Personal Finance

Why debt funds can power your financial goals (and how to use them right)

Short- to medium-term goals can find a reliable home, tax benefits and better yields in the right debt funds.

Borrowing vs investing: When debt destroys your compounding power

Compounding can build wealth or destroy it; understand its power to harness it for long-term prosperity and avoid debt traps, especially high-interest ones, to achieve financial independence.

Your online life after you: A practical guide to digital heirs and executors

A practical guide to protecting everything you own online—from crypto wallets to cloud-photos—and making sure it’s covered in your estate plan.

Half of India Still Misses Out on Term Insurance: The Awareness Gap in a Growing Market

This article explains why term insurance is so important and how it works to keep your family secure.

Family or Individual Health Insurance? Avoid Financial Pitfalls with Smart Planning

Here’s how to smartly plan your health insurance journey so that you can avoid financial pitfalls.

Safe income ideas for women over 60: How to earn without big risks

Simple, low-risk ways to generate steady income without taking equity-like risks.

Doorstep help for your life certificate: How seniors can submit Jeevan Pramaan without visiting a branch

A simple explainer on using PSB Alliance and India Post Payments Bank to file your Digital Life Certificate from home in 2025.

Automating family finances: Bills, SIPs and safety nets

Set it once, forget the stress — how automation can make your money life easier

Personal loans, credit cards, gold loans, and home loans: Pros and cons you should know

Each of these borrowing tools has its place-and its traps. Here's what really works in your favour and what doesn't.

Here's how 8th Pay Commission will impact salary, pension and allowances

As central government employees and pensioners eagerly await a revision in their salaries and pensions, the fitment factor will playing a crucial role in determining the potential hike

Money lessons by age 5, 10 and 15: A parent’s roadmap

A simple guide to raising financially smart kids, one stage at a time.

Buying a home? Learn these home loan terms before you sign

Learn the must-know home-loan terms—rate type, benchmark, spread, resets and fees—so you lock in the right EMI and avoid any hidden costs.

Cut your home loan EMI: Simple moves for big savings

A practical guide to easing monthly payments without derailing long-term goals.

Is sale of agricultural land taxable? Capital gains exemption explained

The taxability of capital gains on the sale of farm land depends on whether the land qualifies as rural or urban agricultural land

Home loan interest rates: fixed vs. floating — what’s right for you?

Understand the difference between fixed and floating home loan rates to choose the one that best fits your budget and comfort with risk.

Avoid these credit card mistakes before they cost you

Learn how to avoid common credit card mistakes that can damage your score, pile up interest, and derail your financial goals.

Gold, silver rates today on November 3: Gold slips below $4,000, silver extends decline as bullion prices correct - Check city-wise rates across India

Gold, silver rates today on November 3: Despite the recent pullback, gold prices remain more than 50% higher year-to-date, supported by strong fundamentals such as sustained central bank buying and safe-haven demand

Smart BNPL use: Low EMIs, fewer plans, no missed dues

Easy monthly payments can tempt overspending—keeping your Buy Now, Pay Later (BNPL) use small and planned protects your budget and credit score.

The smart way to pick a home loan that fits your life

A smart home loan isn’t just about the lowest rate—it’s about picking terms that fit your life and finances.

Personal loan or credit card EMI: Which truly costs less?

A quick guide to choosing the cheaper option when you must borrow.

Personal loan or mortgage: How to choose the right loan for your needs

A clear comparison to help you decide which financing option suits your needs.

Small moves, big impact: Keep your credit score over 700

A high credit score helps you qualify for loans faster, get lower interest rates, and access higher credit limits. Here’s how to maintain it consistently.

How to verify your financial advisor’s Sebi registration

Before you trust anyone with your money, make sure they’re registered with the Securities and Exchange Board of India (Sebi).

Sector SIF allows profit from both rising and falling sectors through long-short strategy

SectorSIF offers a long-short strategy, investing in up to four sectors, allowing fund managers to benefit from both rising and falling markets while managing risk and potential returns.