Moneycontrol
    Moneycontrol PRO
    Loans
    Loans

    Lending

    Jump to

    • Digital reduced friction and entry barriers for investment and credit, but increased the risk of virtual arrests and financial frauds: Panellists at Rising Bharat Summit 2026

      Digital frauds have grown ten-fold in the last three years, even as India's digital journey successfully unlocks formal credit and investment access for millions

    • RBI approves Rajan Bajaj as MD & CEO of Slice Small Finance Bank

      Founded in 2016, Slice began as a credit and payments platform catering largely to young, digitally savvy consumers.

    • How to get a Rs 2,000 loan using Aadhaar

      A quick guide to using Aadhaar for a small Rs 2,000 loan, without falling into high-interest or scam traps

    • Lending startup Olyv raises $23 million from Nandan Nilekani’s Fundamentum and SMBC Asia fund

      The fintech firm plans to use its Series B funding to expand into insurance, UPI payments, and business loans

    • Fintech firm Slice Small Finance Bank enters merchant payments and lending to take on Paytm, PhonePe

      The fintech holds a slight advantage over its competitors as it is a bank that can take deposits from the public, and hence the cost of funds is lower for the company and boosting the margins

    • Optimo Capital raises Rs 150 crore in Series A round led by founder Prashant Pitti, Blume Ventures, Omnivore

      The NBFC, which focuses on credit-starved MSMEs, also secured an additional Rs 110 crore in debt from IDFC and Axis Bank

    • IppoPay doubles down on kirana lending with Rs 120 crore disbursed in 2 years

      These moves indicate a pattern where payment fintechs are gradually transforming into financial ecosystems with lending as a core pillar.

    • Non-lending businesses like private equity and wealth are accretive to Tata Capital: Rajiv Sabharwal

      As at June 30, 2025, Tata Capital has raised around Rs 7,000 crore across its domestic funds and offshore funds, with 53 deals in over 15 years, as per the NBFCs IPO documents.

    • IPO-bound Aye Finance posts 41% revenue growth at Rs 1,500 crore, net profit at Rs 171 crore

      Aye Finance said that the company’s credit cost had come down in Q4FY25 and the same falling trend has continued in Q1FY26.

    • Fintech Kreditbee’s profit soars 66% to Rs 473 crore, revenue surges 40% to Rs 2,712 crore

      The company's AUM has grown by five times in the last three years, representing a 72 percent compounded annual growth rate during the period

    • Fintech NBFCs accounted for 75% of all personal loans in FY25, a 3x growth in six years

      Fintech loans accounted for 12% of the sanctioned value but 74% of the sanctioned volume, focusing on underserved segments that needed small-value loans

    • Fintechs hopeful of revival in credit growth after RBI's big rate cut

      There are some concerns about the speed of transmission of lower rates to NBFCs and fintechs, with some expecting this to take a quarter but there are others who expect at least six months

    • Marquee investors TIAA, Accion, Motilal raise stake in IKF Finance after funding round upsized to Rs 800 crore

      Moneycontrol had earlier reported that IKF was in talks to raise $70–80 million from Norwest and a sovereign fund. Sources now indicate that the round has been upsized to $96 million, with fresh capital coming from existing institutional investors, promotors, and Norwest as a new entrant.

    • Analysts warn Tamil Nadu MFI lenders may face strain, cite Karnataka fallout

      Analysts say that the Tamil Nadu Bill’s vague definition of 'coercive' recovery methods — potentially encompassing persistent follow-ups, late-night calls, or physical intimidation — could lead to inconsistent enforcement.

    • LAP, solar, mutual funds: How digital lenders are experimenting with secured loans

      Digital lenders, traditionally focused on unsecured loans, are now expanding into secured lending through products like Loan Against Property (LAP), solar financing, and Loan Against Mutual Funds (LAMF)--Players like Kissht, Fibe, Indifi, Kreditbee have started experimenting with secured credit to build more stable loan books amid evolving regulatory changes.

    • The silent debt collectors: How a new breed of startups is adding an 'AI brain' to loan recovery

      For decades, debt collection meant scattered calls, unnecessary messaging from multiple sources, field agents, and legal notices --all working in silos. Now, fintech firms like Credgenics, Spocto, DPDzero, CredResolve, Creditas, Rezolv are reshaping the process with AI.

    • NBFCs cheer RBI's move to reverse higher risk weights, but analysts don't see aggressive lending just yet

      Analysts at Motilal Oswal Financial Services estimated that banks in their coverage universe could see an increase of 20–250 bps in CET-1 capital ratios due to the policy shift

    • Streamlining recovery processes for retail lending to boost financial inclusion

      Retail lending needs a clear, time-bound recovery process like the Corporate Insolvency Act. Streamlining collections would improve transparency, reduce complaints, and lower borrowing costs, promoting credit access, supporting micro-enterprises, and enhancing financial inclusion in India

    • Supply chain fintech Mintifi profit up 3.7 times as revenue from operations rises to Rs 384 cr

      Mintifi's revenue was primarily driven by a 2x growth in interest income from loans, which contributed 80 percent of the total revenue, amounting to Rs 308 crore. The firm recently closed a $180 million Series E funding round co-led by Teachers’ Venture Growth (TVG) and Dutch technology investor Prosus

    • We will definitely be listed, just a question of when: InCred’s Prithvi Chandrashekhar

      The company, while navigating the current regulatory landscape, is doubling down on its secured loans business while inching closer to an initial public offering (IPO).

    • Fintech must guard against excessive lending and short-term focus: CEA

      As it happens with any new device or tool, fintech holds immense possibilities, but there are challenges as well, Nageswaran reminded.

    • DLAI appoints former RBI executives to Advisory Council

      The appointment will help the industry body to achieve RBI’s recognition as SRO-FT.

    • Paytm sees green shoots of recovery, but not out of the blues yet

      With curtains on its popular mobile wallet product, Paytm’s gross merchandise value will be mostly dependent on UPI, which seems to be recovering in May, earlier than expected

    • Fintech unicorn Oxyzo's FY24 revenue crosses Rs 900 cr, PAT at Rs 290 cr

      During FY24, Oxyzo's total expenses went up above 66 percent to Rs 514 crore

    • SME lender LivFin India raises Rs 50 crore venture debt from Nuvama

      In November 2020, Livfin had raised Rs 35 crore from German development finance institution DEG. Livfin’s core product strategy remains short-term revolving SCF carrying an average tenure of 90 days.

    Advisory Alert: It has come to our attention that certain individuals are representing themselves as affiliates of Moneycontrol and soliciting funds on the false promise of assured returns on their investments. We wish to reiterate that Moneycontrol does not solicit funds from investors and neither does it promise any assured returns. In case you are approached by anyone making such claims, please write to us at grievanceofficer@nw18.com or call on 02268882347