Ananda Bhoumik of India Ratings says that the new debt restructuring norms announced by the RBI will strengthen the lending and risk-management processes in the banking sector. He adds, in an interview to CNBC-TV18, that the new rules will also reduce the risk in projects for industry.

Ahead of industry in realising bad assets: SBI

SBI chairman Pratip Chaudhuri speaking to CNBC-TV18 hinted customers could expect a base rate cut, reduction in some spreads or maybe a combination of both.

Lend to midcap cos carefully, not slowly: SBI Dy MD Acharya

SBI is no exception when it comes to the credit quality jolts that banks received in the last one year. It is the mid size companies, which defaulted the most leaving bankers dumbfounded over rising pile of bad loans. However, the bank will continue to extend credit carefully but not slowly.

Need Rs 12K-17K crore in 2 yrs; see signs of revival: SBI

Diwakar Gupta, MD & CFO of State Bank of India informed that they are undertaking road shows to focus on under valuation of public sector banks and to attract foreign institutional investors.

Don't see much impact of Banking bill on us: SBI

Diwakar Gupta, MD & CFO, State bank of India doesn‘t expect the Banking Amendment bill to have much impact on the bank if it goes through in the Parliament.

See need for greater clarity on debt restructuring: SBI

The finance minster's insistence on consolidation was not shared by bankers who believe that the sector's top priority remains asset quality. However, in an exclusive interview with SBI Chairman Pratip Chaudhuri, CNBC TV18‘s Gopika Gopakumar said that RBI's rules on debt restructuring are more stringent than global norms in some cases.

No more credit to KFA, home loans raking revenue: SBI

Pratip Chaudhuri, chairman, State Bank of India (SBI), says that the bank is urging KFA to take action on urgent basis and a consortium meeting is scheduled for next week.

Q2 asset quality much better than Q1: SBI

In an interview to CNBC-TV18, Pratip Chaudhuri, chairman of SBI says, Q2 asset quality experience has been much better.

Cannot rule out haircut on loans to larger projects: SBI

Diwakar Gupta, MD & CFO of State Bank of India (SBI) says a three-year delay for an infrastructure project could be lead to it becoming "completely unviable".

See stress on banks' credit profiles; PSUs risky: Experts

Ananda Bhoumik of India Ratings & Research however, does not feel that there is a likelihood of a ratings downgrade of banks at this stage. He acknowledges the fact that asset quality problems mainly persist with mid-sized public sector banks and believes Canara Bank is going through a turbulent phase at the moment.

Will new discom package mean higher provisioning for banks?

Shares of public sector banks and power generation companies have been running up in the past week on hopes that the cabinet is close to agreeing on a package to clean up the losses of State Electricity Boards (SEBs) or power discoms.

Don't expect slippage in margins due to base rate cut: SBI

Pratip Chaudhuri, chairman, SBI says the base rate cut is extended to all loan categories. "The margins are holding. Whatever drop happens by this process, we will make up by getting additional business," he adds.

CRR cut to save Rs 200cr: SBI's Pratip Chaudhuri

The RBI has cut cash reserve ratio (CRR) by 25 basis points to 4.50%. Pratip Chaudhuri, chairman, SBI welcomed the move. "For us, it is a relief of about Rs 2,500 crore. If we put 8% value on that, it comes to a saving of Rs 200 crore," he said.

Lowering deposit mobilisation due to slowdown: SBI

Country's largest lender State Bank of India is pulling strings to reduce fund cost. It is slashing retail term deposits rates by 50-100 basis points across tenures. Calling it part of rate rationalisation, SBI Chairman Pratip Chaudhuri says that lowering deposit mobilization is due to slowdown.

Experts debate report on attrition, productivity in banks

Alok Kumar Mishra, chairman and managing director, Bank of India, Pratip Chaudhuri, chairman, State Bank of India and Saurabh Tripathi, partner and director, BCG Group explain to CNBC-TV18 the various aspects of a BCG report and offer a glimpse of the issues that will be discussed at the convention organised by Ficci and IBA

Asset quality remains a concern, says SBI

In an interview to CNBC-TV18, Diwakar Gupta, managing director and chief financial officer of SBI says asset quality remains a concern at this point. "Coal blocks cancellation will raise concern on many projects," he adds.

No significant fall in rates; loan growth dull: Gruh Fin

Sudhin Choksey, managing director, Gruh Finance, a subsidiary of HDFC Ltd, explains to CNBC-TV18 that there has been no impact on interest rates since the State Bank of India announced a cut in home loan rates for new customers.

SBI maintains margin guidance of 3.75%

In an interview to CNBC-TV18, Pratip Chaudhuri, chairman of State Bank of India says, 9% of total midcap book of Rs 1.75 lakh crore is NPA. The bank maintains its margin guidance of 3.75%.

Slippages worth Rs 3000-4000cr to be reversed by Q3: SBI

SBI chairman Pratip Chaudhuri is confident that the bank will be able to reverse the Rs 3000-4000 crore of slippages in the coming two quarters.

Additional provisioning of CDR a temporary phase: SBI

Diwakar Gupta, MD & CFO, State Bank of India, Ashvin Parekh, Ernst & Young, Vaibhav Agrawal, Angel Broking and SS Mundra, ED, Union Bank discuss the implications of Mahupatra Committee recommendations which said that its time now for India did away with the concept of restructured assets.

KFA owners asked to infuse equity, sell non-core assets:SBI

A Krishna Kumar, managing director of State Bank of India says debt-ridden Kingfisher Airlines has been asked to infuse equity.

Emphasis on agri, retail, MSME led to rate cut: Union Bk

Union Bank has cut its lending rates for some segments that is the medium and small enterprises by 50-350 basis points.Debabrata Sarkar, CMD, Union Bank said that it is a part of their endeavour to give special emphasis to agriculture, retail advances, micro and small enterprises.

SBI takes credit guarantee cover for MSE loans below Rs 1cr

India's largest lender the State Bank of India (SBI) has decided to buy credit guarantee cover for its loans below Rs 1 crore to micro and small enterprises (MSE), which are more prone to defaults in an environment of economic gloom and doom. This will help the bank to recover loan amount in case any borrower stops repaying.

No defaults in telecom space currently: SBI

Santosh Nayar, Deputy MD Corporate Banking, SBI told CNBC-TV18, RBI's move will aid banks to sell their spectrum in case there is a default. However, spectrum alone will not encourage banks to lend cash flow would also be considered.

Deposit rate cut step towards softer interest rate era: SBI

Justifying the rate cut, Diwakar Gupta, MD and CFO, SBI said the bank is reasonably comfortable on the liquidity front and would cut rates on advances and deposits only when the overall economy warrants it.