BUSINESS
LIC as an investor is key to its profitability as an insurer
LIC must continue to increase its share of non-participatory policies as well as increase its return on investment if it is to maintain its market share
BUSINESS
Moneycontrol Pro Panorama | Did Diwali make you choose wisely?
In this edition of Moneycontrol Pro Panorama: Rajasthan's voting history gives BJP edge, keeping promises on climate action, Biden-Xi need to work together on world affairs, demand for Indian workers in Taiwan and Israel, and more
BUSINESS
SBI’s Q2 shows retail focus, but capex coming soon
India’s economic growth would continue to be powered by the consumption engine, in addition to the seasonal sugar rush of festival spending. Private capex is looking up, but is yet to significantly increase
BUSINESS
Moneycontrol Pro Panorama | When debt becomes dare
In this edition of Moneycontrol Pro Panorama: Merging fintech with banks won’t solve problems, challenges for investors during election year, decoding the enigma of AI, improving air quality not a rocket science, and more
BUSINESS
India’s bond market finally has a product tailored to investor demand
To access the growing demand from insurers and pension funds is the prime motivation behind the Reserve Bank of India’s move to auction a 50-year government bond on November 3.
BUSINESS
Interview: Mahindra Finance MD sees robust rural demand, margins improving going forward
Ramesh Iyer sees AUM continuing to grow at over 20 percent for the next six months and credit costs settling down at about 1.5-1.7 percent.
BUSINESS
Merger of two small finance banks reveals struggle to scale
Organic growth takes time and may increase the operating expenses of small finance banks. In a scramble for deposits and intensive competition in lending, SFBs have to look for inorganic growth.
BUSINESS
Moneycontrol Pro Panorama | Making bonds great again
In today's edition of Moneycontrol Pro Panorama: What does October’s equity market fall mean, the impact of Companies Act on India Inc, global market teeters amid war in Gaza, Bengaluru turns to wastewater as a resource, and more
BUSINESS
Axis Bank’s retail gameplan would soon need a check on unsecured book
Unsecured loans fetch a higher yield because of their riskiness. While this may be excellent to fatten net interest margins, asset quality performance is uncertain. During a downturn, the benefits gained from high yield may be more than offset by the credit loss incurred due to delinquencies
BUSINESS
A foreign banker chief shows Kotak’s growth ambitions
New chief Ashok Vaswani would have to grow Kotak Mahindra Bank's balance sheet fast but continue to maintain the bank’s conservative approach towards risks.
BUSINESS
Moneycontrol Pro Panorama | Indian consumption is faster, higher but not stronger
In this edition of Moneycontrol Pro Panorama: India needs a robust AI ecosystem, ITC shares going the HUL way, India's LGBTQAI+ community continues its struggle, India poised to make gains in space communications market, and more
BUSINESS
IndusInd Bank’s Q2 cheers on profitability, but some concerns emerge
Elevated operating expenses and low deposit growth are an industry-wide phenomenon and IndusInd Bank cannot be singled out by investors. But asset quality is where the lender can differentiate itself from the pack
BUSINESS
Moneycontrol Pro Panorama | Banking party is less exuberant, but not over
In this edition of Moneycontrol Pro Panorama: Israel attack raises fear of Islamic uprising, WPI steadily climbing away from deflation, China's investment fund idea may sour investor sentiment, poll-bound Rajasthan promises a nail-biting finish, and more
BUSINESS
HDFC Bank’s merger pain is not over yet
To meet merger costs, HDFC Bank borrowed from the market which increased its overall cost of funds. These will be replaced by deposits over time, the bank has said.
BUSINESS
Moneycontrol Pro Panorama | Smart money, foolish money
In today's edition of Moneycontrol Pro Panorama: Job creation of the right kind, how Hamas-Israel war affects Indian start-ups, pharma Q2 growth in India slows, common themes as observed across poll-bound states, and more
BUSINESS
Inflation: How expectations shape realities and vice versa
A one percentage point rise in near-term expectations is associated with about a 0.4 percentage point rise in current inflation. Lagged inflation and other factors together have a bigger impact
BUSINESS
Earnings gallop of banks to slow in Q2
The gap between deposit and credit growth will be reflected in compression of net interest margins and slowing of growth in net interest income of banks in the July-September quarter
BUSINESS
Moneycontrol Pro Panorama | RBI takes away bond market’s liquid courage
In today's edition of Moneycontrol Pro Panorama: World Cup presents exciting chance for investors, RBI wants personal loans monitored, large unlisted firms need a separate regime, India risks waning influence in its neighbourhood, and more
BUSINESS
Are Indians borrowing a little too much? RBI wants personal loans monitored
Between FY21 and FY23, the composition of secured and unsecured advances has changed during this period, with unsecured retail loans increasing from 22.9 percent to 25.2 per cent and secured loans declining from 77.1 percent to 74.8 percent
BUSINESS
A bird’s eye view of what RBI and its MPC can do
The policy stance gives the RBI freedom to play with liquidity, which it has been doing. Its market interventions make the central bank look like a duck, working furiously underneath a tranquil front
BUSINESS
Moneycontrol Pro Panorama | Oil in the Asian ointment
In today's edition of Moneycontrol Pro Panorama: Eurozone slump has surprises for Indian market, criticism can help refine ESG framework, time for India to up peace initiative in Ukraine, bank reforms urgent as climate goals wait, and more
BUSINESS
Record high MSF points to elevated money market rates
Most analysts believe that the RBI would keep liquidity in deficit mode or near deficit mode to keep short-term money market rates elevated
BUSINESS
What is the price of India’s entry into exclusive bond club?
The IMF estimates that India’s general government fiscal deficit would be 8.9 percent of GDP for the current year. This is the highest among the constituents of the bond index. It also is likely to have the third highest debt-to-GDP ratio among peers
BUSINESS
For HDFC Bank, FY24 is a speedbump year
In the near term, analysts expect moderation in net interest margins and operating profit growth for HDFC Bank
