Sundaram Low Duration Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 35 (Category Avg - 77.09) | Modified Duration 0.96 Years (Category Avg - 0.88)| Yield to Maturity 6.62% (Category Avg - 6.66%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	2.04%	6.83%
CD	24.74%	19.26%
T-Bills	6.19%	3.86%
CP	0.00%	3.43%
NCD & Bonds	62.60%	59.25%
PTC	0.00%	2.31%

Category - Low Duration Fund

Security Type	% Weight	Category Average
Government Backed	8.23%	10.68%
Low Risk	87.34%	84.25%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Low Duration Fund

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Jamnagar Utilities & Power Pvt. Ltd.	NCD & Bonds	Power generation	AAA	CRISIL	249.24	6.27%	250.00
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	246.02	6.19%	500.00
Bond - T-Bill	T-Bills	Other			245.94	6.19%	25.00 L
Bond - Bharti Telecom Ltd.	NCD & Bonds	Telecom - equipment & accessories	AAA	CRISIL	204.96	5.16%	2.00 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	152.76	3.84%	1.50 k
Bond - Can Fin Homes Ltd.	NCD & Bonds	Housing finance company	AA+	FITCH	151.32	3.81%	1.50 k
Bond - Shriram Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	151.16	3.80%	1.50 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	150.91	3.80%	1.50 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	149.56	3.76%	1.50 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	149.01	3.75%	300.00
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	146.50	3.69%	300.00
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	101.67	2.56%	1.00 k
Bond - Muthoot Finance Pvt. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAA+	ICRA	101.40	2.55%	1.00 k
Bond - PNB Housing Finance Ltd.	NCD & Bonds	Housing finance company	CARE AA+	CARE	101.37	2.55%	1.00 k
Bond - HDB Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	101.35	2.55%	1.00 k
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	100.65	2.53%	100.00
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	100.57	2.53%	1.00 k
Bond - JM Financial Products Pvt. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA	CRISIL	100.52	2.53%	1.00 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	98.41	2.48%	200.00
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	98.07	2.47%	200.00
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	98.07	2.47%	200.00
Bond - Export Import Bank Of India	CD	Financial institution	P1+	CRISIL	97.74	2.46%	200.00
Bond - Can Fin Homes Ltd.	NCD & Bonds	Housing finance company	LAAA	ICRA	90.97	2.29%	900.00
Bond - Godrej Industries Ltd	NCD & Bonds	Animal feed	LAA+	ICRA	90.71	2.28%	900.00
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	50.91	1.28%	500.00
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	50.81	1.28%	500.00
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	50.79	1.28%	500.00
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	50.71	1.28%	500.00
Bond - Govt of India	GOI	Other			50.65	1.27%	5.00 L
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	50.09	1.26%	500.00
Bond - Cholamandalam Investment & Finance Co. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAA+	ICRA	50.02	1.26%	50.00
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	50.00	1.26%	500.00
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	48.83	1.23%	100.00
Bond - Muthoot Finance Pvt. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAA+	ICRA	35.55	0.89%	350.00
Bond - Govt of India	GOI	Other			30.77	0.77%	3.00 L

Name	Type of Instrument	Weight (%)
TREPS	TREPS	2.22%
Net Receivables	Net Receivables	2.20%

Sundaram Low Duration Fund - Direct Plan - Growth

Portfolio Summary (as on 31st Oct,2025)

Debt holding in Portfolio (as on 31st Oct,2025)

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