ICICI Prudential Liquid Fund - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Liquid Fund

Fund House : ICICI Prudential Mutual Fund

No of Debt Holding 146 (Category Avg - 62.20) | Modified Duration 0.13 Years (Category Avg - 0.14)| Yield to Maturity 6.04% (Category Avg - 5.94%)

Portfolio Summary (as on 31st Dec,2025)

Security Type	% Weight	Category Average
GOI	1.28%	1.37%
CD	44.83%	43.78%
T-Bills	15.46%	16.19%
NCD & Bonds	5.49%	3.63%
CP	38.81%	32.72%

Category - Liquid Fund

Security Type	% Weight	Category Average
Government Backed	16.74%	17.56%
Low Risk	89.13%	80.12%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Liquid Fund

Debt holding in Portfolio (as on 31st Dec,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - T-Bill	T-Bills	Other			32799.99	7.25%	33.00 Cr
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	24805.90	5.48%	50.00 k
Bond - Reliance Retail Ventures Ltd.	CP	Diversified retail	P1+	CRISIL	11920.00	2.63%	24.00 k
Bond - T-Bill	T-Bills	Other			10436.36	2.31%	10.50 Cr
Bond - Bank Of India	CD	Public sector bank	P1+	CRISIL	9930.39	2.19%	20.00 k
Bond - Indusind Bank Ltd.	CD	Private sector bank	P1+	CRISIL	9929.68	2.19%	20.00 k
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	9875.21	2.18%	20.00 k
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	8919.08	1.97%	18.00 k
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	8106.58	1.79%	16.30 k
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	LAAA	ICRA	8010.62	1.77%	8.00 k
Bond - Reliance Retail Ventures Ltd.	CP	Diversified retail	P1+	CRISIL	7929.90	1.75%	16.00 k
Bond - Indusind Bank Ltd.	CD	Private sector bank	P1+	CRISIL	7454.74	1.65%	15.00 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	7449.43	1.65%	15.00 k
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	7426.60	1.64%	15.00 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	7424.20	1.64%	15.00 k
Bond - T-Bill	T-Bills	Other			6950.53	1.54%	7.00 Cr
Bond - Kotak Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	6906.81	1.53%	14.00 k
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	6479.46	1.43%	13.00 k
Bond - Small Industries Development Bank Of India	CP	Financial institution	P1+	CRISIL	6455.51	1.43%	13.00 k
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	LAAA	ICRA	5752.36	1.27%	5.75 k
Bond - LIC Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	5232.51	1.16%	10.50 k
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	5227.53	1.16%	10.50 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	5221.26	1.15%	10.50 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	5204.45	1.15%	10.50 k
Bond - T-Bill	T-Bills	Other			4994.97	1.10%	5.00 Cr
Bond - Govt of India	GOI	Other			4994.77	1.10%	4.99 Cr
Bond - Small Industries Development Bank Of India	CP	Financial institution	P1+	CRISIL	4981.56	1.10%	10.00 k
Bond - Tata Capital Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	4965.74	1.10%	10.00 k
Bond - HDFC Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	4962.99	1.10%	10.00 k
Bond - Tata Power Co. Ltd.	CP	Integrated power utilities	P1+	CRISIL	4953.94	1.09%	10.00 k
Bond - Bajaj Finance Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	4945.67	1.09%	10.00 k
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	4943.14	1.09%	10.00 k
Bond - Bank Of India	CD	Public sector bank	P1+	CRISIL	4942.46	1.09%	10.00 k
Bond - Bajaj Financial Securities Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	4939.54	1.09%	10.00 k
Bond - HDFC Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	4938.62	1.09%	10.00 k
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	4733.29	1.05%	9.50 k
Bond - Bajaj Financial Securities Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	4471.44	0.99%	9.00 k
Bond - T-Bill	T-Bills	Other			4427.92	0.98%	4.45 Cr
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	4175.48	0.92%	8.40 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	4006.48	0.89%	40.00 k
Bond - T-Bill	T-Bills	Other			3829.98	0.85%	3.85 Cr
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	3732.72	0.83%	7.50 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	3730.02	0.82%	7.50 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	3728.31	0.82%	7.50 k
Bond - Bajaj Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	3491.83	0.77%	7.00 k
Bond - Small Industries Development Bank Of India	CP	Financial institution	P1+	CRISIL	3484.76	0.77%	7.00 k
