How to make the most of the tax benefits available with loans
Education loan and home loan come with income tax benefit. Here are the rules that govern the tax benefits.
'Good Behaviour' helps you get your loan sanctioned- Here‘s how
A few right steps can help you appear creditworthy in the eyes of bank.
2FA Cancellation: How to continue safe debit card transactions
Though two factor authentication is cancelled for small transactions, debit card payments are as safe as they were. Here are some tips to ensure safety of your transactions.
This Christmas, gift smart, spend smart, go cashless
Assuming that by now you must have already prepared a holiday list, here are a few ways you can explore to exchange meaningful gifts while cutting cost.
Less-cash economy? Post-noteban card usage at PoSes plunges
The debit and credit cards transactions at PoSes were worth Rs 352.4 billion in value terms in November and Rs 181.3 billion till December 13, compared to Rs 511.2 billion in October.
Govt to bear MDR on tax payments up to Rs 1 lakh via debit card
The Merchant Discount Rates (MDR) charges will be absorbed by the government for debit card payments up to Rs 1 lakh for tax, non-tax and other payments to the central government.
Govt to absorb MDR charges on payment of taxes via cards
"Budget Division will make the necessary budget provision under relevant head of Account in the Demand for Grants of the Department of Economic Affairs...for payment of MDR charges, as applicable, in respect of all receipt transactions of government...," the ministry said in a circular.
Going cashless: India home to 80 cr digital cards, says Prasad
In conversation with CNBC-TV18, Ravi Shankar Prasad, IT Minister, said the demonetisation drive is a transformative programme to make India more honest.
Coming out of the debt trap – a case study
Even though monthly, there seems to be a surplus, Virendra always complains that it‘s not the case since most of his monthly payments are done through credit card. How he comes out of that situation.
Demonetisation: How to manage cash crunch?
Here are some ways you can deal with cash crunch better.
Mobikwik takes on Paytm, offers virtual card for payments
Mobikwik claims that it will be a safe way to make payments as users would not be required to share their bank or card details with the merchants and new cards will be generated within their e-wallet, each time for transactions.
Demonetisation: Axis says debit card usage jumps 35%
Following the withdrawal of Rs 500 and Rs 1,000 banknotes, private sector lender Axis Bank today said it has witnessed a 35 percent jump in usage of debit cards at merchant establishments.
Amazon stops cash on delivery, Flipkart restricts the amount
"Currently, we have temporarily stopped cash as a payment option for new orders. Customers that had already placed cash on delivery orders before midnight 8/11 can pay for their orders using debit or credit cards or currency of valid denominations," Amazon said in a statement.
Use multiple credit cards to reduce credit utilization ratio
Keeping your credit utilization ratio low is a smart thing to do, as most financial institutions and lenders use this as a parameter to assess a person‘s credit-managing abilities.
Stop believing these credit score myths
Credit scoring is only a little over 15 years old in India and is still shrouded in some amount of misinformation and mystery.
Indepay Networks to launch secured prepaid cards
Amid government efforts to curtail usage of cash in transactions, payments firm Indepay Networks will launch prepaid cards in February for facilitating secured payments.
Five ways to use your Diwali bonus wisely
Diwali bonus if used wisely can leave a positive impact on your money matters.
Here's how you can shield yourself from unauthorised transaction
Watch the interview of Kusal Roy, Sr General Manager, ICICI Bank and Deepak Chandnani, CEO, Worldline South Asia and Middle East with Surabhi Upadhyay on CNBC-TV18, in which they shared their views on how to protect from unauthorised transactions.
EMI-free loans: Best means to repay credit card debt
Also known as credit card takeover loan, this can help you get rid of credit card debt.
How to avoid five common mistakes that could affect credit score
Small steps on the right path can help you build your credit score
Five ways to maximize your benefits from credit cards
Credit cards can help you save money and earn reward points if use judiciously.
How to go about gifting someone a credit card?
Depending on the primary card holder‘s choice the overall card limit and also the per day limit for the add-on cards can be fixed.
Borrowing in market place? Watch your credit score
Since financials information is digitally uploaded and can be shared with multiple banks and NBFCs by merely ticking an additional box, we end up applying for a loan with more than one institution.
When does your spouse‘s CIBIL score matter?
Your CIBIL score is a measure of your own credit worthiness that does not get merged with your spouse‘s after marriage. There are several myths about CIBIL score and some of them are related to marriage.
