Personal Finance

Sabbatical planning In India: Building a one-year runway

How to prepare financially and mentally for a break from work without derailing your long-term goals.

Planning for ageing parents’ healthcare: Budget, cover and care

A one-year roadmap to organise costs, insurance and daily support for your parents’ well-being.

When pausing your SIP actually makes sense

A temporary pause in your SIP isn’t always a setback—it can be a smart way to protect your cash flow, reduce risk and realign your financial goals when life changes.

NPS, mutual funds, PPF or FDs: Choose the option that works best for you

A practical guide to understanding which option fits your goals, risk and retirement timeline.

Is your gold safe in bank lockers?

Understanding what banks actually guarantee and how you can protect your valuables.

Paying with a UPI credit line vs a credit card: What actually changes at checkout

A simple guide to how billing, limits and fees work when you switch from swiping plastic to using a credit line on UPI.

Best FD Rates: Top banks offering up to 6.65% interest on 3-year deposits

IndusInd Bank offers 6.65% interest on 3-year FDs, followed by Axis and ICICI Bank at 6.6%.

How to use prepaid travel cards overseas without wasting money

A simple guide to understanding costs, limits and when these cards actually make sense.

Job Switch or Move Abroad? Your NPS account rides with you

The National Pension System (NPS) is a portable and flexible retirement tool that remains intact despite job switches or overseas relocation, allowing you to continue contributions and grow your retirement fund.

Moving from group health to individual cover without losing benefits

A simple guide to carrying your waiting periods, coverage and continuity when you leave an employer policy.

How to apply for an education loan: Eligibility, process and key benefits explained

A clear guide for students and parents planning to fund higher studies in India or abroad

Gold or real estate in 2025: What should Indian investors choose?

Choose liquidity or long-term ownership by matching gold and property to your horizon, risk and cash flow.

National Pension System: Why NPS should be a key investment for retirement

A predictable, low-cost and tax-efficient way to build long-term wealth.

Things you should know before you rent a house

A practical guide to avoid surprises, protect your rights and choose the right home.

Should you invest in corporate bonds? Risks, returns and more

Corporate bond analysts say the sector has grown 10x since Sebi's came with the Request For Quote protocol in 2020

Health insurance term ending? Follow these steps to keep it going

When the term ends, individuals get a grace period of up to 30 days to make the payment, or the policy will no longer be active, and any claims are rejected after the deadline

Gold, silver prices today on November 7: See latest 24k, 22K, 18K rates in your city - Complete list

Gold, silver prices today on November 7: Bullion traded near $3,987 an ounce on Friday after paring earlier losses to close largely unchanged in the previous session.

Joint ownership and rent: How income should be split between co-owners

Income from an asset is taxable in the hands of the person who is its beneficial owner that is, the one who has actually funded the purchase.

Building a will that actually works: Nominee vs. legal heir, explained

Deciding on how your assets are passed on is important; here is how nominations, legal heirs, and wills all fit together to make a plan that holds up.

Centre clarifies pension rules: No cut after retirement, last working day to decide benefits

In a recent clarification, the DoPPW explained the significance of the last working day for a government employee in determining pension entitlement.

Don't let stagnation erode your earnings, invest in upskilling

Upskill to stay relevant. Allocate 5-10 percent of income for continuous learning, leveraging government incentives and tracking ROI to transform expense into equity and future-proof your career

How to grow your retirement corpus with Voluntary Provident Fund (VPF)

A safe, tax-efficient option for salaried employees to earn higher returns through extra EPF contributions

Why you should always pay in the local currency when you’re abroad

A simple checkout choice can save you a few percent on every overseas card payment.

Renting a home? Decide the ideal tenure before you sign

Deciding on the term of your lease can balance flexibility and security for both tenant and landlord.