Sundaram Money Market Fund - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 55 (Category Avg - 86.75) | Modified Duration 0.40 Years (Category Avg - 0.39)| Yield to Maturity 6.22% (Category Avg - 6.23%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	5.84%	3.43%
CD	58.58%	57.91%
T-Bills	5.26%	9.20%
CP	25.79%	27.05%

Category - Money Market Fund

Security Type	% Weight	Category Average
Government Backed	11.10%	12.63%
Low Risk	84.37%	84.96%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Money Market Fund

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Export Import Bank Of India	CD	Financial institution	P1+	CRISIL	1075.19	5.41%	2.20 k
Bond - Govt of India	GOI	Other			507.08	2.55%	50.00 L
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	492.04	2.48%	1.00 k
Bond - Bank Of India	CD	Public sector bank	P1+	CRISIL	492.01	2.48%	1.00 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	491.81	2.47%	1.00 k
Bond - ICICI Securities Primary Dealership Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	490.81	2.47%	1.00 k
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	489.85	2.46%	1.00 k
Bond - Bank Of India	CD	Public sector bank	P1+	CRISIL	489.43	2.46%	1.00 k
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	489.37	2.46%	1.00 k
Bond - HDB Financial Services Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	489.00	2.46%	1.00 k
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	488.84	2.46%	1.00 k
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	488.80	2.46%	1.00 k
Bond - Embassy Office Parks Reit	CP	Real estate investment trusts (reits)	P1+	CRISIL	488.33	2.46%	1.00 k
Bond - Infina Finance Pvt. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	487.50	2.45%	1.00 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	476.39	2.40%	1.00 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	473.87	2.38%	1.00 k
Bond - T-Bill	T-Bills	Other			473.82	2.38%	50.00 L
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	473.69	2.38%	1.00 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	471.01	2.37%	1.00 k
Bond - Govt of India	GOI	Other			402.54	2.02%	40.00 L
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	392.28	1.97%	800.00
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	392.26	1.97%	800.00
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	391.15	1.97%	800.00
Bond - Deutsche Investments India Pvt. Ltd.	CP	Investment company	P1+	CRISIL	346.78	1.74%	700.00
Bond - Deutsche Investments India Pvt. Ltd.	CP	Investment company	P1+	CRISIL	342.34	1.72%	700.00
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	341.84	1.72%	700.00
Bond - Cholamandalam Investment & Finance Co. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	336.86	1.69%	700.00
Bond - T-Bill	T-Bills	Other			325.32	1.64%	33.00 L
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	295.32	1.49%	600.00
Bond - Govt of India	GOI	Other			252.93	1.27%	25.00 L
Bond - Indusind Bank Ltd.	CD	Private sector bank	P1+	CRISIL	248.57	1.25%	500.00
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	246.12	1.24%	500.00
Bond - T-Bill	T-Bills	Other			245.90	1.24%	25.00 L
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	245.57	1.24%	500.00
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	245.55	1.24%	500.00
Bond - LIC Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	245.49	1.23%	500.00
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	245.34	1.23%	500.00
Bond - IDBI Bank Ltd.	CD	Private sector bank	P1+	CRISIL	245.25	1.23%	500.00
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	245.19	1.23%	500.00
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	244.91	1.23%	500.00
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	244.65	1.23%	500.00
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	244.64	1.23%	500.00
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	244.63	1.23%	500.00
Bond - Motilal Oswal Financial Services Ltd.	CP	Stockbroking & allied	P1+	CRISIL	244.40	1.23%	500.00
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	241.75	1.22%	500.00
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	241.16	1.21%	500.00
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	240.82	1.21%	500.00
Bond - Birla Group Holdings Private Ltd.	CP	Investment company	P1+	CRISIL	240.59	1.21%	500.00
Bond - Hsbc Investdirect Financial Services India Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	196.14	0.99%	400.00
Bond - Cholamandalam Investment & Finance Co. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	149.66	0.75%	300.00
Bond - IDFC First Bank Ltd.	CD	Private sector bank	P1+	CRISIL	147.94	0.74%	300.00
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	147.19	0.74%	300.00
Bond - Motilal Oswal Financial Services Ltd.	CP	Stockbroking & allied	P1+	CRISIL	147.18	0.74%	300.00
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	98.40	0.50%	200.00
Bond - Cholamandalam Investment & Finance Co. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	48.16	0.24%	100.00