BUSINESS
Chart of the Day | Banks’ CD ratio is again back to below 80%. What does it tell us?
Caution among banks and RBI cues have played out to bring down CD ratio
BUSINESS
Why Supreme Court’s Bhushan Power ruling rattles IBC framework
JSW Steel’s rejected bid and the order for liquidation signal judicial overreach that could undermine the IBC’s core principles
BUSINESS
MC Pro Quick Take: SBI pulls off a decent show in a tough quarter, but margin pressure visible
SBI has done a good job in a tough quarter by keeping asset quality intact but with margin pressures and external risks on the horizon, SBI’s steady strides will be tested in the quarters to come
BUSINESS
What is ailing ONDC?
The network’s core proposition—to unbundle digital commerce and give businesses direct access to consumers—remains compelling in theory. But in execution, the cracks are increasingly visible
BUSINESS
Chart of the Day | RBI’s liquidity push under Sanjay Malhotra: Fuelling credit growth or falling short?
Liquidity is available but that’s not enough to push up credit growth.
BUSINESS
Banking Central | New India Bank scam is yet another reminder of the rot in India’s co-operative banks
Co-operative banks were to be the financial backbone for small depositors — shopkeepers, pensioners, and salaried workers who trusted these institutions with their life savings
WORLD
Why Modi’s water war could hurt Pakistan more than military action
India’s Suspension of the Indus Waters Treaty is a diplomatic dagger aimed at Pak after Pahalgam’s tragedy
BUSINESS
MPC minutes: ‘Uncertainty’ dominates the show — and probably will again
The rate cut call signalled a shift toward nurturing domestic demand to propel India’s growth amid a turbulent global economic landscape
BUSINESS
Chart of the Day | RBI's LCR overhaul aims to fortify banks in a digital era
Malhotra’s RBI is betting that a year-long transition and a 6% LCR boost will smooth the path. Whether banks—and the economy—can walk this tightrope without stumbling remains to be seen
BUSINESS
Why RBI wants better monetary transmission in the banking system
The RBI is probably playing a patient waiting game and for the right reasons
BUSINESS
Chart of the Day | FD Rate Cuts: Who gains, who loses?
Which are the banks that have cut FD rates of late? Take a look
BUSINESS
Chart of the Day | Where do growth-inflation numbers stand right now?
Here’s a look at the numbers to understand which way the MPC will move
BUSINESS
Have banks cut FD rates pre-empting RBI's move?
At least 3 private banks have cut FD rates, SBI has stopped a popular special deposit scheme. What’s happening?
BUSINESS
What should investors expect from bank results in Q4?
Find out the key trends expected in banks' financials in the fourth quarter.
BUSINESS
Chart of the Day | Who is losing in the great battle for bank deposits?
Among PSBs, private banks and foreign banks, the rivalry to garner deposits is picking up. There is no mercy in this battle for survival.
BUSINESS
Uday Kotak’s stark warning and what it means for banks
India’s banking sector is facing an unusual dilemma—one that threatens profitability and long-term sustainability. With borrowing costs exceeding lending rates, banks are caught in a tight spot, struggling to maintain their traditional business models.
BUSINESS
Data at a Glance: States’ growth ambitions clash with rising debt
An analysis of state finances offers a mixed picture on financial health. Here are the top findings.
BUSINESS
Chart of the Day | Will RBI's new priority sector lending guidelines make a difference?
If executed efficiently, these guidelines can significantly boost financial access, particularly for housing, green energy, and underserved communities—ensuring that PSL fulfils its true purpose.
BUSINESS
Quick Take | Retail security redemptions surge: What It means for banks, ARCs
The landscape of stressed asset resolution is evolving, with significant changes on the horizon for Asset Reconstruction Companies (ARCs). A projected shift in redemption rates could redefine recovery strategies and impact key stakeholders in the financial ecosystem
BUSINESS
What does inward remittance data tell us?
Indian migrants are no longer predominantly working in blue-collar jobs in the Gulf
BUSINESS
Chart of the Day | India Inc’s debt cushion remains strong despite dip in interest coverage
According to BoB Research, Indian industry remains well-positioned to meet its debt obligations, as reflected by the ICR. Despite the marginal dip, the ICR remains high by historical standards
BUSINESS
India’s P2P lending space needs overhaul, not a mere slap on the wrist
RBI’s crackdown on P2P companies exposes compliance failures
BUSINESS
Chart of the Day | How RBI under Malhotra is playing the liquidity puzzle
Since December, multiple rounds of OMOs, VRRs and forex swaps have been conducted to contain the liquidity situation.
BUSINESS
How serious is the IMF warning on NBFC concentration risk in India?
IMF report on NBFC concentration risk is a timely wake-up call to policymakers on potential risks. The RBI and Government need to pay attention.
