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Chat Transcript

  • Mrin Agarwal

    Oct,15,2025, 13:00 hrs

    How to make smart money decisions?

    Mrin Agarwal , Founder

  • guest: Is holding Parag Parikh Flexi cap fund for longterm is good idea.As i have invested around 2 lakhs in it also have SIP of Rs.5000.Please suggest.

  • :

    Yes its a great fund

  • guest: I am last year student who have started investing in mutual fund thru SIP of Rs.1500 in HDFC balanced fund, would lile to add one more SIP of smae amount, please suggest good scheme.

  • :

    Good to know that you have already started your investment journey. If you can hold for 7-10 years, consider mirae midcap fund. If investment period is 5-7 years, consider icici balanced advantage fund

  • guest: I want to invest in mymdaughter name who is 5 years old now, already i have FD`s & Sukanya Samrudhi Yojna, but would like to buy some mutual fund in her name please suggest.

  • :

    Mirae midcap, edelweiss small cap, Parag parikh flexicap, icici prudential nifty 50 index fund

  • guest: I have lumpsum investment in ICICI Pru Focussed Fund & UTI Smallcap Fund around 5 lakhs is oit good to hold or i should switch to other other scheme, if yes thn please suggest

  • :

    Its fine. Both funds will be volatile. So be prepare and remain invested

  • guest: Please suggest good ELSS scheme to invest.

  • :

    DSP Tax saver

  • guest: Is investing thru NFO scheme is good idea.

  • :

    No. This is because most NFOs have nothing new to offer and there are many existing schemes with long term performance available. Furthermore, the expense ratio in NFO will be higher

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