads to more bad loans. It is time to shun bad loans and embrace good loans wherever required.

Here is how incorrect closure of credit cards and loan accounts can damage your loan hopes

If you are unable to meet your monthly EMI payments, depending on the number of days that have passed without payment, you will be branded a defaulter by the lender.

Cashless payments: Here are 10 major platforms for digital transactions

UPI has a unique feature of creating a virtual address through which you can transfer money without disclosing your account number and IFS code (IFSC) to the receiver.

SBI, Carlyle to buy out GE Capital’s 26% stake in SBI Card

Following the transaction, SBI and Carlyle will own 74 percent and 26 percent, respectively in each of the two entities. According to reports, Carlyle was in talks to buy the 26 percent stake for Rs 2,000 crore.

Lost your job? Here is what you should be doing

The first casualty of loss of income would be the credit worthiness

SBI Card sees growth in premium credit cards; aims to top market share in 3 years

As at the end of April, HDFC Bank has the largest number of credit cards in the industry at 87 lakh followed by SBI at 46.8 lakh and ICICI Bank at 42.8 lakh cards.

Credit card fraud horror stories - How to protect yourself from fraud

No matter where you are in the world today, you will find credit card fraud and theft on the rise.

Amidst slowdown in retail loans, personal & credit card loans come to banks' rescue

The unsecured retail segment in the form of personal loans and credit card loans have help banks provide a breather in the credit growth, which is struggling at multi-year lows of around 5 percent for the banking sector.

How to protect your credit score while using multiple credit cards

If you have multiple credit cards, you need to manage each of their payment cycles systematically.

These three signs show that you are in a debt trap

If you are going through one of these situations, it is time to sit back and relook at your money matters.

Why you must have a credit score

If your credit score is zero, it means you do not have a credit history. With no credit history, banks have no data to assess your repayment behaviour and you will be profiled as a ‘risky’ prospect.

5 smart spending tips that will help you achieve your goals without borrowing

Inability to separate wants from needs can land you in a debt trap

Want to maintain a high credit score? Here is how to do it?

There are various factors that influence a credit score, major being - payment history, credit utilization ratio, length of credit history, type of credits (secured v/s unsecured) and number of inquiries.

Money Money Money: Decoding banking transaction charges

As India undergoes the big digital payment change, CNBC-TV18 thought of getting you some clarity and perspective on the transaction charges you pay from the country's largest bank as well as one of the biggest global payments giants.

'Mobile wallets, biometric modes of payments to replace cards'

Mobile wallets and biometric modes of payments will replace debit and credit cards in the next three to four years, NITI Aayog CEO Amitabh Kant said today.

Need a loan? Cibil can now help you find the best suited product

About 20-35 percent of the near 40,000 consumers of Cibil have paid off any balance dues after checking their score.