How to check your EPF balance in minutes: A complete guide for hassle-free access

How to check your EPF balance in minutes

It has never been simpler to check your Employee Provident Fund (EPF) balance, thanks to the Employees' Provident Fund Organisation (EPFO) making a variety of convenient digital options available. Regardless of whether you use a smartphone, computer, or simple mobile phone, there's an option to suit you. This easy-to-follow guide describes five proven ways to find out your EPF balance efficiently and securely.

1. Use the EPFO portal

The EPFO official website provides a facility to check the EPF passbook and contribution history. This is best suited for individuals who desire to see their balance in its entirety, including employer and employee monthly deposits.

• Go to the official EPFO website at https://www.epfindia.gov.in

• Go to the 'Services' section and click on 'For Employees'

• From 'Services,' choose 'Member Passbook'

• You will be taken to a new page: https://passbook.epfindia.gov.in/MemberPassBook/Login.jsp

• Enter your UAN, password, and captcha code

• After logging in, you can see and download your EPF passbook, which displays monthly contributions by you and your employer and interest accruals

Make sure that your UAN is activated and linked with Aadhaar, bank account, and PAN. Only then can you use the online portal.

2. Verify through the UMANG mobile app

UMANG (Unified Mobile Application for New-age Governance) is an app integrated with the government, which provides access to multiple public services like EPFO. It provides a user-friendly and easy-to-use platform for viewing your EPF balance and downloading your passbook.

• Download the UMANG app from the Google Play Store or Apple App Store

• Register through your mobile number and do OTP verification

• Open the app's main menu and choose 'EPFO'

• Choose 'Employee Centric Services'

• Click 'View Passbook'

• Enter UAN to see your account details and check the balance

You can also submit claims, view claim status, and modify KYC details in the app without going to an EPFO office.

3. Send an SMS

If your UAN is activated in EPFO and your KYC information (Aadhaar, PAN, bank account) is updated, you can get your EPF balance via SMS — no internet connectivity needed.

• Open your SMS application and send: EPFOHO UAN

• Send this message to 7738299899

You will get an SMS from EPFO containing your current EPF balance, your recent contribution, and UAN information.

Language choices: To get the message in your chosen language, prefix a three-letter language code on the message. For instance:

• HIN – Hindi

• TAM – Tamil

• MAR – Marathi

• BEN – Bengali

• KAN – Kannada

• TEL – Telugu

Sample message: EPFOHO UAN HIN

4. Give a missed call

This is one of the simplest methods to verify your EPF balance if you don't have internet access. But your mobile number should be connected with your UAN and your KYC details should be updated.

• Dial 9966044425 from your registered mobile number

• The call will automatically get disconnected after a few rings

• In a few seconds, you'll get an SMS with your recent EPF balance

This service is completely free and works for both smartphone and feature phone users.

5. Log in to the EPFO Member e-Sewa portal

The EPFO Member e-Sewa portal is a one-stop dashboard for managing your EPF account. It provides full access to passbooks, claim status, and KYC updates.

• Visit https://unifiedportal-mem.epfindia.gov.in/memberinterface/

• Log in using your UAN and password

• On the dashboard, click on ‘View’ from the top menu

• Choose 'Passbook' to see your contribution history

• Your passbook can be downloaded and printed for personal reference or planning purposes

This facility is helpful if you intend to withdraw or transfer your PF and require a proper contribution history.

Monitoring your EPF balance regularly ensures better control over your retirement savings and helps you stay informed about your employer's contributions. Whether you're planning for retirement, considering a home loan, or just staying financially aware, these five easy options ensure you never lose track of your hard-earned savings.

With availability across websites, apps, SMS, and missed calls, you can view your EPF status at any time and at any place — without wait, paperwork, or worry.