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	3480.13	0.77%	7.00 k
Bond - Bank Of India	CD	Public sector bank	P1+	CRISIL	3472.67	0.77%	7.00 k
Bond - Bajaj Financial Securities Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	3450.42	0.76%	7.00 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	2987.17	0.66%	6.00 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	2976.77	0.66%	6.00 k
Bond - Bajaj Financial Securities Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	2975.72	0.66%	6.00 k
Bond - Kotak Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	2963.18	0.65%	6.00 k
Bond - Tata Capital Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	2957.99	0.65%	6.00 k
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	2905.00	0.64%	2.90 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	2734.05	0.60%	5.50 k
Bond - T-Bill	T-Bills	Other			2725.58	0.60%	2.75 Cr
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	2495.06	0.55%	5.00 k
Bond - HDFC Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	2490.72	0.55%	5.00 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	2489.14	0.55%	5.00 k
Bond - Bajaj Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	2488.74	0.55%	5.00 k
Bond - Small Industries Development Bank Of India	CP	Financial institution	P1+	CRISIL	2480.38	0.55%	5.00 k
Bond - Angel One Ltd.	CP	Stockbroking & allied	A1+	ICRA	2479.28	0.55%	5.00 k
Bond - Kotak Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	2476.26	0.55%	5.00 k
Bond - Kotak Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	2474.95	0.55%	5.00 k
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	2473.99	0.55%	5.00 k
Bond - Export Import Bank Of India	CP	Financial institution	P1+	CRISIL	2472.01	0.55%	5.00 k
Bond - Reliance Jio Infocomm Ltd.	CP	Telecom - equipment & accessories	P1+	CRISIL	2469.26	0.55%	5.00 k
Bond - HDFC Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	2468.88	0.55%	5.00 k
Bond - Axis Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	2468.78	0.55%	5.00 k
Bond - Tata Capital Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	2468.38	0.55%	5.00 k
Bond - Angel One Ltd.	CP	Stockbroking & allied	A1+	ICRA	2461.86	0.54%	5.00 k
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	2436.60	0.54%	4.90 k
Bond - Kotak Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	2233.35	0.49%	4.50 k
Bond - Export Import Bank Of India	CP	Financial institution	P1+	CRISIL	1991.49	0.44%	4.00 k
Bond - Aditya Birla Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	1985.96	0.44%	4.00 k
Bond - Indusind Bank Ltd.	CD	Private sector bank	P1+	CRISIL	1985.60	0.44%	4.00 k
Bond - Axis Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	1985.15	0.44%	4.00 k
Bond - HDFC Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	1983.10	0.44%	4.00 k
Bond - Indusind Bank Ltd.	CD	Private sector bank	P1+	CRISIL	1980.88	0.44%	4.00 k
Bond - Network 18 Media & Invst. Ltd.	CP	Media & entertainment	A1+	ICRA	1980.40	0.44%	4.00 k
Bond - Birla Group Holdings Private Ltd.	CP	Investment company	P1+	CRISIL	1975.85	0.44%	4.00 k
Bond - Reliance Retail Ventures Ltd.	CP	Diversified retail	P1+	CRISIL	1975.36	0.44%	4.00 k
Bond - Pilani Investment & Industries Corporation Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	1974.97	0.44%	4.00 k
Bond - 360 ONE WAM Ltd.	CP	Other financial services	P1+	CRISIL	1974.42	0.44%	4.00 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	1801.15	0.40%	1.80 k
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	1743.61	0.39%	3.50 k
Bond - Bajaj Financial Securities Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	1736.75	0.38%	3.50 k
Bond - Aditya Birla Money Ltd.	CP	Stockbroking & allied	P1+	CRISIL	1732.79	0.38%	3.50 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	1639.64	0.36%	3.30 k
Bond - T-Bill	T-Bills	Other			1543.78	0.34%	1.55 Cr
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	1494.56	0.33%	3.00 k
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	1492.25	0.33%	3.00 k
Bond - Aditya Birla Money Ltd.	CP	Stockbroking & allied	P1+	CRISIL	1491.22	0.33%	3.00 k
Bond - HDFC Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	1487.06	0.33%	3.00 k
Bond - HDFC Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	1486.80	0.33%	3.00 k
Bond - 360 ONE WAM Ltd.	CP	Other financial services	P1+	CRISIL	1486.41	0.33%	3.00 k
Bond - Indusind Bank Ltd.	CD	Private sector bank	P1+	CRISIL	1486.41	0.33%	3.00 k
