BUSINESS
Credit cards: Keep in mind these factors before opting for EMIs
EMIs are one of the most attractive features of a credit card. But beware: always ensure that you spend within limits, so that you are able to pay your bills on time and avoid the hefty finance charges and penalties that can lead to a debt spiral.
BUSINESS
Paid just the minimum balance on you credit card? You will still be penalised
Cash advances do not qualify for the interest-free period, which means interest charges apply from the date of withdrawal. This and five most common credit card myths busted
BUSINESS
Four signs that show your credit card usage is entering danger zone
Finance charges on credit cards are extremely high, over 40 percent annually.
BUSINESS
Fell into a credit card debt trap? Here are three ways to reduce the burden
Credit card debt can derail your life goal of buying your own house
BUSINESS
Just started earning? Use credit cards smartly by following these steps
The most important aspect of using a credit card smartly is getting a card that suits your spending pattern and lifestyle
