BUSINESS
Why India’s National Pension System must have SWP as its third option
This column makes a case for considering adding the systematic withdrawal plan (SWP) option to the exit (pay-out) stage of India’s National Pension System (NPS) established in 2004. It does not advocate mandatory SWP.
BUSINESS
Dear EPFO, where is my interest?
If there is a delay in crediting interest by, say, four months every year, over a work career spanning 25 years, it implies that for 100 months the interest on balances was not earned, which reduces retirement income.
BUSINESS
How the EPFO can improve as India’s largest social security provider
EPFO needs to reform itself on three broad counts: design, governance, and management information systems