Bond - Godrej Properties Ltd.	CP	Residential, commercial projects	A1+	ICRA	1484.95	0.33%	3.00 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	1481.87	0.33%	3.00 k
Bond - Aditya Birla Capital Ltd.	CP	Life insurance	P1+	CRISIL	1481.56	0.33%	3.00 k
Bond - Bajaj Financial Securities Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	1479.53	0.33%	3.00 k
Bond - HDB Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	1252.11	0.28%	1.25 k
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	1246.86	0.28%	2.50 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	1242.96	0.27%	2.50 k
Bond - Pilani Investment & Industries Corporation Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	1233.91	0.27%	2.50 k
Bond - HDFC Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	996.11	0.22%	2.00 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	995.23	0.22%	2.00 k
Bond - T-Bill	T-Bills	Other			993.94	0.22%	1.00 Cr
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	992.39	0.22%	2.00 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	991.95	0.22%	2.00 k
Bond - SBICAP Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	991.18	0.22%	2.00 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	991.11	0.22%	2.00 k
Bond - SBICAP Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	990.66	0.22%	2.00 k
Bond - 360 One Prime Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	987.95	0.22%	2.00 k
Bond - Bajaj Financial Securities Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	987.74	0.22%	2.00 k
Bond - Julius Baer Capital (India) Pvt Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	987.69	0.22%	2.00 k
Bond - Axis Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	987.69	0.22%	2.00 k
Bond - Birla Group Holdings Private Ltd.	CP	Investment company	P1+	CRISIL	987.57	0.22%	2.00 k
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	LAAA	ICRA	751.35	0.17%	750.00
Bond - T-Bill	T-Bills	Other			747.01	0.17%	75.00 L
Bond - Aditya Birla Money Ltd.	CP	Stockbroking & allied	P1+	CRISIL	740.60	0.16%	1.50 k
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	740.04	0.16%	1.50 k
Bond - Govt of India	GOI	Other			501.03	0.11%	50.00 L
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	498.75	0.11%	1.00 k
Bond - Julius Baer Capital (India) Pvt Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	498.08	0.11%	1.00 k
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	497.78	0.11%	1.00 k
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	497.43	0.11%	1.00 k
Bond - Muthoot Finance Pvt. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	496.65	0.11%	1.00 k
Bond - Muthoot Finance Pvt. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	496.24	0.11%	1.00 k
Bond - LIC Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	496.09	0.11%	1.00 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	495.74	0.11%	1.00 k
Bond - Standard Chartered Capital Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	495.66	0.11%	1.00 k
Bond - Muthoot Finance Pvt. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	495.41	0.11%	1.00 k
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	495.39	0.11%	1.00 k
Bond - Small Industries Development Bank Of India	CP	Financial institution	P1+	CRISIL	495.04	0.11%	1.00 k
Bond - Small Industries Development Bank Of India	CP	Financial institution	P1+	CRISIL	494.80	0.11%	1.00 k
Bond - Kotak Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	494.47	0.11%	1.00 k
Bond - 360 ONE WAM Ltd.	CP	Other financial services	P1+	CRISIL	494.16	0.11%	1.00 k
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	493.92	0.11%	1.00 k
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	318.01	0.07%	250.00
Bond - Govt of India	GOI	Other			301.38	0.07%	30.00 L
Bond - T-Bill	T-Bills	Other			249.00	0.06%	25.00 L
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	247.83	0.05%	500.00
Bond - T-Bill	T-Bills	Other			199.36	0.04%	20.00 L
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	198.90	0.04%	400.00

Name	Type of Instrument	Weight (%)
Reverse Repo	Reverse Repo	2.52%
Net Receivables	Net Receivables	0.31%
TREPS	TREPS	0.04%
Net Receivables	Net Receivables	-8.39%
Net Receivables	Net Receivables	-8.70%

ICICI Prudential Liquid Fund - Growth

Portfolio Summary (as on 31st Dec,2025)

Debt holding in Portfolio (as on 31st Dec,2025)

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