A lot more than your lifetime savings go into building a house, and then making it a home.
Converting an individual health insurance policy into a family floater health insurance is very common. However it is better to get into the details and nothing should be left to assumptions.
Most insurance companies, in health insurance, do not cover cost of surgery for organ transplant, in addition to other costs incurred on pre and post hospitalization care of organ donors.
Segregating health insurance policy is possible. More important is it is not a difficult process and you can do so without losing benefits such as pre-existing covers, no claim bonus.
Accidents frequently happen and happen irrespective of nature of your employment. Accidents can bring in a financial setback and buying an accident insurance policy can be the cheapest and most efficient means to handle such situations
List of Day Care surgeries covered in health insurance is a preferred sales pitch for most insurance sales professionals. Potential buyers of health insurance too want to go with products that offer long list of Day Care surgeries. However the reality could be otherwise.
There are dedicated insurance products to address needs of differently abled individuals. Such persons have to offer some additional documents while insuring themselves.
Getting a life insurance claim for a missing person is bit complicated. And one has to be very careful when it comes to procedural issues such as paying premium for life insurance even after the life insured has gone missing and signing indemnity bonds among others