fixed income experts

Know the difference between NRE and NRO account

Many NRIs are often faced with the situation of maintaining a Rupee account in India. There are two options available with NRI interested in opening bank account in India - NRE or NRO account. Read this space to know the difference between these two accounts and know when to choose what account.

Will dipping inflation trigger RBI to deliver robust policy

WPI based Inflation has been on a declining trend and stood at 4.89% for April-13. The core inflation also eased. According to financial fixed income expert Lakshmi Iyer, dipping inflation will leave sizeable headroom for RBI to deliver robust policy

Tax aspect of Bank Deposit and Corporate fixed deposit

FDs are becoming popular investment among investors in the current interest regime. However, the actual return earned on a fixed deposit can be less that what is stated due to tax aspect attached to a FD. Financial expert Nitin Vyakaranam gives us insightful information on how tax is calculated and how taxes can be saved on FD investment.

Things to know before investing in Fixed Deposits

Fixed deposits have always been popular due to their characteristics of safety of capital and a surety of returns. The high interest rates of the past few years have further increased the popularity of fixed deposits as an investment. Read this space to know some insightful tips from financial expert Shweta Jain before investing in fixed deposits.

Recurring Deposit- A scheme for small investors

Recurring Deposit is the most preferred investment for conservative investors. The concern of volatility in investments and assured benefit on maturity is what makes it the first choice when it comes to regular savings for various event of life. Read this space to analyze the real benefit from the product before making a decision.

Inflation-indexed bonds - Bonds that go one up on inflation

Budget 2013 had an interesting announcement for investors - launch of an investment that would help them go one up on inflation. Inflation-indexed bonds offer an ideal solution in times of high inflation, a problem plaguing the Indian economy for some time now. Read this space to know about Inflation-indexed bonds in detail.

How to make most of your money lying in Savings account

All of us build our contingency reserves and keep it in our locker or savings bank. Along with maintaining liquidity, it is also possible to earn a higher rate of interest on our deposits in savings account. Here are the 2 options that can help you earn a higher rate of interest on your money lying idle in your savings account.

Last minute Tax Planning Tips

Investments and its proportionate returns entail discipline. Failing to be disciplined with your investments can hamper the prospects of achieving your long-term financial goals.

Mid Quarter Monetary Policy and its impact

In keeping with the guidance and an increasingly benign stance, RBI reduced the repo rate by 25 bps to 7.50% in its monetary policy as of 19th March 2013. Read this space to know its impact on debt market.

Are tax-free bonds losing sheen? Bajaj Cap analyses

Rajiv Bajaj, Vice Chairman & MD of Bajaj Capital believes that investors are now looking at safe capital protective returns. Therefore, fixed income products and tax-free bonds saw a phenomenal response last year.

Making money from rate cuts

If there is one thing that investors, investors want right now, it is a cut in interest rates. How do interest rates impact one‘s investments? Well, although the impact can be felt across various asset classes, this article focus on the impact of interest rates on mutual funds with majority allocations to fixed income & debt instruments.

Unravel the Public Provident Fund in 5 steps

Public Provident Fund (PPF) ranks as one of the more popular investment avenues for risk-averse investors, as also for individuals looking at saving taxes. Here are five defining features of the PPF that give you a good idea about how it can add value to your portfolio

Budget Analysis: Budget impact on your fixed income investments

The one big day of the year, which almost all of the taxpayers and investors await, is today. It is the Budget Day. Read this space to know what Budget has stored for the fixed income investments.

Budget Analysis: Attaining fiscal deficit target of 4.8% is a challenge

It was up to the finance minister to appease the trinity of Growth-Fiscal Deficit and Current Account deficit. In trying to do so, the finance minister has put a slightly challenging fiscal deficit target of 4.8% for FY14, reckons Lakshmi Iyer

Budget Analysis: Fair play for debt investors

Union Budget 2013-2014 was the most eagerly awaited one considering it was the last budget for ruling party. Read this space to know what new reforms are announced and how the Budget has impacted your Fixed income investments.

EPFO to pay 8.5% interest on PF deposits for 2012-13

Retirement fund body EPFO today decided to pay 8.5 percent interest rate to its over five crore subscribers on their PF deposits for 2012-13, higher than 8.25 per cent provided in the previous fiscal.

What to expect from the Union Budget 2013-14

We are only a week away from the Union budget 2013. Lot of expectation are build on this years budget considering it may be the last budget in the ruling party term and there is a need of the hour to reduce the impact of inflation on a common man pocket. Here are few of the expectations from the finance minister to consider in this year budget.

Know your fixed deposits in 5 simple steps

On the face of it, it does not get any simpler than investing in a fixed deposit. However, such a simplistic interpretation can prove costly for your finances. Read this space to know 5 most critical points to consider before investing in a FD.

India promise land for global fixed income investors: Kotak

In last three years there has been a major rally in fixed income according to Gaurang Shah, Group Head, Asset Management & Life Insurance of Kotak Mahindra Group. He told CNBC-TV18 that globally, investors are more interested in fixed income.

Good fixed income investments in current market scenario

Are you confused on which Fixed Income instrument to choose under current market scenario? Read this space to know that investment that will help you to earn attractive yet stable returns.

Role of fixed income in financial planning

There are short & long term needs in an individual life cycle where stable and fixed returns is required without taking the risk on invested capital. So investing in Fixed Income instruments plays a very important role to build a good portfolio. Read this space to know how investment in fixed income helps in meeting these requirements.

Here is how you can avoid ghost of trailing returns

Sumeet Vaid of Freedom Financial Planners shares his views on financial investments and how to do right asset allocation of money.

Understanding Indian Bond Market

In the current gloomy market scene potential investors are shying away from equity and are resorting to fixed income instruments. Among pool of fixed income investments, bonds are considered a good investment product for investors with short-term perspective. Read this space to understand the India Bond Market and advantages investing in it.

Best tax saving fixed income investments under section 80C

It is again that time of the year when taxpayers invest in tax saving instruments to save their tax. Investors especially who are risk averse in nature bend towards Fixed Income instruments. Read this space to know various tax saving options under Fixed Income space that will not only help you to save taxes but also yield attractive returns.